2025届高三上学期英语一轮复习专项：01011ChinaDaily-私人养老金计划将助力资本市场——时文阅读语法填空专项练习（含答案）
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| 名称 | 2025届高三上学期英语一轮复习专项：01011ChinaDaily-私人养老金计划将助力资本市场——时文阅读语法填空专项练习（含答案） |  | |
| 格式 | docx | ||
| 文件大小 | 20.9KB | ||
| 资源类型 | 教案 | ||
| 版本资源 | 人教版（2019） | ||
| 科目 | 英语 | ||
| 更新时间 | 2025-01-14 12:12:04 | ||
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Private pension plan to boost capital markets
私人养老金计划将助力资本市场
The implementation of a private pension program nationwide will play an important (1) ______ (role) as a driver for the increased maturity of Chinese capital markets. However, there is still (2) ______ (room) for it to attract more users who are willing to open accounts and invest, experts said.
According to a notice jointly (3) ______ (release) by five central government departments such as the Ministry of Human Resources and Social Security, the Ministry of Finance and the State Taxation Administration, the private pension program started to be fully implemented across the country from Dec 15.
Under the plan, all Chinese employees (4) ______ (cover) by the country's basic pension insurance system — also known as the first pillar — can voluntarily open private pension accounts at designated commercial banks.
Data from the Ministry of Human Resources and Social Security (5) ______ (suggest) that more than 1 billion Chinese might be eligible for the program.
It's a good opportunity for people to plan for their future. They can choose to (6) ______ (invest) in different ways according to their own needs.
The private pension program is also beneficial to the stability of the capital markets. It can bring more (7) ______ (capital) into the markets.
Moreover, with more people joining in, the program will develop better. And it will have a positive impact on the whole economic (8) ______ (system).
We should encourage more people to understand and make use of this program. In this way, it can help to improve people's living standards and make our society more (9) ______ (stable).
Hopefully, in the future, the program will be improved continuously to (10) ______ (meet) the changing needs of the public.
答案：
role（考查固定搭配，“play an important role as...” 表示 “作为…… 起着重要作用”，所以填 role，考查固定搭配知识点）
room（考查名词，“room” 在这里表示 “空间，余地”，是不可数名词，根据语境用原形，所以填 room，考查名词知识点）
released（考查非谓语动词，“released” 是过去分词作后置定语，修饰 “notice”，表被动，所以填 released，考查非谓语动词知识点）
covered（考查非谓语动词，“covered” 是过去分词作后置定语，修饰 “employees”，表被动，所以填 covered，考查非谓语动词知识点）
suggest（考查动词时态，此处描述客观事实，用一般现在时，主语是 “Data”，谓语动词用原形，所以填 suggest，考查时态知识点）
invest（考查动词形式，根据 “choose to” 后接动词原形，所以填 invest，考查动词形式知识点）
capital（考查名词，“capital” 表示 “资金”，此处用原形，所以填 capital，考查名词知识点）
system（考查名词，“economic system” 表示 “经济体系”，用原形，所以填 system，考查名词知识点）
stable（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 stable，考查词性转换知识点）
meet（考查动词形式，根据 “to” 后接动词原形，所以填 meet，考查动词形式知识点）
Individuals are allowed to deposit a maximum of 12,000 yuan ($1,645) every year (1) ______ their private pension accounts. The deposit can be finished either on a monthly or yearly (2) ______ (base).
Dong Keyong, a professor at the School of Public Administration and Policy of Renmin University of China, said, "The nationwide implementation can be seen as the (3) ______ (erect) of a third pillar in China's pension system in the real sense. It's an important step forward in building a multilayered pension system in our country."
In November 2022, the private pension program experiment (4) ______ (start) in 36 major cities including Beijing, Shanghai, Guangzhou in Guangdong province, and Xi'an in Shaanxi province.
According to data from the Ministry of Human Resources and Social Security, 72.79 million Chinese had opened their private pension accounts by the end of November.
Jin Weigang, deputy director of the China Association of Social Security, said that a major (5) ______ (achieve) of the private pension pilot program over the past two years was to educate people about the account's function as financial preparation for old age.
What's more important, the program will greatly (6) ______ (aid) in making the Chinese capital market more mature, as industry experts said.
