英语 选择性必修 第四册[WY]
Section Ⅰ Starting out & Understanding ideas
Business Blossoms
创业之花
As she spoke, Zhang Yue put her hands behind her back to hide that they were shaking.
发言时，张悦把双手藏在背后，以掩饰双手的颤抖。
She couldn't, however, hide the line of sweat running down her forehead, which was caused partly by the heat of the television studio, but more by fear of the four people seated in front of her.
但她无法掩饰从额头淌下的一行汗水，这一部分是由于电视演播室里有些热，但更多的则是她害怕坐在她面前的四个人。
They stared back, their blank faces giving no clue as to what they would say next.
他们面无表情地凝视着她，让人根本看不出他们接下来会说什么。
Feeling dizzy, Zhang Yue took a deep breath as she struggled to finish her presentation，
张悦感到一阵眩晕，做了个深呼吸，然后努力完成她的陈述，
“And that is why I need your help in turning my new and exciting business into a successful one.”
“这就是为什么我需要你们的帮助，以使这个全新的、激动人心的创业项目获得成功。”
①forehead n. 额，前额 ②blank adj. 无表情的，木然的 ③dizzy adj. 头晕目眩的 ④“主(They)谓(stared)”。their blank faces ... next为独立主格结构，表示伴随的动作，their blank faces与give之间是主动关系；what引导宾语从句。
Now chairwoman of her own company, Zhang Yue is fond of saying, “The early bird catches the worm.”
张悦现在是自己公司的总裁，她总喜欢说：“早起的鸟儿有虫吃。”
The place where this happens is a valley, a world away from any television studio.
她创业的地点在一个山谷里，这是一个远离任何电视演播室的世界。
Moving carefully through the darkness, she passes row upon row of rose plants.
她小心地在黑暗中穿行，经过一排又一排的玫瑰植株。
In an hour, these fields will be full of people, working quickly to pick the flowers before sunrise.
一小时后，这些田野中会挤满人，(他们)会在日出前快速采摘这些花。
“It has to be done then，” says Zhang.
“必须在那个时候采，”张悦说。
“These flowers are delicate.”
“这些花是很娇嫩的。”
⑤chairwoman n. 女主席；女会长 ⑥sunrise n. 日出(时分)；黎明；拂晓 ⑦“主(The place)系(is)表(a valley)”。where this happens是定语从句，where在从句中作地点状语；a world away from ... studio是valley的同位语。
Zhang never thought that this was something she would end up doing.
张悦以前从未想过自己最终会做这一行。
Surrounded by roses as she was growing up, she paid them little attention.
她从小到大，周围都是玫瑰，她很少注意到它们。
It was only after graduating from university overseas and returning to visit her parents that Zhang realised the potential.
直到结束海外留学生活，回国看望父母时，张悦才意识到(这里的)潜力。
“Conditions are ideal here，” she says.
“这里的条件非常理想，”她说。
“This is a place where roses grow wild.”
“这是一个玫瑰可以自然生长的地方。”
⑧potential n. (事物的)潜力，可能性
Zhang therefore decided to return to her home town and grow roses, which surprised many people.
因此，张悦决定回到家乡，种植玫瑰，这让很多人感到惊讶。
“I wanted to experience the freedom of being my own boss，” she said.
“我想体验自己当老板的自由，”她说。
“But I also wanted to give something back to my home town.
“但是我也想回报我的家乡。
As people say, ‘It takes a village to raise a child.’”
正如人们所说的那样：‘养育一个孩子需要整个村庄(的力量)。’”
⑨“形式主语(it)谓(takes)宾(a village)＋真正的主语(to raise a child)”。as引导定语从句，指代后面主句的内容。
She is not the only young person to have been bitten by the start up bug.
她并不是唯一一个被创业所吸引的年轻人。
All over the world, an increasing number of enterprising young people are thinking of starting their own businesses, as the growing economy creates more opportunities.
在世界各地，越来越多有事业心的年轻人开始考虑自己创业，因为不断增长的经济创造了更多的机会。
Like Zhang, they present their ideas in the hope of getting investment and advice, and they have the same passion and devotion.
像张悦一样，他们表达自己的想法，希望以此获得投资和建议。而且，他们也拥有同样的热情和投入。
⑩bug n. 突然的兴趣，迷恋 enterprising adj. 有创业精神的；有事业心的；有进取心的
The majority meet with rejection.
大多数人会遭到拒绝。
A few, like Zhang Yue, find themselves lucky enough to get investment and the all important input and support from more experienced business people.
像张悦这样的少数人会非常幸运地获得投资，并从更有经验的商界人士那里获得非常关键的投入和支持。
The road to their success is however still a long and difficult one, with many challenges along the way.
不过他们的成功之路仍然是漫长且艰难的，一路上会遇到许多挑战。
input n. 投入(物)
As someone who grew up in the country, Zhang already knew about growing plants.
作为在农村长大的人，张悦已经了解了作物种植。
However, like any entrepreneur who was just starting out, she still had a lot to learn.
不过，跟所有刚起步的企业家一样，她仍然有许多要学习的。
She has overcome a number of obstacles in nursing her business to the success it is today.
为了取得今天的成就，她精心打理生意，克服了许多阻碍。
“The biggest challenge at the initial phase was to persuade people to work for me, which was totally outside my experience.
“在初始阶段，最大的挑战就是说服人们来为我工作，这完全超出了我的经验范围。
obstacle n. 障碍，阻碍，妨碍 phase n. 阶段，时期
Few in the village believed I could create a multi million yuan business from flowers，” says Zhang.
村里几乎没人相信我能从花卉生意中创造几百万元的生意，”张悦说。
“After I went on TV, a major Asian manufacturer of cosmetics was willing to purchase my product and help with its distribution.
“我上了电视后，一家亚洲大型化妆品制造商表示愿意购买我的产品并且帮忙分销。
It was only then that the locals began to believe me.
直到那时本地人才开始相信我。
Now my product is one of the best in Asia.
现在我的产品是亚洲最好的产品之一。
This year, I can pay all my fellow workers a decent bonus.”
今年，我可以给我所有的同事发一笔丰厚的奖金了。”
manufacturer n. 制造商；制造公司，制造厂 cosmetics n. 化妆品，美容品 purchase v. 购买 distribution n. (商品的)分销，经销 bonus n. 奖金；红利
Seeing her peers who also dream of success and independence, Zhang has mixed feelings.
