Section Ⅳ Writing an essay about non-cash payments
Ⅰ.阅读理解
For a lot of us of a certain age， cash has been a natural part of our lives.It was there when we bought our first candy bar， our first taxi ride.That might be the reason why some of us are surprised there are people walking among us who don’t carry a bill with them.
The rise of contactless payment and digital wallets is making cash useless in a lot of cities.In fact， some of us who might still be used to paying with “real” cash would feel alien in a place like Sweden， which has been called “the standard cashless society”.
If you had to wonder why anyone wouldn’t want to go cashless， chances are that increasing bank charges and many branches closing down have driven the popularity of cashless payment.Also， it’s easier and more convenient to pay that way.There’s no change to worry about， and transactions are fast and simple.You don’t depend on whether you have money on you to make a purchase.
Besides， younger generations are accustomed to paying through digital means in a way that is natural to them.The pandemic has also forced the financial system to make the change， which is beyond the anticipation （预期） of experts.
With the benefits described above， it feels like being cashless isn’t just a natural thing to do — it’s the smart path to take.However， we shouldn’t rush into things.Consider all the people who are already excluded （排除） from the financial system.That can happen for a lot of reasons， from lack of access to financial institutions to lack of financial education.A completely digital system would leave a lot of people on the outside looking in — and not just poor or homeless people， but also elderly people who wouldn’t know how to deal with cashless systems.
It feels like our best bet is leaving space for the shift to happen naturally.It’s the only way to ensure no one is left out as we figure out if we， the pre-Internet people and beyond， are ready to live in a world with no physical wallets.
1.What does the underlined word “alien” in Paragraph 2 mean？（ ）
A.Odd. B.Familiar.
C.Alarmed. D.Refreshed.
2.Which factor in the rise of cashless payments was unexpected by the expert？（ ）
A.Increasing bank charges.
B.The impact of the pandemic.
C.The closing down of many bank branches.
D.Young generations’ preference for digital payment.
3.What’s probably the author’s attitude towards going cashless？（ ）
A.Favorable. B.Objective.
C.Unconcerned. D.Curious.
4.What can be the best title for the text？（ ）
A.Should Our Societies Go Cashless？
B.Are Cashless Payment Good for Business？
C.How Does Cashless Payment Encourage More Spending？
D.Why Cashless Payments Are Preferred by Consumers？
Ⅱ.语法填空
At the beginning of the 21st century， slow and often uncomfortable trains struggled wildly across China， with low average speeds making 5. （journey） such as Shanghai-Beijing a test of endurance.
Since 2008 China’s high-speed rail industry has evolved rapidly and China has built the world’s longest network， symbolizing the 6. （country） increasing economic power.The network 7. （expect） to double in length again， to 70，000 kilometers， by 2035.In addition， the Chinese have created a 8. （total） different picture of high-speed rail network， 9. often proves faster and more reliable than Chinese domestic flights.
Not satisfied with pushing the boundaries of speed and civil engineering， Chinese companies are among the first in the world 10. （introduce） new technology such as autonomous train operation and advanced signaling.Although its trains are 11. the world’s fastest， China is still spending billions of dollars on maglev （磁悬浮列车）.Hopefully， it won’t be long 12. China operates passenger services well beyond the current limits of steel wheels.13. （take） a typically realistic approach to raising the speed of land transport， China sees maglev as 14. better option for bridging the gap between rail and air on long distance routes.
Ⅲ.读后续写
阅读下面材料，根据其内容和所给段落开头语续写两段，使之构成一篇完整的短文。
I was at Lens Crafters waiting to pick up my new pair of glasses.A mom as well as her little girl walked in.The mom was probably in her late twenties and the little girl was about five.
Both of their clothes were badly dated to say the least.It was obvious that the family’s financial windfall （意外之财） had not yet arrived.I overheard a comment the mom made to the saleslady that she was in between job 1 and job 2 of the day， so she didn’t have a lot of time.
The little girl and the mom proceeded around the store looking at these little tiny frames for the girl’s face.The saleslady was helping them try on frames and pulling aside her favorites.
You knew how some little kids actually looked ten times cuter in glasses， and so the little girl did.She found these cute little frames with a butterfly on them.She was so happy， smiling from ear to ear while she looked at herself in the mirror.
The saleslady rang the glasses up on the till （收银台）.The mom pulled out a coupon （优惠券）， and the saleslady stared blankly at the coupon.She then explained that for some reason this coupon could not be used， pointing out the miniscule （极小的） words printed at the bottom.