Based on international experiences, pensions, as long-term capital, act as the cornerstone of a stable and (7) ______ (soundly) stock market, according to Wan Li, a financial industry analyst at BOCOM International.
As more people open accounts and deposit money, private pensions are likely to become an important incremental capital inflow into the A-share market. Such capital usually (8) ______ (focus) on long-term investments, which is (9) ______ (benefit) to the sustainable development of the Chinese stock market.
We should encourage more people to take part in this program so that it can play a better role and make our pension system more (10) ______ (complete).
答案：
into（考查介词，“deposit...into...” 表示 “把…… 存入……”，是固定搭配，所以填 into，考查固定搭配知识点）
basis（考查词性转换，“on a...basis” 表示 “以…… 为基础，按照……”，此处用名词形式，所以填 basis，考查词性转换知识点）
erection（考查词性转换，根据前面的定冠词 “the” 和后面的 “of” 可知此处用名词形式，所以填 erection，考查词性转换知识点）
started（考查动词时态，根据 “In November 2022” 可知描述过去的事情，用一般过去时，所以填 started，考查时态知识点）
achievement（考查词性转换，根据前面的不定冠词 “a” 和形容词 “major” 可知此处用名词单数形式，所以填 achievement，考查词性转换知识点）
aid（考查动词形式，根据 “will” 后接动词原形，所以填 aid，考查动词形式知识点）
sound（考查词性转换，此处和 “stable” 并列，修饰名词 “stock market” 要用形容词，所以填 sound，考查词性转换知识点）
focuses（考查动词时态，此处描述客观事实，主语是 “Such capital”，为单数，谓语动词用第三人称单数形式，所以填 focuses，考查时态知识点）
beneficial（考查词性转换，“be beneficial to...” 表示 “对…… 有益”，此处用形容词形式，所以填 beneficial，考查词性转换知识点）
complete（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 complete，考查词性转换知识点）
The value of China's private pension market is expected to rise to 12 trillion yuan by 2035. Experts from CITIC Securities said this increase will (1) ______ (significant) boost capital market vitality.
Zheng Zheng thought the full implementation of the program is a "milestone" as it can stimulate more financial product (2) ______ (innovate).
The investable scope under private pension accounts has been expanded, which is "a major highlight", said Yan Zhipeng. More financial products like treasury bonds and designated pension deposits have been (3) ______ (include).
Yan also mentioned the bond ladder strategy. It can (4) ______ (reduce) risks by spreading investments across different bonds.
Index funds have been added as an investable product. Dong from Renmin University of China said they can help individual investors (5) ______ (alleviate) risks.
However, there are some problems. Only about 22 percent of people who opened accounts had actually deposited money by March 2023, showing many accounts were (6) ______ (idle).
The longer maturity cycle of private pensions brings a liquidity issue. Yu Fenghui suggested more withdrawal (7) ______ (method) to deal with it.
Also, the choice of pension products is limited as an individual can only choose one bank to open an account. And choosing the right product from a large number is not (8) ______ (easy).
To solve these, financial institutions are encouraged to provide investment consultation services based on clients' risk (9) ______ (appetite).
Moreover, efforts should be made to build a unified platform and explore policies to enhance public trust and make products more (10) ______ (diversify).
答案：
significantly（考查词性转换，此处修饰动词 “boost” 要用副词，所以填 significantly，考查词性转换知识点）
innovation（考查词性转换，根据前面的形容词 “financial” 和 “product” 可知此处用名词形式，所以填 innovation，考查词性转换知识点）
included（考查动词的语态，此处是被动语态，“be included” 表示 “被包括”，所以填 included，考查语态知识点）
reduce（考查动词形式，根据 “can” 后接动词原形，所以填 reduce，考查动词形式知识点）
alleviate（考查动词形式，根据 “help sb. (to) do sth.”，此处用动词原形，所以填 alleviate，考查动词形式知识点）
idle（考查词性转换，此处作表语要用形容词，所以填 idle，考查词性转换知识点）
methods（考查名词复数，根据前面的 “more” 可知要用名词复数形式，所以填 methods，考查名词复数知识点）
easy（考查词性转换，此处作表语要用形容词，所以填 easy，考查词性转换知识点）
appetite（考查词性转换，此处用名词形式，“risk appetite” 表示 “风险偏好”，所以填 appetite，考查词性转换知识点）
diversified（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 diversified，考查词性转换知识点）
私人养老金计划将助力资本市场
The implementation of a private pension program nationwide will play an important (1) ______ (role) as a driver for the increased maturity of Chinese capital markets. However, there is still (2) ______ (room) for it to attract more users who are willing to open accounts and invest, experts said.