看到同龄人也梦想着成功和独立，张悦的心情很复杂。
Though she welcomes the new entrepreneurial spirit, she advises that people be realistic and seek guidance from expert consultants before rushing into things.
尽管她希望看到这种新的创业精神，但她建议人们要现实一些，在匆忙做事之前先寻求专业顾问的指导。
entrepreneurial adj. 创业的，具有创业精神的 guidance n. 指导，引导 consultant n. 顾问
“I love running my own business, but it's not for everyone，” says Zhang.
“我热爱经营自己的生意，但不是每个人都适合做这个，”张悦说。
“To succeed in business, you need more than a good idea, hard work and determination.
“要想在事业上取得成功，你需要的不仅仅是好的理念、勤奋和决心。
What really matters is a sound business plan, access to capital, and good management and negotiating skills.
真正重要的是一个合理的商业计划，获得资金的渠道，以及良好的管理和谈判技巧。
Most of all, don't be too ambitious.
最重要的是，不要野心太大。
You should know your own limits and those of the people you work with.
你得知道自己的极限，还有与你共事的人的极限。
For young people who have little life experience, that can be a challenge.”
对于缺乏生活经验的年轻人来说，那可能是个挑战。”
“主(What really matters)系(is)表(a sound ... skills)”。两个and连接了并列的表语，what引导的是主语从句。
1 blank adj. 无表情的，木然的(教材P50)
归纳拓展
情景助记
①She stared at me with a blank expression on her face.
她一脸木然地盯着我。
②My heart began to race and my mind went blank.
我的心开始狂跳，脑子里一片空白。
③Choose from the words given to fill in the blanks.
从所给词中选出正确的填空。
单句表达
①面对突如其来的灾难，我脑子里一片空白。
Facing the sudden disaster, my mind ______________________．
②看图片，用正确的单词填空。
Look at the picture and ________________ with the right words.
③她曾试图把全部经历从记忆中抹去。
She had tried to ________________________________．
答案：①went blank ②fill in the blanks ③blank out the whole experience
2 potential n. (事物的)潜力，可能性(教材P51)
归纳拓展
①Every child has limitless potential for success.
每个孩子都有无限的成功潜能。
②The technology has the potential to change our transportation systems and our cities.
这项技术有可能改变我们的交通系统和城市。
③We are aware of the potential problems and have taken every precaution.
我们已意识到潜在的问题，并采取了全面的预防措施。
④All of these are useful breeds whose potentiality has not been realized.
所有这些都是有益的品种，其潜力尚未被认识到。
potential用作形容词时，表示“潜在的，可能的”，只作前置定语；用作名词时，是不可数名词。
(1)单句语法填空
①This movie has the potential ________ (be) one of the best and most interesting of the year.
②The knowledge you've got is potential ________ going to save somebody's life.
③Each of these stages could ________ (potential) be different.
答案：①to be ②for ③potentially
(2)单句表达
①他说他们已经有了关于潜在客户的信息。
He said they would already have information about ______________.
②应当鼓励所有的儿童充分发挥他们的潜能。
All children should be encouraged ____________________．
答案：①potential customers ②to realize their full potential
3 distribution n. (商品的)分销，经销(教材P52)
归纳拓展
情景助记
①The distribution of resources is unbalanced between rural and urban schools.
农村学校与城市学校的资源分配不平衡。
②We could also add that they have to be distributed to stores and people's homes.
我们还可以补充说，它们必须被分发到商店和人们的家里。
③They seized the land and distributed it among the peasants.
他们夺回土地，分给了农民。
巧学助记
[词根]tribute (＝give)→distribute v. 分发，分配→distribution n. 分发，分配
(1)单句语法填空
①Both of the publications are distributed ________ all the members free.
②This kind of plant has a wide ________ (distribute)．
答案：①among/to ②distribution
(2)单句表达
①这笔款项是在本地区的学校中分配的。
The money ____________________________ in the area.
②这个机构向地震灾民分发了食品。
The organization __________________ the earthquake victims.
答案：①was distributed among schools ②distributed food to
4 guidance n. 指导，引导(教材P52)
归纳拓展
情景助记
①I went to ask for some guidance on my career.
我去寻求了一些关于我事业的指导。
②Activities all take place under the guidance of an experienced tutor.
所有的活动都在一位经验丰富的导师的指导下进行。
③The shop assistant guided me to the shelf where the gardening books were displayed.
店员把我领到陈列园艺书籍的书架前。
(1)单句语法填空
①A teacher should know how to give proper ________ (guide) to students in his teaching.
②It is the needs and interest that guide them ________ the way of success.
③We believe that ________ the guidance of the Olympic Flame, we will march together and sing together.
答案：①guidance ②to/towards ③under
(2)单句表达
在导游的引导下，我们成功到达了那里。
__________________________， we succeeded in getting there.
答案：Under the guidance of the guide/Under the guide's guidance
5 consultant n. 顾问(教材P52)
归纳拓展
情景助记
①Top style consultants will leave you buzzing with new ideas.
高级时尚顾问会使你的头脑充满新鲜想法。
②There are some consultants in our club. If you have any question, you can consult them without delay.
在我们俱乐部有一些顾问。如果你有任何问题，可以立刻向他们咨询。
③For a specific health problem, consult your physician for advice.
对于一个特定的健康问题，要征询医生的建议。
④I expect to be consulted about major issues.
我认为重大问题必须找我商量。
⑤I need to consult with my colleagues on the proposals.
我需要和我的同事商讨这些建议。
易混辨析：consult/look up
consult “查阅”，其宾语为词典、参考书等表示信息出处的工具书
look up “查找”，其宾语为要查找的单词、短语等信息，即“在工具书中查找……”
(1)单句语法填空
①An increasing number of people are consulting their accountants ________ the tax laws.
②It is recommended that you should consult your doctor ________ advice.
③She is assisted by housemen, nurses, and ________ (consult)．
答案：①on/about ②for ③consultants
(2)选词填空(consult/look up)
①Many people have to ____________ the meaning of this word in the dictionary.
②We ____________ a number of books about the subject in the library recently.