Then the mom chatted back and forth for a bit with the saleslady and then finally leaned down to her daughter and explained to her that there would be no glasses that day， maybe next month she said.
The little girl’s eyes started to tear up.The mom leaned a little closer and told her it would be OK and that she needed a little more time to save up for them.The little girl responded， “But Mommy， I can’t see and I want to be able to see when I start school next week.I want to do well， Mommy！ What if I’m in the back？”
注意：1.续写词数应为150左右；
2.请按如下格式作答。
Seeing this， I quietly called the saleslady over.
The saleslady was so moved.
Section Ⅳ Writing an essay about non-cash
payments
Ⅰ.
语篇解读：本文是一篇说明文。文章主要介绍了非现金支付的普及和优势，但非现金支付也面临着特殊群体的使用问题。
1.A 词义猜测题。根据画线词后的Sweden， which has been called “the standard cashless society”可知，瑞典普遍不使用现金，所以画线词前谈到的“习惯用现金支付的人”在瑞典就会感到不适应，格格不入。画线词alien与odd同义，意为“与众不同的，格格不入的”。
2.B 细节理解题。根据第四段第二句可知，专家没有预料到的是疫情成为非现金支付兴起的原因之一。
3.B 观点态度题。根据第五段前两句可知，作者承认非现金支付的好处，但也建议不宜操之过急。由此推断，作者对非现金化持客观的态度。
4.A 标题归纳题。通读全文尤其是第五段前两句和最后一段可知，作者介绍了非现金支付的普及和优势，但也表达了非现金支付可能会使一些人被排除在金融体系之外的担忧。由此推断，文章探讨了社会是否应该走向非现金化的问题。
Ⅱ.
语篇解读：本文是一篇新闻报道。文章主要介绍了中国高铁产业的迅速发展，为提高陆路运输的速度，中国将大力发展磁悬浮列车技术。
5.journeys 考查名词的单复数。journey是可数名词，表泛指，应用复数。故填journeys。
6.country’s 考查名词所有格。根据句意可知，此处表示“国家的”，因此应用country的所有格作定语修饰economic power。故填country’s。
7.is expected 考查动词的时态和主谓一致。be expected to do意为“有望做……”，表示一种可能性，应用一般现在时，并且主语network 为单数意义。故填is expected。
8.totally 考查词形转换。修饰形容词different应用副词作状语。故填totally。
9.which 考查定语从句。分析句子结构可知，空处引导非限制性定语从句，high-speed rail network是先行词，在从句中作主语，指物。故填which。
10.to introduce 考查非谓语动词。本句中的first后省略了companies，名词前有序数词修饰，应用动词不定式作后置定语。故填to introduce。
11.among 考查介词。根据句意及the world’s fastest可知，此处应用介词表示“在三者或三者以上之中”。故填among。
12.before 考查固定句型。It won’t be long before ...是固定句型，意为“用不了多长时间就……”。故填before。
13.Taking 考查非谓语动词。分析句子结构可知，空处作状语，应用非谓语动词形式，China发出take的动作，因此应用take的动词-ing形式作状语。故填Taking。
14.a 考查冠词。option为可数名词，better是读音以辅音音素开头的单词，因此用不定冠词a。a better option意为“一个更好的选择”。故填a。
Ⅲ.
Seeing this， I quietly called the saleslady over.I told her that she either honored the coupon or let me buy them.The saleslady chose the latter and explained that she had to obey the store’s rules.I asked her to give me the bill.After looking at it， I started putting my cash in the counter.Seeing this， other customers around me donated their money as well to help the little girl.
The saleslady was so moved.Realizing immediately she could also do something to help， she went over and bent down next to the little girl， holding the frames and said， “Do you like these frames， sweetie？” The little girl fought back her tears and shook her head.The saleslady apologized to the mom， informing her that she just realized that she actually had misread the coupon and that there would be no problem honoring it.She said， “That will be fifty dollars madam， just as the coupon had stated.” The mom proudly took out the fifty dollars she had saved and paid for the glasses.
3 / 3Section Ⅳ Writing an essay about non-cash payments
Step 1 品教材范文
Nowadays， non-cash payments are becoming more and more popular across the world， especially in China.It refers to the method of making payments with cards， mobile phones and other electronic devices.New ways of supporting non-cash payments are quickly turning up one after another.