According to a notice jointly (3) ______ (release) by five central government departments such as the Ministry of Human Resources and Social Security, the Ministry of Finance and the State Taxation Administration, the private pension program started to be fully implemented across the country from Dec 15.
Under the plan, all Chinese employees (4) ______ (cover) by the country's basic pension insurance system — also known as the first pillar — can voluntarily open private pension accounts at designated commercial banks.
Data from the Ministry of Human Resources and Social Security (5) ______ (suggest) that more than 1 billion Chinese might be eligible for the program.
It's a good opportunity for people to plan for their future. They can choose to (6) ______ (invest) in different ways according to their own needs.
The private pension program is also beneficial to the stability of the capital markets. It can bring more (7) ______ (capital) into the markets.
Moreover, with more people joining in, the program will develop better. And it will have a positive impact on the whole economic (8) ______ (system).
We should encourage more people to understand and make use of this program. In this way, it can help to improve people's living standards and make our society more (9) ______ (stable).
Hopefully, in the future, the program will be improved continuously to (10) ______ (meet) the changing needs of the public.
答案：
role（考查固定搭配，“play an important role as...” 表示 “作为…… 起着重要作用”，所以填 role，考查固定搭配知识点）
room（考查名词，“room” 在这里表示 “空间，余地”，是不可数名词，根据语境用原形，所以填 room，考查名词知识点）
released（考查非谓语动词，“released” 是过去分词作后置定语，修饰 “notice”，表被动，所以填 released，考查非谓语动词知识点）
covered（考查非谓语动词，“covered” 是过去分词作后置定语，修饰 “employees”，表被动，所以填 covered，考查非谓语动词知识点）
suggest（考查动词时态，此处描述客观事实，用一般现在时，主语是 “Data”，谓语动词用原形，所以填 suggest，考查时态知识点）
invest（考查动词形式，根据 “choose to” 后接动词原形，所以填 invest，考查动词形式知识点）
capital（考查名词，“capital” 表示 “资金”，此处用原形，所以填 capital，考查名词知识点）
system（考查名词，“economic system” 表示 “经济体系”，用原形，所以填 system，考查名词知识点）
stable（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 stable，考查词性转换知识点）
meet（考查动词形式，根据 “to” 后接动词原形，所以填 meet，考查动词形式知识点）
Individuals are allowed to deposit a maximum of 12,000 yuan ($1,645) every year (1) ______ their private pension accounts. The deposit can be finished either on a monthly or yearly (2) ______ (base).
Dong Keyong, a professor at the School of Public Administration and Policy of Renmin University of China, said, "The nationwide implementation can be seen as the (3) ______ (erect) of a third pillar in China's pension system in the real sense. It's an important step forward in building a multilayered pension system in our country."
In November 2022, the private pension program experiment (4) ______ (start) in 36 major cities including Beijing, Shanghai, Guangzhou in Guangdong province, and Xi'an in Shaanxi province.
According to data from the Ministry of Human Resources and Social Security, 72.79 million Chinese had opened their private pension accounts by the end of November.
Jin Weigang, deputy director of the China Association of Social Security, said that a major (5) ______ (achieve) of the private pension pilot program over the past two years was to educate people about the account's function as financial preparation for old age.
What's more important, the program will greatly (6) ______ (aid) in making the Chinese capital market more mature, as industry experts said.
Based on international experiences, pensions, as long-term capital, act as the cornerstone of a stable and (7) ______ (soundly) stock market, according to Wan Li, a financial industry analyst at BOCOM International.
As more people open accounts and deposit money, private pensions are likely to become an important incremental capital inflow into the A-share market. Such capital usually (8) ______ (focus) on long-term investments, which is (9) ______ (benefit) to the sustainable development of the Chinese stock market.