答案：①look up ②have consulted
1 They stared back, their blank faces giving no clue as to what they would say next.(教材P50) 他们面无表情地凝视着她，让人根本看不出他们接下来会说什么。
剖析 their blank faces giving no clue为独立主格结构，作伴随状语。
归纳拓展 (1)独立主格结构的逻辑主语与句子的主语不一致，它独立存在。在句中一般作状语，表示时间、条件、原因、伴随、补充说明等。 (2) (3)独立主格结构的位置相当灵活，可置于句首、句中或句末，常用逗号将其与句子其他部分隔开。
①The meeting gone over, everyone desired to go home earlier.
会议结束后，每个人都想早点回家。
②Computers very small, we can use them widely.
电脑虽小，我们却能广泛地利用它们。
③The huntsman entered the forest, gun in hand.
那位猎人手里提着枪走进了森林。
④Twenty people died in the accident, many of them children.
二十个人死于那场事故，其中有许多儿童。
⑤There being ice on the road, I told the driver to slow down.
路上有冰，我让司机开慢点。
(1)单句语法填空
①The Trojans ________ (sleep), the Greek soldiers crept out of the hollow wooden horse.
②The old woman sat down, traces of tears still ________ her cheeks.
③There ________ (be) no bus, we had to walk home.
答案：①asleep ②on ③being
(2)单句表达
①散会了，校长很快就离开了会议室。
__________________， our headmaster soon left the meeting room.
②种上许多的树、花和草后，我们新建的学校看上去将更美。
Many trees, flowers, and grass ________________， our newly built school will look even more beautiful.
答案：①The meeting over ②to be planted
2 And that is why I need your help in turning my new and exciting business into a successful one. (教材P50) 这就是为什么我需要你们的帮助，使这个全新的、激动人心的创业项目获得成功。
剖析 that is why ... 意为“这就是……的原因”。why引导表语从句。
归纳拓展
①That was why he had bought the big house with all his money.
这就是他用所有的钱买下这座大房子的原因。
②This is because the number 5 is pronounced “ha” in Thai.
这是因为数字5在泰语中发音为“ha”。
③The reason why we didn't go was that we were notified too late.
我们之所以没有去，是因为我们太晚得到通知。
(1)单句语法填空
①Tom was late for work this morning; that is ________ he overslept.
②The reason why the project was delayed is ________ we encountered unexpected technical issues.
答案：①because ②that
(2)单句表达
①每个人都会犯错误，这就是人们把橡皮装在铅笔上的原因。
Everybody makes mistakes; ____________________ on pencils.
②每年需要重新注射的原因是这病毒经常变化。
______________ the injection needs repeating every year ____________ the virus changes.
答案：①that's why they put erasers ②The reason why; is that
3 Though she welcomes the new entrepreneurial spirit, she advises that people be realistic and seek guidance from expert consultants before rushing into things.(教材P52) 尽管她希望看到新的创业精神的涌现，但她也建议他们要现实一些，在仓促行事之前先寻求专业顾问的指导。
剖析 advise表示“提议；建议”，后跟that从句时，从句用虚拟语气，即谓语用“(should＋)动词原形”。
归纳拓展 (1)advise sb to do sth “建议某人做某事”。 (2)advise后面还可以跟名词、代词、动名词或that从句作宾语。
①I advised that he (should) read more books about English literature.
我建议他多读些英语文学方面的书。
②We've been advised not to risk travelling in these conditions.
我们受到忠告，在这种条件下不要冒险出行。
③I advise waiting till proper time.
我建议等到适当时机。
表示主张、命令、建议、要求等动词后跟宾语从句时，从句应用虚拟语气，即从句谓语用“(should＋)动词原形”。此类动词有：insist, order, command, suggest, advise, recommend, propose, request, require, ask, demand, urge等。
(1)单句语法填空
①It has been suggested that bright children ________ (take) their exams early.
②The angry public demanded that the murderer ________ (shoot)．
答案：①(should) take ②(should) be shot
(2)单句表达
①丈夫建议搬到南方去，但他的妻子建议他放弃这个想法。
The husband advised ____________ the south, but his wife advised him ____________ the idea.
②我们建议立即采取措施。
We advise that steps ____________ at once.
答案：①moving to; to give up ②(should) be taken
4 To succeed in business, you need more than a good idea, hard work and determination.(教材P52) 要想在事业上取得成功，你需要的不仅仅是好的理念、勤奋和决心。
剖析 more than a good idea是“more than＋n.”结构，意为“不只是……，不仅仅是……”。
归纳拓展
①The series has attracted an audience of more than 10 million.
这个系列片吸引了1，000多万观众收看。
②More than one dream has exploded.
破灭的梦想不止一个。
③He was more than upset by the accident.
这个意外事故使他非常难过。
④The pain was almost more than he could bear.
这种痛苦几乎使他无法忍受。
(1)单句语法填空
①More than one person ________ (be) involved in this affair.
②In doing scientific experiments, one must be more ________ careful with the instruments.
答案：①is ②than
(2)单句表达
①结果远远超出我的想象。
The result was much ______________________.
②这是关于爱一个人，无法用言语表达，我希望这永远不会结束。
It's about loving someone ________________， and I wish that it would never end.
答案：①more than I could imagine ②more than words can say
Ⅰ.根据语境及汉语提示和首字母提示完成句子
1．It may be an ________ (障碍) to expanding one's connections.
答案：obstacle
2．She was rewarded for her efforts with a cash ________ (奖金)．
答案：bonus
3．We ________ (购买) the tickets two weeks in advance.
答案：purchased
4．The sayings of Confucius offer ________ (指导) on this matter.
答案：guidance
5．Her face was a cold ________ (无表情的) mask.
答案：blank
6．He wiped the sweat from his f________．
答案：forehead
7．Viewed from the top of Mount Tai, the s________ was indeed a spectacle.
答案：sunrise
8．The p________ of writing that is actually most important is revision.
答案：phase
9．First we need to identify actual and p________ problems.
答案：potential
10．There has been a big i________ of resources into the project from industry.
答案：input
Ⅱ.单句语法填空
1．Some ________ (enterprise) students have found a way to avoid this trouble.
答案：enterprising
2．Faulty goods should be returned to these ________ (manufacture)．
答案：manufacturers
3．The equipment can be purchased ________ your local supplier.