Obviously， there are many benefits of non-cash payments.First， they are so convenient and fast that people could make almost all the payments with a single click on their smartphones.In some shopping centres， they can pay by simply standing in front of a camera and let it recognise their face.Second， non-cash payments are safe and hygienic.They free people from carrying heavy coins and dirty notes， or even a wallet.Therefore， the risk of losing money or the wallet is not a threat any more.What is more， non-cash payments eliminate the risk of counterfeit money.
However， as the old saying goes， every coin has two sides， and so does the non-cash payments， even though they don’t require a coin.The problems that accompany non-cash payments should not be ignored.When thinking it further， non-cash payments might not be quite safe as people have assumed， as it is not that hard for hackers to access people’s bank account and steal the money.It is also easier for your personal information to be stolen， which may bring great trouble.Meanwhile， to some degree， non-cash payments encourage over-consumption.They also depend too much on the Internet access or battery capacity — just imagine being at a place with no wi-fi and a flat battery， how can people make payments via their computers or smartphones then？Last but not least， non-cash payments aren’t quite friendly with people not knowing how， especially the elderly.It is such a pity to make them feel excluded and left out.
Nonetheless， non-cash payments are increasingly part of our fast-growing modern society.The current trend is for more non-cash payments， and this trend will probably continue in the future.But embracing a new trend doesn’t mean to exclude the “old-fashioned” ways.Perhaps it is more convenient for everyone — young and old， men and women — to have various options， in both cash and non-cash forms， when it comes to making payments， for the better good.
Step 2 析写作手法
学语言：
1.修饰语：比较级more and more；副词quickly； obviously
2.句式：运用了it is ＋ adj.＋ for sb to do sth
3.衔接词：first， second， therefore， what is more， however， meanwhile， last but not least， nonetheless， and， but
4.高级表达：
（1）结果状语从句they are so convenient and fast that people could make ...
（2）as引导非限制性定语从句...as the old saying goes
（3）让步状语从句 ...， even though they don’t require a coin.
（4）as引导原因状语从句...as it is not that hard for hackers to access people’s bank account and steal the money.
5.时态：一般现在时，现在进行时
学结构：
Para.1：Definition of non-cash payments
Para.2：Benefits
Para.3：Problems
Para.4：Conclusion
Step 3 背出彩佳句
1.We had a discussion about the advantages and disadvantages of non-cash payments and our opinions are as follows.
我们对非现金支付的优缺点进行了讨论，我们的观点如下。
2.One of the advantages is that we don’t have to carry cash while shopping and we needn’t worry about ...， which is more convenient for us.
优点之一是我们购物时不必携带现金，我们不必担心……这样对我们来说更方便。
3.Besides， the payment can be completed immediately so that we won’t have to wait long in line.此外，付款可以立即完成，这样我们就不用排很长的队了。
4.More importantly， it helps ...and is more environmentally friendly.
更重要的是，它有助于……而且更环保。
5.However， every coin has two sides and its disadvantages are also obvious.然而，任何事物都有两面性，它的缺点也是显而易见的。
6.It might not be as safe as we hope because sometimes ...它可能不像我们希望的那样安全，因为有时……
7.It is difficult for the old people to learn how to ...老年人很难学会如何……
8.Perhaps with the improvement of ...， non-cash payments may be safer and more popular in the near future.
也许随着……的改善，在不久的将来，非现金支付可能会更安全、更受欢迎。
假定你是李华，你的美国笔友Jenny正在做一份关于中国移动支付（mobile payment）的问卷调查，你是她的重点采访对象，请你给她写一封邮件，内容包括：
1.你或身边的人在日常生活中使用移动支付的情况；
2.移动支付带来的好处；
3.你的看法。
注意：1.可以适当增加细节，以使行文连贯；
2.开头和结尾已给出。
Dear Jenny，
How is your survey on mobile payment going？I’m glad I can help with it.
I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
一、审题谋篇，结构分明
第一段：自己和身边的人在日常生活中使用移动支付的情况；
第二段：移动支付带来的好处；
第三段：发表个人观点。
二、要点陈述，语言规范
1.人们普遍认为，中国是全球最大的移动支付市场。
2.我们大多数人习惯了扫描二维码来支付我们买的任何东西，比如书和衣服。
3.这是对大多数像我和我的家人一样的中国人生活的体验。
4.随着移动支付的广泛使用，我们根本不需要带钱包或现金。
5.我们永远不会担心得到假钞或不得不数零钱。
6.在中国，移动支付极大地改变了人们的生活。
7.我个人认为应该鼓励移动支付。
8.它因方便而赢得了消费者的支持。
9.另一个优势是，如果你使用移动支付，通常会有折扣，因为主要的在线支付平台都在竞争，以吸引更多的消费者。
三、句间衔接，过渡自然
1.用非限制性定语从句合并要点2和要点3。
2.用倒装句改写要点5。
四、检查誊写，卷面整洁
Dear Jenny，
How is your survey on mobile payment going？ I’m glad I can help with it.
