2022年高考英语时事热点阅读 热点29 数字货币与在线电子支付(PDF版含解析)

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名称 2022年高考英语时事热点阅读 热点29 数字货币与在线电子支付(PDF版含解析)
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更新时间 2021-12-02 22:16:36

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2022年高考英语时事热点阅读专练
热点29数字货币与在线电子支付
、阅读理解
Al 5G, cloud computing and other digital technologies are not only changing our lives but shaping the
conomy as well. China's six major commercial banks are stepping up digital wallet efforts to encourage the
e-CNY trials in the country, as reported by Shanghai Securities News on March 23
The functions of the e-CNY are exactly the same as those of the paper currency, except that the form is
digital, said Mu Changchun, head of the People's Bank of Chinas Digital Currency Research Institute
Many people are puzzled by e-CNY and electronic payments. " Digital currency has the characteristics of both
tronic payment said Wu Qianhong, a professor at the School of Electronic and Information
Engineering, Beihang University. "In theory, digital currency can replace paper money, Alipay and We Chat
payments.”
Compared with Alipay and We Chat payments, e-CNY features anonymity (lt tE:)and security. E-commerce
platforms that accept payments via e-CNY will not have access to users' personal information. E-CNY users can
open an anonymous digital wallet by registering a mobile phone number, and telecom operators cannot disclose
customer information to the central bank or any third-party institutions. Mu said that e-CNY users'privacy
protection is at the highest level among all the existing payment tool
Similar to Alipay and We Chat payments, using e CNY requires an account. After obtaining the other party's
account number, users can enter the amount of digital money to be transferred (f lk)and then enter the payment
password to complete the transaction Sh). However, the processes behind these transfers are different. For
electronic payments, the transfer has to go through a third party, and the receivers will get the transferred money
only when they withdraw money from banks. But e-CNY transfers only need a payer and a receiver to complete a
transaction. Therefore, it guarantees risk-free payments, according to Wu
In simple terms, e-CNY can be considered"money", while electronic payments are like"wallets"."Since
Alipay and We Chat Pay are payment channels, they can use e-CNY for payment after upgrading, " said Wu
The promotion of e-CNY is a gradual and inclusive process" Cheng Shi, the chief economist and managing
director of Industrial and Commercial Bank of China International wrote in an article for China dail
I. what can we know about e-CNY