答案：from
4．They studied the geographical ________ (distribute) of the disease.
答案：distribution
5．The reason ________ I gave up is that I could not see the place which I was going to reach completely.
答案：why
6．Each specialist ________ (consult) has a team of doctors under him.
答案：consultant
7．So more than one person ________ (have) mentioned that to me, which is always good to hear.
答案：has
8．I've always looked to my father for ________ (guide) on these matters.
答案：guidance
9．We sell a wide range of ________ (cosmetic) and toiletries at a very reasonable price.
答案：cosmetics
10．However, several years later, they are now ________ (chairwoman) of two renowned international enterprises with assets of several billion US dollars.
答案：chairwomen
Ⅲ.选词填空
as to, dizzy, in the hope of, more than, row upon row
1．I donated money ____________ a better future for orphaned children.
答案：in the hope of
2．____________ of newly built warehouses line the waterfront.
答案：Row upon row
3．The store is ____________ happy to deliver goods to your home.
答案：more than
4．____________ tax, that will be deducted from your salary.
答案：As to
5．For 35 minutes I was walking around in a daze. I was ____________， seeing double.
答案：dizzy
Ⅳ.单句表达
1．你救了我的生命，我想回报你。
You saved my life and I want to ______________ you.
答案：give back to
2．人们只有在和平的环境中，才能发挥最大的潜力。
Only in a peaceful environment ______________________________．
答案：can people realize their full potential
3．当我站起来讲话时，我的脑子里一片空白。
When I stood up to speak, my mind ____________________．
答案：went blank
4．他们建议身份证要随时带在身边。
They advised that your identification card __________________________ at all times.
答案：should be carried with you
5．因为没有钱，这家人过着艰难的生活。
____________________， the family led a hard life.
答案：There being no money
较易题(占比0%) 中档题(占比100%) 拔高题(占比0%)
题号 Ⅰ Ⅱ
A B
难度 ★★ ★★ ★★
Ⅰ 完形填空
“Only when the tide goes out do you discover who is swimming naked.” This is a quote attributed to Warren Buffet, who is widely __1__ to be one of the world's most successful investors of all time, with a net worth of over$86 billion.
What does it mean Simply, you can't appreciate the risks you (or a company) are taking until tested by __2__ circumstances. In other words, in favorable market conditions, making a small fortune is __3__ but hard. It is only when market conditions __4__ that you can tell who has made solid investment decisions.
This concept is more important than ever, as investing is literally just a few taps away on a smart phone. This has __5__ more young people to start their own financial ventures for the first time. According to a report published by The Shanghai Advanced Institute of Finance, about 60 percent of the Alipay financial management users are under 35, with a significant __6__ born after 1990. The traditional impression of Chinese youth as big spenders clearly does not __7__ everyone. And increasingly, the younger generation are moving away from the habits of their parents. They are more willing to put some of their earnings into financial products instead of just __8__ the money into a bank account or buying an apartment.
I __9__ their decision. There is no doubt that it is critical for an individual to become financially literate. It means being able to set yourself short and long term financial goals, as well as to make good use of your __10__ to meet these targets. For those who lack the skills and knowledge needed to make a budget, __11__ spending, manage credit cards, and calculate interest on savings and loans, they will be more __12__ to financial difficulties. A study conducted by the FINRA Foundation revealed that nearly two－thirds of Americans failed to pass a basic test of financial literacy. I am much more fortunate than them because my parents helped me open my first bank account when I was young and advised me on how to make __13__ meet.
New investors are riding a wave of growth in China that has been largely uninterrupted for decades now. They have never experienced a severe economic depression. Having a long life ahead of them, they have to keep on learning how to protect their wealth and to manage their risk—__14__ setting ambitious goals for the growth of personal finances may be desirable. Or, as Buffet would likely advise those __15__ investing for the first time: Dress appropriately and swim safe.
篇章导读：本文是一篇说明文。投资不仅仅是赚钱，更重要的是为自己设定短期和长期的财务目标，以及充分利用资源来实现自己的目标。
1．A.asked B．explained
C．considered D．estimated
答案：C
解析：句意：这是引用沃伦·巴菲特的话，他被广泛认为是世界上最成功的投资者之一，净资产超过860亿美元。consider sb to be “把某人视为……”。故选C。
2．A.positive B．various
C．disadvantageous D．sarcastic
答案：C
解析：句意：简单地说，你不能意识到你(或者一个公司)正在承担的风险，除非你遇到了不利的环境。positive 积极的；various 各种各样的；disadvantageous 不利的；sarcastic 讽刺的。根据前文“the risks you (or a company) are taking”可知，此处指这是不利的情形。故选C。
3．A.anything B．nothing
C．everything D．something
答案：A
解析：句意：换句话说，在有利的市场条件下，小赚一笔根本不难。anything but 根本不，绝不；nothing but仅仅。故选A。
4．A.sour B．soar
C．sustain D．surge
答案：A
解析：sour (使)变坏，恶化；soar 急升；猛增；sustain 维持；surge 汹涌；涌动。与前文比较可知，市场利好，赚钱容易。相反，条件不好，赚钱就难。此处指市场状况恶化。故选A。
5．A.guaranteed B．motivated
C．tricked D．confirmed
答案：B
解析：句意：这激励了更多的年轻人第一次开始他们自己的金融事业。guarantee 保证；motivate 激励；trick 欺骗；欺诈；confirm 证实。故选B。
6．A.sample B．ingredient
C．number D．part
答案：C
解析：sample 样品；ingredient 成分；因素；number 数量；part 部分。根据前文“about 60 percent of ... are under 35”可知，此处指出生于1990年之后的支付宝用户的数量。故选C。
7．A.contribute to B．lead to
C．switch to D．apply to
答案：D
解析：contribute to 为……做贡献；lead to 导致；switch to 转向；apply to 适用于。根据前文“The traditional impression of Chinese youth as big spenders clearly does not”及设空后的“everyone”可知，这种传统观念并不适用于每一个人。故选D。
8．A.turning B．accumulating
C．attributing D．depositing
答案：D
解析：句意：他们更愿意把收入的一部分投入到金融产品中，而不仅仅是把钱存入银行账户或者买房。turn 转变；accumulate 积累；attribute 把……归因于；deposit 存储；将钱存入银行。故选D。