I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
情感 描写 blank adj.无表情的，木然的 dizzy adj.头晕目眩的 sorrow n.令人悲伤的事，不幸 frustration n.懊丧，懊恼，沮丧
动作 描写 purchase v.购买 discriminate v.不公正地区别对待，歧视 interfere with妨碍，阻止 go into debt陷入债务之中，负债 accumulate v.积累，积聚 hire v.（短期的）租用，租借 rent out出租（房屋、房间、土地等）
人物 描写 guidance n.指导，引导 consultant n.顾问 conventional adj.传统的，常规的 mild adj.不浓烈的，淡的 freshman n.（高中或大学的）一年级学生 enterprising adj.有创业精神的；有事业心的；有进取心的 theft n.偷窃，偷盗
请从以上语料中选择合适的词汇，并用适当的过渡词完成下面语段。
这位年轻女士的家庭负债累累。为了还清债务，他们甚至把房子租了出去。路过面包店时，她感到快要饿晕了。然而她找不到一便士去买面包，这增加了她的沮丧和悲伤。她讨厌偷窃。她告诉自己，当有钱时，她会还的。她伸出手，抓起面包，正要转过身时，发现店主就站在她面前。她的头脑一片空白，不知道该如何回应。然而，店主却告诉她，面包是放在那里供顾客品尝的，并要求她品尝并发表评论！多年以后，尽管她积累了大量财富，这位女士还是保持着去面包店的习惯。
Section Ⅳ Writing an essay about non-cash
payments
【演练佳作·写美文】
写作步骤
二、1.It’s generally believed that China is the largest mobile payment market globally.
2.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes.
3.It is a glimpse into the lives of most Chinese like me and my family.
4.With the widespread use of mobile payment， we don’t need to carry a purse or cash at all.
5.We will never worry about getting fake notes or having to count changes.
6.Mobile payment has greatly changed people’s lives in China.
7.Personally， I think mobile payment should be encouraged.
8.It has won the support of consumers for its convenience.
9.Another advantage is that there are often discounts if you make mobile payment， as major online payment platforms are competing to attract more consumers.
三、1.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes， which is a glimpse into the lives of most Chinese like me and my family.
2.Never will we worry about getting fake notes or having to count changes.
四、
Dear Jenny，
How is your survey on mobile payment going？ I’m glad I can help with it.
It’s generally believed that China is the largest mobile payment market globally.Most of us are used to scanning QR codes to pay for whatever we purchase， such as books and clothes， which is a glimpse into the lives of most Chinese like me and my family.
With the widespread use of mobile payment，we don’t need to carry a purse or cash at all.Besides， never will we worry about getting fake notes or having to count changes.In short， mobile payment has greatly changed people’s lives in China.
Personally， I think mobile payment should be encouraged.First， it has won the support of consumers for its convenience.Another advantage is that there are often discounts if you make mobile payment， as major online payment platforms are competing to attract more consumers.
I hope my explanation can be of some help to you.Wish you good luck.
Yours faithfully，
Li Hua
【教材词汇·练续写】
The young lady’s family went into heavy debt.To pay off the debt，they even rent out their house.Walking past the bakery，she felt so hungry and a little dizzy.However， she couldn’t find a pence to purchase the bread，adding to her frustration and sorrow.She hated theft.She told herself that when she had money， she would pay back.She held out her hand， grabbed the bread and was about to turn around when she found the owner standing in front of her.Her mind went blank，not knowing how to respond.However， the owner told her the bread was put there for customers to have a taste and requested her to taste and make a comment！ Many years after that，although she has accumulated great wealth， the lady kept the habit of visiting the bakery.
5 / 5(共56张PPT)
Section Ⅳ Writing an essay about non-cash payments
1
细品课文·学手法
目 录
2
演练佳作·写美文
3
教材词汇·练续写
4
课时检测·提能力
细品课文·学手法
培养思维品质
1
Step 1 品教材范文
Nowadays， non-cash payments are becoming more and more
popular across the world， especially in China.It refers to the method of
making payments with cards， mobile phones and other electronic
devices.New ways of supporting non-cash payments are quickly turning up
one after another.