We should encourage more people to take part in this program so that it can play a better role and make our pension system more (10) ______ (complete).
答案：
into（考查介词，“deposit...into...” 表示 “把…… 存入……”，是固定搭配，所以填 into，考查固定搭配知识点）
basis（考查词性转换，“on a...basis” 表示 “以…… 为基础，按照……”，此处用名词形式，所以填 basis，考查词性转换知识点）
erection（考查词性转换，根据前面的定冠词 “the” 和后面的 “of” 可知此处用名词形式，所以填 erection，考查词性转换知识点）
started（考查动词时态，根据 “In November 2022” 可知描述过去的事情，用一般过去时，所以填 started，考查时态知识点）
achievement（考查词性转换，根据前面的不定冠词 “a” 和形容词 “major” 可知此处用名词单数形式，所以填 achievement，考查词性转换知识点）
aid（考查动词形式，根据 “will” 后接动词原形，所以填 aid，考查动词形式知识点）
sound（考查词性转换，此处和 “stable” 并列，修饰名词 “stock market” 要用形容词，所以填 sound，考查词性转换知识点）
focuses（考查动词时态，此处描述客观事实，主语是 “Such capital”，为单数，谓语动词用第三人称单数形式，所以填 focuses，考查时态知识点）
beneficial（考查词性转换，“be beneficial to...” 表示 “对…… 有益”，此处用形容词形式，所以填 beneficial，考查词性转换知识点）
complete（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 complete，考查词性转换知识点）
The value of China's private pension market is expected to rise to 12 trillion yuan by 2035. Experts from CITIC Securities said this increase will (1) ______ (significant) boost capital market vitality.
Zheng Zheng thought the full implementation of the program is a "milestone" as it can stimulate more financial product (2) ______ (innovate).
The investable scope under private pension accounts has been expanded, which is "a major highlight", said Yan Zhipeng. More financial products like treasury bonds and designated pension deposits have been (3) ______ (include).
Yan also mentioned the bond ladder strategy. It can (4) ______ (reduce) risks by spreading investments across different bonds.
Index funds have been added as an investable product. Dong from Renmin University of China said they can help individual investors (5) ______ (alleviate) risks.
However, there are some problems. Only about 22 percent of people who opened accounts had actually deposited money by March 2023, showing many accounts were (6) ______ (idle).
The longer maturity cycle of private pensions brings a liquidity issue. Yu Fenghui suggested more withdrawal (7) ______ (method) to deal with it.
Also, the choice of pension products is limited as an individual can only choose one bank to open an account. And choosing the right product from a large number is not (8) ______ (easy).
To solve these, financial institutions are encouraged to provide investment consultation services based on clients' risk (9) ______ (appetite).
Moreover, efforts should be made to build a unified platform and explore policies to enhance public trust and make products more (10) ______ (diversify).
答案：
significantly（考查词性转换，此处修饰动词 “boost” 要用副词，所以填 significantly，考查词性转换知识点）
innovation（考查词性转换，根据前面的形容词 “financial” 和 “product” 可知此处用名词形式，所以填 innovation，考查词性转换知识点）
included（考查动词的语态，此处是被动语态，“be included” 表示 “被包括”，所以填 included，考查语态知识点）
reduce（考查动词形式，根据 “can” 后接动词原形，所以填 reduce，考查动词形式知识点）
alleviate（考查动词形式，根据 “help sb. (to) do sth.”，此处用动词原形，所以填 alleviate，考查动词形式知识点）
idle（考查词性转换，此处作表语要用形容词，所以填 idle，考查词性转换知识点）
methods（考查名词复数，根据前面的 “more” 可知要用名词复数形式，所以填 methods，考查名词复数知识点）
easy（考查词性转换，此处作表语要用形容词，所以填 easy，考查词性转换知识点）
appetite（考查词性转换，此处用名词形式，“risk appetite” 表示 “风险偏好”，所以填 appetite，考查词性转换知识点）
diversified（考查词性转换，此处作宾语补足语要用形容词，“make sth. + adj.” 表示 “使某物……”，所以填 diversified，考查词性转换知识点）