9．A.fend B．adjust
C．enhance D．applaud
答案：D
解析：fend 照料(自己)；adjust 调整；enhance 加强；applaud 赞许。根据后文“It means being able to set yourself short and long term financial goals”可知，此处指作者对这种决定是赞许的。故选D。
10．A.sources B．resources
C．magnitude D．funds
答案：B
解析：句意：它意味着能够为自己设定短期和长期的财务目标，以及充分利用自己的资源来实现这些目标。source 来源；resource 资源；magnitude 重要性；fund 资金。故选B。
11．A.track B．streamline
C．spot D．trigger
答案：A
解析：track 跟踪；streamline 使(系统、机构等)效率更高；spot 看见；trigger 触发；引起。根据前文“those who lack the skills and knowledge needed to make a budget”可知，此处指跟踪支出。故选A。
12．A.resistant B．open
C．vulnerable D．easy
答案：C
解析：句意：对于那些缺乏制定预算、跟踪支出、管理信用卡、计算储蓄和贷款利息所需技能和知识的人来说，他们将更容易遭遇财务困难。resistant 抵抗的；open 开放的；vulnerable 易受伤害的；易受影响的；easy 容易的。故选C。
13．A.supplies B．demands
C．ends D．money
答案：C
解析：句意：我比他们幸运得多，因为我小时候父母帮我开了第一个银行账户，还教我如何使收支平衡。make ends meet“使收支相抵，使收支平衡”。故选C。
14．A.as if B．just because
C．only when D．even though
答案：D
解析：句意：面对漫长的人生，他们必须不断学习如何保护自己的财富和管理自己的风险——尽管为个人财务增长设定雄心勃勃的目标可能是可取的。as if 好像；just because 就是因为；only when 只有……才；even though 尽管。故选D。
15．A.running toward B．diving into
C．jumping into D．flying towards
答案：B
解析：句意：或者，正如巴菲特可能会建议那些第一次投资的人：穿着得体，安全游泳。此处把投资比作跳水。故选B。
Ⅱ 阅读
A
Gabby Goodwin and her mother, Rozalynn, had a problem: Even after careful styling, barrettes (发夹) kept slipping out of the 5 year old's hair. Gabby hated losing bows, and her mom was tired of buying replacements. As Rozalynn shared her frustration with other parents on social media, someone suggested that the Goodwins try creating their own barrettes.
“I was super excited，” said Gabby, now 14. “I was nagging (唠叨) my mom every single day about these barrettes.” Gabby's persistence persuaded her mother, and they began to deal with the problem.
First they examined Gabby's hair bows to see why they were falling out. Then they came up with a design for a double face, double snap barrette that attaches securely to hair.
When the Goodwins first showed their design to business investors, it was rejected. The product wasn't the right fit or the business plan wasn't good, companies told them. The setbacks made Gabby more determined.
Gabby and her mother didn't give up, and in 2014 they began selling the bows online. The barrettes were so popular that the Goodwins received a patent. Today Gabby is chief of Confidence by GaBBY Goodwin, and the barrettes—called GaBBY Bows—are available online and in 74 Target stores across the country. In 2018 Black Enterprise selected Gabby as its Teenpreneur of the year. The following year, Gabby and Rozalynn set up a virtual academy to help girls learn business skills.
If you watch Gabby deliver a speech on a Facebook video, it's hard to imagine the South Carolina eighth grader as anything other than confident. But learning to be the public face of her company was “really hard at first”， she said.
Over the years, with a lot of practice speaking to audiences, Gabby grew more comfortable in her role. She offers this advice to kids: “Keep doing what you're passionate about, then you'll be able to grow in confidence.”
篇章导读：本文是一篇记叙文。文章讲述了女孩Gabby Goodwin (加比·古德温)发明了不易掉落的发夹并成功开创了自己的事业。
1．What did the Goodwins do after listening to someone's suggestion
A．They asked for help online.
B．They designed a new barrette.
C．They looked for stylish barrettes.
D．They bought more replacements.
答案：B
解析：细节理解题。根据第三段中的“Then they came up with a design for a double face, double snap barrette that attaches securely to hair.”可知，她们在听了别人的建议后开始设计新型发夹。故选B。
2．How did Gabby react to some companies' rejection
A．She sold her products online.
B．She gave up working on barrettes.
C．She decided to redesign her barrettes.
D．She told her business plan to a virtual academy.
答案：A
解析：细节理解题。根据倒数第三段中的“Gabby and her mother didn't give up, and in 2014 they began selling the bows online.”可知，Gabby被拒绝后并没有放弃，而是开始在网上售卖自己设计的发夹。故选A。
3．How is Gabby's business going
A．It has suffered a downturn.
B．It is expanding fast.
C．It has failed to get a patent.
D．It hardly makes ends meet.
答案：B
解析：推理判断题。根据倒数第三段中的“Today Gabby is chief of ... across the country.”可推知， Gabby的企业发展壮大得很快。故选B。
4．What does Gabby's advice to kids show
A．Every dog has its day.
B．Never be ashamed to fail.
C．Confidence is important in public speaking.
D．Interest and hard work lead to success.
答案：D
解析：推理判断题。根据最后一段Gabby给孩子们的建议“Keep doing what you're passionate about, then you'll be able to grow in confidence.”可推知，做自己感兴趣的事情，并为之奋斗，就会取得成功。故选D。
B
Twenty three states require high schoolers to take the subject, and more could join them in an effort to boost the next generation's financial literacy (理财素养). The number of states requiring high schoolers to learn about personal money matters continued to tick higher in 2021, and another state—Florida—is ready to join the group shortly. In Florida, a law has been passed to require students to take a course in personal finance before graduating.
“Financial concerns have been heightened, and rising inflation (通货膨胀) is tightening household budgets. Those factors, combined with continual worries about burdensome student debt levels and shaky retirement security, have created a stronger case for making personal money skills a priority for high schoolers, who are soon to make decisions about college loans or finding a job，” an advocate for financial literacy said.
Financial literacy—a knowledge of concepts like saving, credit, interest rates, investing and risk assessment—is generally low among American young adults, according to a recent report from the Teachers Insurance and Annuity Association of America Institute. Two thirds of Generation Z, members born between 1997 and 2012, for example, couldn't correctly answer more than half the financial questions in the survey, which compared financial literacy across five generations.