Obviously， there are many benefits of non-cash payments.First，
they are so convenient and fast that people could make almost all the
payments with a single click on their smartphones.In some shopping
centres， they can pay by simply standing in front of a camera and let it
recognise their face.Second， non-cash payments are safe and
hygienic.They free people from carrying heavy coins and dirty notes， or
even a wallet.Therefore， the risk of losing money or the wallet is not a
threat any more.What is more， non-cash payments eliminate the risk of
counterfeit money.
However， as the old saying goes， every coin has two sides， and
so does the non-cash payments， even though they don’t require a
coin.The problems that accompany non-cash payments should not be
ignored.When thinking it further， non-cash payments might not be quite
safe as people have assumed， as it is not that hard for hackers to access
people’s bank account and steal the money.It is also easier for your
personal information to be stolen， which may bring great
trouble.Meanwhile， to some degree， non-cash payments encourage
over-consumption.
They also depend too much on the Internet access or battery capacity —
just imagine being at a place with no wi-fi and a flat battery， how can
people make payments via their computers or smartphones then？Last but
not least， non-cash payments aren’t quite friendly with people not
knowing how， especially the elderly.It is such a pity to make them feel
excluded and left out.
Nonetheless， non-cash payments are increasingly part of our fast-
growing modern society.The current trend is for more non-cash
payments， and this trend will probably continue in the future.But
embracing a new trend doesn’t mean to exclude the “old-fashioned”
ways.Perhaps it is more convenient for everyone — young and old， men
and women — to have various options， in both cash and non-cash
forms， when it comes to making payments， for the better good.
Step 2 析写作手法
学语言：
1. 修饰语：比较级more and more；副词quickly； obviously
2. 句式：运用了it is ＋ adj.＋ for sb to do sth
3. 衔接词：first， second， therefore， what is more， however，
meanwhile， last but not least， nonetheless， and， but
4. 高级表达：
（1）结果状语从句they are so convenient and fast that people could
make ...
（2）as引导非限制性定语从句...as the old saying goes
（3）让步状语从句 ...， even though they don’t require a coin.
（4）as引导原因状语从句...as it is not that hard for hackers to
access people’s bank account and steal the money.
5. 时态：一般现在时，现在进行时
学结构：
Para.1：Definition of non-cash payments
Para.2：Benefits
Para.3：Problems
Para.4：Conclusion
Step 3 背出彩佳句
1. We had a discussion about the advantages and disadvantages of non-
cash payments and our opinions are as follows.
我们对非现金支付的优缺点进行了讨论，我们的观点如下。
2. One of the advantages is that we don’t have to carry cash while
shopping and we needn’t worry about ...， which is more convenient
for us.
优点之一是我们购物时不必携带现金，我们不必担心……这样对我
们来说更方便。
3. Besides， the payment can be completed immediately so that we
won’t have to wait long in line.
此外，付款可以立即完成，这样我们就不用排很长的队了。
4. More importantly， it helps ...and is more environmentally friendly.
更重要的是，它有助于……而且更环保。
5. However， every coin has two sides and its disadvantages are also
obvious.
然而，任何事物都有两面性，它的缺点也是显而易见的。
6. It might not be as safe as we hope because sometimes ...
它可能不像我们希望的那样安全，因为有时……
7. It is difficult for the old people to learn how to ...
老年人很难学会如何……
8. Perhaps with the improvement of ...， non-cash payments may be
safer and more popular in the near future.
也许随着……的改善，在不久的将来，非现金支付可能会更安全、
更受欢迎。
演练佳作·写美文
奠定写作功底
2
假定你是李华，你的美国笔友Jenny正在做一份关于中国移动支付
（mobile payment）的问卷调查，你是她的重点采访对象，请你给她
写一封邮件，内容包括：
1. 你或身边的人在日常生活中使用移动支付的情况；
2. 移动支付带来的好处；
3. 你的看法。
注意：1.可以适当增加细节，以使行文连贯；
2. 开头和结尾已给出。
Dear Jenny，
How is your survey on mobile payment going？I’m glad I can
help with it.
I hope my explanation can be of some help to you.Wish you good
luck.
Yours faithfully，
Li Hua
一、审题谋篇，结构分明
第一段：自己和身边的人在日常生活中使用移动支付的情况；
第二段：移动支付带来的好处；
第三段：发表个人观点。
二、要点陈述，语言规范
1. 人们普遍认为，中国是全球最大的移动支付市场。
2. 我们大多数人习惯了扫描二维码来支付我们买的任何东西，比如书
和衣服。
3. 这是对大多数像我和我的家人一样的中国人生活的体验。
It’s generally believed that China is the largest mobile payment market
globally.
Most of us are used to scanning QR codes to pay for whatever we
purchase， such as books and clothes.
It is a glimpse into the lives of most Chinese like me and my family.
4. 随着移动支付的广泛使用，我们根本不需要带钱包或现金。
5. 我们永远不会担心得到假钞或不得不数零钱。
6. 在中国，移动支付极大地改变了人们的生活。
7. 我个人认为应该鼓励移动支付。
With the widespread use of mobile payment， we don’t need to carry
a purse or cash at all.
We will never worry about getting fake notes or having to count
changes.
Mobile payment has greatly changed people’s lives in China.
Personally， I think mobile payment should be encouraged.
8. 它因方便而赢得了消费者的支持。
9. 另一个优势是，如果你使用移动支付，通常会有折扣，因为主要的
在线支付平台都在竞争，以吸引更多的消费者。
It has won the support of consumers for its convenience.
Another advantage is that there are often discounts if you make mobile
payment， as major online payment platforms are competing to attract
more consumers.
三、句间衔接，过渡自然
1. 用非限制性定语从句合并要点2和要点3。
2. 用倒装句改写要点5。
Most of us are used to scanning QR codes to pay for whatever we
purchase， such as books and clothes， which is a glimpse into the
lives of most Chinese like me and my family.
Never will we worry about getting fake notes or having to count
changes.
四、检查誊写，卷面整洁
Dear Jenny，
How is your survey on mobile payment going？ I’m glad I can help
with it.
It’s generally believed that China is the largest mobile payment
market globally.Most of us are used to scanning QR codes to pay for
whatever we purchase， such as books and clothes， which is a glimpse
into the lives of most Chinese like me and my family.
With the widespread use of mobile payment，we don’t need to
carry a purse or cash at all.Besides， never will we worry about getting
fake notes or having to count changes.In short， mobile payment has
greatly changed people’s lives in China.
Personally， I think mobile payment should be encouraged.First，
it has won the support of consumers for its convenience.Another
advantage is that there are often discounts if you make mobile payment，
as major online payment platforms are competing to attract more
consumers.
I hope my explanation can be of some help to you.Wish you good
luck.
Yours faithfully，
Li Hua
教材词汇·练续写
体现学以致用
3
情感 描写 blank adj.无表情的，木然的
dizzy adj.头晕目眩的
sorrow n.令人悲伤的事，不幸
frustration n.懊丧，懊恼，沮丧
动作 描写 purchase v.购买
discriminate v.不公正地区别对待，歧视
interfere with妨碍，阻止
go into debt陷入债务之中，负债
accumulate v.积累，积聚
hire v.（短期的）租用，租借
rent out出租（房屋、房间、土地等）
人物 描写 guidance n.指导，引导
consultant n.顾问
conventional adj.传统的，常规的
mild adj.不浓烈的，淡的
freshman n.（高中或大学的）一年级学生
enterprising adj.有创业精神的；有事业心的；有进取心的
theft n.偷窃，偷盗
请从以上语料中选择合适的词汇，并用适当的过渡词完成下
面语段。
这位年轻女士的家庭负债累累。为了还清债务，他们甚至把房子
租了出去。路过面包店时，她感到快要饿晕了。然而她找不到一便士
去买面包，这增加了她的沮丧和悲伤。她讨厌偷窃。她告诉自己，当
有钱时，她会还的。她伸出手，抓起面包，正要转过身时，发现店主
就站在她面前。她的头脑一片空白，不知道该如何回应。然而，店主
却告诉她，面包是放在那里供顾客品尝的，并要求她品尝并发表评
论！多年以后，尽管她积累了大量财富，这位女士还是保持着去面包
店的习惯。
The young lady’s family went into heavy debt.To pay off the
debt，they even rent out their house.Walking past the bakery，she felt so
hungry and a little dizzy.However， she couldn’t find a pence to
purchase the bread，adding to her frustration and sorrow.She hated
theft.She told herself that when she had money， she would pay back.She
held out her hand， grabbed the bread and was about to turn around when
she found the owner standing in front of her.Her mind went blank，not
knowing how to respond.However， the owner told her the bread was put
there for customers to have a taste and requested her to taste and make a
comment！ Many years after that，although she has accumulated great
wealth， the lady kept the habit of visiting the bakery.