“The situation has shown a critical need for the average American to have these skills，” said Tim Ranzetta, co founder of Next Gen Personal Finance. “State level surveys conducted for Next Gen have found strong support for high school personal finance requirements，” Mr Ranzetta said, “and dozens of proposals have been presented to the law making bodies in the government. It's uncertain how many will become law, but a requirement in a large state like Florida is likely to propel other states' efforts.” He also said, “There will be a FOMO (Fear of Missing Out) effect.”
篇章导读：本文是一篇说明文。文章主要介绍美国有23个州要求高中生学习理财，而且可能会有更多的州加入这一行列，以提高下一代的理财素养。
5．The author mentions Generation Z in Paragraph 3 as an example ________．
A．to encourage American people to save money
B．to emphasize the importance of financial support
C．to persuade the younger generation out of investing
D．to show the lack of financial literacy among young adults
答案：D
解析：推理判断题。根据第三段中的“Financial literacy ... among American young adults (美国年轻人的金融素养——储蓄、信贷、利率、投资和风险评估等概念知识——普遍较低)”可推知，第三段提到Generation Z是为了表明年轻人缺乏财务知识。故选D。
6．Which can best replace the underlined word “propel” in the last paragraph
A．combine B．promote
C．waste D．require
答案：B
解析：词义猜测题。根据第一段中的“In Florida ... finance before graduating.”以及最后一段中的“There will be a FOMO (Fear of Missing Out) effect.”可推知，此处指佛罗里达州相关法律的通过会推动(promote)其他州的努力，即propel可以用promote来代替。故选B。
7．What is the text mainly about
A．The inflation has had a bad effect on the economy in the USA.
B．The government should pass laws to fight against the rising inflation.
C．Learning about personal money matters has been a burden for students.
D．Personal finance is being brought to the classroom for the next generation.
答案：D
解析：主旨大意题。根据第一段中的“Twenty－three states require ... the next generation's financial literacy (理财素养)．(23个州要求高中生学习这一科目，而且可能会有更多的州加入这一行列，以提高下一代的理财素养。)”及下文可知，本文主要是在介绍个人理财正在进入下一代的课堂。故选D。
1(共103张PPT)
WELCOME UNIT
Unit 4 Everyday economics
Section Ⅰ Starting out & Understanding ideas
课前预习自检
重点合作探究
课堂效果检测
目录
CONTENTS
1
2
３
课后课时作业
4
课前预习自检
Business Blossoms
创业之花
As she spoke, Zhang Yue put her hands behind her back to hide that they were shaking.
发言时，张悦把双手藏在背后，以掩饰双手的颤抖。
She couldn't, however, hide the line of sweat running down her forehead, which was caused partly by the heat of the television studio, but more by fear of the four people seated in front of her.
但她无法掩饰从额头淌下的一行汗水，这一部分是由于电视演播室里有些热，但更多的则是她害怕坐在她面前的四个人。
They stared back, their blank faces giving no clue as to what they would say next.
他们面无表情地凝视着她，让人根本看不出他们接下来会说什么。
Feeling dizzy, Zhang Yue took a deep breath as she struggled to finish her presentation，
张悦感到一阵眩晕，做了个深呼吸，然后努力完成她的陈述，
“And that is why I need your help in turning my new and exciting business into a successful one.”
“这就是为什么我需要你们的帮助，以使这个全新的、激动人心的创业项目获得成功。”
①_________ n. 额，前额
② ______ adj. 无表情的，木然的
③ ______ adj. 头晕目眩的
④“主(They)谓(stared)”。their blank faces ... next为__________结构，表示伴随的动作，their blank faces与give之间是主动关系；what引导______从句。
forehead
blank
dizzy
独立主格
宾语
Now chairwoman of her own company, Zhang Yue is fond of saying, “The early bird catches the worm.”
张悦现在是自己公司的总裁，她总喜欢说：“早起的鸟儿有虫吃。”
The place where this happens is a valley, a world away from any television studio.
她创业的地点在一个山谷里，这是一个远离任何电视演播室的世界。
Moving carefully through the darkness, she passes row upon row of rose plants.
她小心地在黑暗中穿行，经过一排又一排的玫瑰植株。
In an hour, these fields will be full of people, working quickly to pick the flowers before sunrise.
一小时后，这些田野中会挤满人，(他们)会在日出前快速采摘这些花。
“It has to be done then，” says Zhang.
“必须在那个时候采，”张悦说。
“These flowers are delicate.”
“这些花是很娇嫩的。 ”
⑤___________ n. 女主席；女会长
⑥_______n. 日出(时分)；黎明；拂晓
⑦“主(The place)系(is)表(a valley)”。where this happens是______从句，where在从句中作__________；a world away from ... studio是valley的________。
chairwoman
sunrise
定语
地点状语
同位语
Zhang never thought that this was something she would end up doing.
张悦以前从未想过自己最终会做这一行。
Surrounded by roses as she was growing up, she paid them little attention.
她从小到大，周围都是玫瑰，她很少注意到它们。
It was only after graduating from university overseas and returning to visit her parents that Zhang realised the potential.
直到结束海外留学生活，回国看望父母时，张悦才意识到(这里的)潜力。
“Conditions are ideal here，” she says.
“这里的条件非常理想，”她说。
“This is a place where roses grow wild.”
“这是一个玫瑰可以自然生长的地方。”
⑧_________ n. (事物的)潜力，可能性
potential
Zhang therefore decided to return to her home town and grow roses, which surprised many people.
因此，张悦决定回到家乡，种植玫瑰，这让很多人感到惊讶。
“ I wanted to experience the freedom of being my own boss，” she said.
“我想体验自己当老板的自由，”她说。
“ But I also wanted to give something back to my home town.
“但是我也想回报我的家乡。
As people say, ‘It takes a village to raise a child.’ ”
正如人们所说的那样：‘养育一个孩子需要整个村庄(的力量)。’”
⑨“______主语(it)谓(takes)宾(a village)＋ ___________ (to raise a child)”。as引导_____从句，指代后面主句的内容。
形式
真正的主语
定语
She is not the only young person to have been bitten by the start up bug.
她并不是唯一一个被创业所吸引的年轻人。
All over the world, an increasing number of enterprising young people are thinking of starting their own businesses, as the growing economy creates more opportunities.