课时检测·提能力
培育学科素养
4
Ⅰ.阅读理解
For a lot of us of a certain age， cash has been a natural part of our
lives.It was there when we bought our first candy bar， our first taxi
ride.That might be the reason why some of us are surprised there are
people walking among us who don’t carry a bill with them.
The rise of contactless payment and digital wallets is making cash
useless in a lot of cities.In fact， some of us who might still be used to
paying with “real” cash would feel alien in a place like Sweden， which
has been called “the standard cashless society”.
If you had to wonder why anyone wouldn’t want to go cashless，
chances are that increasing bank charges and many branches closing down
have driven the popularity of cashless payment.Also， it’s easier and
more convenient to pay that way.There’s no change to worry about，
and transactions are fast and simple.You don’t depend on whether you
have money on you to make a purchase.
Besides， younger generations are accustomed to paying through
digital means in a way that is natural to them.The pandemic has also
forced the financial system to make the change， which is beyond the
anticipation （预期） of experts.
With the benefits described above， it feels like being cashless isn’t
just a natural thing to do — it’s the smart path to take.However， we
shouldn’t rush into things.Consider all the people who are already
excluded （排除） from the financial system.That can happen for a lot of
reasons， from lack of access to financial institutions to lack of financial
education.A completely digital system would leave a lot of people on the
outside looking in — and not just poor or homeless people， but also
elderly people who wouldn’t know how to deal with cashless systems.
It feels like our best bet is leaving space for the shift to happen
naturally.It’s the only way to ensure no one is left out as we figure out if
we， the pre-Internet people and beyond， are ready to live in a world
with no physical wallets.
语篇解读：本文是一篇说明文。文章主要介绍了非现金支付的普及
和优势，但非现金支付也面临着特殊群体的使用问题。
语篇解读：本文是一篇说明文。文章主要介绍了非现金支付的普及
和优势，但非现金支付也面临着特殊群体的使用问题。
1. What does the underlined word “alien” in Paragraph 2 mean？
（ ）
A. Odd. B. Familiar.
C. Alarmed. D. Refreshed.
解析： 词义猜测题。根据画线词后的Sweden， which has been
called “the standard cashless society”可知，瑞典普遍不使用现金，
所以画线词前谈到的“习惯用现金支付的人”在瑞典就会感到不适
应，格格不入。画线词alien与odd同义，意为“与众不同的，格格
不入的”。
2. Which factor in the rise of cashless payments was unexpected by the
expert？（ ）
A. Increasing bank charges.
B. The impact of the pandemic.
C. The closing down of many bank branches.
D. Young generations’ preference for digital payment.
解析： 细节理解题。根据第四段第二句可知，专家没有预料到
的是疫情成为非现金支付兴起的原因之一。
3. What’s probably the author’s attitude towards going cashless？
（ ）
A. Favorable. B. Objective.
C. Unconcerned. D. Curious.
解析： 观点态度题。根据第五段前两句可知，作者承认非现金
支付的好处，但也建议不宜操之过急。由此推断，作者对非现金化
持客观的态度。
4. What can be the best title for the text？（ ）
A. Should Our Societies Go Cashless？
B. Are Cashless Payment Good for Business？
C. How Does Cashless Payment Encourage More Spending？
D. Why Cashless Payments Are Preferred by Consumers？
解析： 标题归纳题。通读全文尤其是第五段前两句和最后一段
可知，作者介绍了非现金支付的普及和优势，但也表达了非现金支
付可能会使一些人被排除在金融体系之外的担忧。由此推断，文章
探讨了社会是否应该走向非现金化的问题。
Ⅱ.语法填空
At the beginning of the 21st century， slow and often uncomfortable
trains struggled wildly across China， with low average speeds making
5. （journey） such as Shanghai-Beijing a test of
endurance.
Since 2008 China’s high-speed rail industry has evolved rapidly and
China has built the world’s longest network， symbolizing the
6. （country） increasing economic power.The network
7. （expect） to double in length again， to 70，000
kilometers， by 2035.In addition， the Chinese have created a
8. （total） different picture of high-speed rail network，
9. often proves faster and more reliable than Chinese
domestic flights.
Not satisfied with pushing the boundaries of speed and civil
engineering， Chinese companies are among the first in the world
10. （introduce） new technology such as autonomous
train operation and advanced signaling.Although its trains are
11. the world’s fastest， China is still spending billions of
dollars on maglev （磁悬浮列车）.Hopefully， it won’t be long
12. China operates passenger services well beyond the
current limits of steel wheels.13. （take） a typically
realistic approach to raising the speed of land transport， China sees
maglev as 14.
better option for bridging the gap between rail and air on long distance
routes.