在世界各地，越来越多有事业心的年轻人开始考虑自己创业，因为不断增长的经济创造了更多的机会。
Like Zhang, they present their ideas in the hope of getting investment and advice, and they have the same passion and devotion.
像张悦一样，他们表达自己的想法，希望以此获得投资和建议。而且，他们也拥有同样的热情和投入。
⑩____ n. 突然的兴趣，迷恋
___________ adj. 有创业精神的；有事业心的；有进取心的
bug
enterprising
The majority meet with rejection.
大多数人会遭到拒绝。
A few, like Zhang Yue, find themselves lucky enough to get investment and the all important input and support from more experienced business people.
像张悦这样的少数人会非常幸运地获得投资，并从更有经验的商界人士那里获得非常关键的投入和支持。
The road to their success is however still a long and difficult one, with many challenges along the way.
不过他们的成功之路仍然是漫长且艰难的，一路上会遇到许多挑战。
_____ n. 投入(物)
input
As someone who grew up in the country, Zhang already knew about growing plants.
作为在农村长大的人，张悦已经了解了作物种植。
However, like any entrepreneur who was just starting out, she still had a lot to learn.
不过，跟所有刚起步的企业家一样，她仍然有许多要学习的。
She has overcome a number of obstacles in nursing her business to the success it is today.
为了取得今天的成就，她精心打理生意，克服了许多阻碍。
“The biggest challenge at the initial phase was to persuade people to work for me, which was totally outside my experience.
“在初始阶段，最大的挑战就是说服人们来为我工作，这完全超出了我的经验范围。
________ n. 障碍，阻碍，妨碍
_____ n. 阶段，时期
obstacle
phase
Few in the village believed I could create a multi million yuan business from flowers，” says Zhang.
村里几乎没人相信我能从花卉生意中创造几百万元的生意，”张悦说。
“After I went on TV, a major Asian manufacturer of cosmetics was willing to purchase my product and help with its distribution.
“我上了电视后，一家亚洲大型化妆品制造商表示愿意购买我的产品并且帮忙分销。
It was only then that the locals began to believe me.
直到那时本地人才开始相信我。
Now my product is one of the best in Asia.
现在我的产品是亚洲最好的产品之一。
This year, I can pay all my fellow workers a decent bonus.”
今年，我可以给我所有的同事发一笔丰厚的奖金了。”
____________n. 制造商；制造公司，制造厂
_________ n. 化妆品，美容品
________ v. 购买
___________ n. (商品的)分销，经销
______ n. 奖金；红利
manufacturer
cosmetics
purchase
distribution
bonus
Seeing her peers who also dream of success and independence, Zhang has mixed feelings.
看到同龄人也梦想着成功和独立，张悦的心情很复杂。
Though she welcomes the new entrepreneurial spirit, she advises that people be realistic and seek guidance from expert consultants before rushing into things.
尽管她希望看到这种新的创业精神，但她建议人们要现实一些，在匆忙做事之前先寻求专业顾问的指导。
______________ adj. 创业的，具有创业精神的
21 _________n. 指导，引导
22 _________ n. 顾问
entrepreneurial
guidance
consultant
“I love running my own business, but it's not for everyone，” says Zhang.
“我热爱经营自己的生意，但不是每个人都适合做这个，”张悦说。
“To succeed in business, you need more than a good idea, hard work and determination.
“要想在事业上取得成功，你需要的不仅仅是好的理念、勤奋和决心。
What really matters is a sound business plan, access to capital, and good management and negotiating skills.
真正重要的是一个合理的商业计划，获得资金的渠道，以及良好的管理和谈判技巧。
Most of all, don't be too ambitious.
最重要的是，不要野心太大。
You should know your own limits and those of the people you work with.
你得知道自己的极限，还有与你共事的人的极限。
For young people who have little life experience, that can be a challenge.”
对于缺乏生活经验的年轻人来说，那可能是个挑战。”
23 “主(What really matters)系(is)表(a sound ... skills)”。两个and连接了并列的______，what引导的是______从句。
表语
主语
重点合作探究
1 blank adj. 无表情的，木然的(教材P50)
归纳 拓展
情景 助记
①She stared at me with a blank expression on her face.
她一脸木然地盯着我。
②My heart began to race and my mind went blank.
我的心开始狂跳，脑子里一片空白。
③Choose from the words given to fill in the blanks.
从所给词中选出正确的填空。
单句表达
①面对突如其来的灾难，我脑子里一片空白。
Facing the sudden disaster, my mind __________．
②看图片，用正确的单词填空。
Look at the picture and _______________ with the right words.
③她曾试图把全部经历从记忆中抹去。
She had tried to ___________________________．
went blank
fill in the blanks
blank out the whole experience
2 potential n. (事物的)潜力，可能性(教材P51)
归纳 拓展
①Every child has limitless potential for success.
每个孩子都有无限的成功潜能。
②The technology has the potential to change our transportation systems and our cities.
这项技术有可能改变我们的交通系统和城市。
③We are aware of the potential problems and have taken every precaution.
我们已意识到潜在的问题，并采取了全面的预防措施。
④All of these are useful breeds whose potentiality has not been realized.
所有这些都是有益的品种，其潜力尚未被认识到。
potential用作形容词时，表示“潜在的，可能的”，只作前置定语；用作名词时，是不可数名词。
(1)单句语法填空
①This movie has the potential ______ (be) one of the best and most interesting of the year.
②The knowledge you've got is potential ____ going to save somebody's life.
③Each of these stages could __________ (potential) be different.
to be
for
potentially
(2)单句表达
①他说他们已经有了关于潜在客户的信息。
He said they would already have information about _________________.
②应当鼓励所有的儿童充分发挥他们的潜能。
All children should be encouraged _________________________．
potential customers
to realize their full potential
3 distribution n. (商品的)分销，经销(教材P52)
归纳 拓展
情景 助记
①The distribution of resources is unbalanced between rural and urban schools.
农村学校与城市学校的资源分配不平衡。
②We could also add that they have to be distributed to stores and people's homes.
我们还可以补充说，它们必须被分发到商店和人们的家里。
③They seized the land and distributed it among the peasants.