语篇解读：本文是一篇新闻报道。文章主要介绍了中国高铁产业的
迅速发展，为提高陆路运输的速度，中国将大力发展磁悬浮列车技
术。
5. journeys 考查名词的单复数。journey是可数名词，表泛指，应用
复数。故填journeys。
6. country’s 考查名词所有格。根据句意可知，此处表示“国家
的”，因此应用country的所有格作定语修饰economic power。故填
country’s。
语篇解读：本文是一篇新闻报道。文章主要介绍了中国高铁产业的
迅速发展，为提高陆路运输的速度，中国将大力发展磁悬浮列车技
术。
7. is expected 考查动词的时态和主谓一致。be expected to do意为
“有望做……”，表示一种可能性，应用一般现在时，并且主语
network 为单数意义。故填is expected。
8. totally 考查词形转换。修饰形容词different应用副词作状语。故填
totally。
9. which 考查定语从句。分析句子结构可知，空处引导非限制性定
语从句，high-speed rail network是先行词，在从句中作主语，指物。
故填which。
10. to introduce 考查非谓语动词。本句中的first后省略了
companies，名词前有序数词修饰，应用动词不定式作后置定语。故填
to introduce。
11. among 考查介词。根据句意及the world’s fastest可知，此处应
用介词表示“在三者或三者以上之中”。故填among。
12. before 考查固定句型。It won’t be long before ...是固定句型，
意为“用不了多长时间就……”。故填before。
13. Taking 考查非谓语动词。分析句子结构可知，空处作状语，应
用非谓语动词形式，China发出take的动作，因此应用take的动词-ing形
式作状语。故填Taking。
14. a 考查冠词。option为可数名词，better是读音以辅音音素开头的
单词，因此用不定冠词a。a better option意为“一个更好的选择”。故
填a。
Ⅲ.读后续写
阅读下面材料，根据其内容和所给段落开头语续写两段，使之构
成一篇完整的短文。
I was at Lens Crafters waiting to pick up my new pair of glasses.A
mom as well as her little girl walked in.The mom was probably in her late
twenties and the little girl was about five.
Both of their clothes were badly dated to say the least.It was obvious
that the family’s financial windfall （意外之财） had not yet arrived.I
overheard a comment the mom made to the saleslady that she was in
between job 1 and job 2 of the day， so she didn’t have a lot of time.
The little girl and the mom proceeded around the store looking at
these little tiny frames for the girl’s face.The saleslady was helping them
try on frames and pulling aside her favorites.
You knew how some little kids actually looked ten times cuter in
glasses， and so the little girl did.She found these cute little frames with a
butterfly on them.She was so happy， smiling from ear to ear while she
looked at herself in the mirror.
The saleslady rang the glasses up on the till （收银台）.The mom
pulled out a coupon （优惠券）， and the saleslady stared blankly at the
coupon.She then explained that for some reason this coupon could not be
used， pointing out the miniscule （极小的） words printed at the
bottom.
Then the mom chatted back and forth for a bit with the saleslady and
then finally leaned down to her daughter and explained to her that there
would be no glasses that day， maybe next month she said.
The little girl’s eyes started to tear up.The mom leaned a little closer
and told her it would be OK and that she needed a little more time to save
up for them.The little girl responded， “But Mommy， I can’t see and
I want to be able to see when I start school next week.I want to do well，
Mommy！ What if I’m in the back？”
注意：1.续写词数应为150左右；
2. 请按如下格式作答。
Seeing this， I quietly called the saleslady over.
The saleslady was so moved.
参考范文：
Seeing this， I quietly called the saleslady over.I told her that she
either honored the coupon or let me buy them.The saleslady chose the
latter and explained that she had to obey the store’s rules.I asked her to
give me the bill.After looking at it， I started putting my cash in the
counter.Seeing this， other customers around me donated their money as
well to help the little girl.
The saleslady was so moved.Realizing immediately she could also do
something to help， she went over and bent down next to the little girl，
holding the frames and said， “Do you like these frames， sweetie？”
The little girl fought back her tears and shook her head.The saleslady
apologized to the mom， informing her that she just realized that she
actually had misread the coupon and that there would be no problem
honoring it.She said， “That will be fifty dollars madam， just as the
coupon had stated.” The mom proudly took out the fifty dollars she had
saved and paid for the glasses.
谢谢观看！