他们夺回土地，分给了农民。
[词根]tribute (＝give)→distribute v. 分发，分配→distribution n. 分发，分配
巧学助记
①Both of the publications are distributed _________ all the members free.
②This kind of plant has a wide __________ (distribute)．
(2)单句表达
①这笔款项是在本地区的学校中分配的。
The money __________________________ in the area.
②这个机构向地震灾民分发了食品。
The organization ________________ the earthquake victims.
among/to
distribution
was distributed among schools
distributed food to
4 guidance n. 指导，引导(教材P52)
归纳 拓展
情景 助记
①I went to ask for some guidance on my career.
我去寻求了一些关于我事业的指导。
②Activities all take place under the guidance of an experienced tutor.
所有的活动都在一位经验丰富的导师的指导下进行。
③The shop assistant guided me to the shelf where the gardening books were displayed.
店员把我领到陈列园艺书籍的书架前。
(1)单句语法填空
①A teacher should know how to give proper ________ (guide) to students in his teaching.
②It is the needs and interest that guide them __________ the way of success.
③We believe that ______ the guidance of the Olympic Flame, we will march together and sing together.
guidance
to/towards
under
(2)单句表达
在导游的引导下，我们成功到达了那里。
__________________________________________________， we succeeded in getting there.
Under the guidance of the guide/Under the guide's guidance
5 consultant n. 顾问(教材P52)
归纳 拓展
情景 助记
①Top style consultants will leave you buzzing with new ideas.
高级时尚顾问会使你的头脑充满新鲜想法。
②There are some consultants in our club. If you have any question, you can consult them without delay.
在我们俱乐部有一些顾问。如果你有任何问题，可以立刻向他们咨询。
③For a specific health problem, consult your physician for advice.
对于一个特定的健康问题，要征询医生的建议。
④I expect to be consulted about major issues.
我认为重大问题必须找我商量。
⑤I need to consult with my colleagues on the proposals.
我需要和我的同事商讨这些建议。
易混辨析：consult/look up consult “查阅”，其宾语为词典、参考书等表示信息出处的工具书
look up “查找”，其宾语为要查找的单词、短语等信息，即“在工具书中查找……”
(1)单句语法填空
①An increasing number of people are consulting their accountants ________ the tax laws.
②It is recommended that you should consult your doctor ____ advice.
③She is assisted by housemen, nurses, and __________ (consult)．
(2)选词填空(consult/look up)
①Many people have to _______ the meaning of this word in the dictionary.
②We _____________ a number of books about the subject in the library recently.
on/about
for
consultants
look up
have consulted
1 They stared back, their blank faces giving no clue as to what they would say next.(教材P50)
他们面无表情地凝视着她，让人根本看不出他们接下来会说什么。
剖析 their blank faces giving no clue为独立主格结构，作伴随状语。
归纳 拓展 (1)独立主格结构的逻辑主语与句子的主语不一致，它独立存在。在句中一般作状语，表示时间、条件、原因、伴随、补充说明等。
(2)
(3)独立主格结构的位置相当灵活，可置于句首、句中或句末，常用逗号将其与句子其他部分隔开。
①The meeting gone over, everyone desired to go home earlier.
会议结束后，每个人都想早点回家。
②Computers very small, we can use them widely.
电脑虽小，我们却能广泛地利用它们。
③The huntsman entered the forest, gun in hand.
那位猎人手里提着枪走进了森林。
④Twenty people died in the accident, many of them children.
二十个人死于那场事故，其中有许多儿童。
⑤There being ice on the road, I told the driver to slow down.
路上有冰，我让司机开慢点。
(1)单句语法填空
①The Trojans _______ (sleep), the Greek soldiers crept out of the hollow wooden horse.
②The old woman sat down, traces of tears still ____ her cheeks.
③There ______ (be) no bus, we had to walk home.
asleep
on
being
(2)单句表达
①散会了，校长很快就离开了会议室。
________________， our headmaster soon left the meeting room.
②种上许多的树、花和草后，我们新建的学校看上去将更美。
Many trees, flowers, and grass ____________， our newly built school will look even more beautiful.
The meeting over
to be planted
2 And that is why I need your help in turning my new and exciting business into a successful one. (教材P50)
这就是为什么我需要你们的帮助，使这个全新的、激动人心的创业项目获得成功。
剖析 that is why ... 意为“这就是……的原因”。why引导表语从句。
归纳 拓展
①That was why he had bought the big house with all his money.
这就是他用所有的钱买下这座大房子的原因。
②This is because the number 5 is pronounced “ha” in Thai.
这是因为数字5在泰语中发音为“ha”。
③The reason why we didn't go was that we were notified too late.
我们之所以没有去，是因为我们太晚得到通知。
(1)单句语法填空
①Tom was late for work this morning; that is ________ he overslept.
②The reason why the project was delayed is _____ we encountered unexpected technical issues.
because
that
(2)单句表达
①每个人都会犯错误，这就是人们把橡皮装在铅笔上的原因。
Everybody makes mistakes; _______________________ on pencils.
②每年需要重新注射的原因是这病毒经常变化。
______________ the injection needs repeating every year _______ the virus changes.
that's why they put erasers
The reason why
is that
3 Though she welcomes the new entrepreneurial spirit, she advises that people be realistic and seek guidance from expert consultants before rushing into things.(教材P52)
尽管她希望看到新的创业精神的涌现，但她也建议他们要现实一些，在仓促行事之前先寻求专业顾问的指导。
剖析 advise表示“提议；建议”，后跟that从句时，从句用虚拟语气，即谓语用“(should＋)动词原形”。
归纳 拓展 (1)advise sb to do sth “建议某人做某事”。
(2)advise后面还可以跟名词、代词、动名词或that从句作宾语。
①I advised that he (should) read more books about English literature.
我建议他多读些英语文学方面的书。
②We've been advised not to risk travelling in these conditions.
我们受到忠告，在这种条件下不要冒险出行。
③I advise waiting till proper time.
我建议等到适当时机。
表示主张、命令、建议、要求等动词后跟宾语从句时，从句应用虚拟语气，即从句谓语用“(should＋)动词原形”。此类动词有：insist, order, command, suggest, advise, recommend, propose, request, require, ask, demand, urge等。
(1)单句语法填空
①It has been suggested that bright children ____________ (take) their exams early.
②The angry public demanded that the murderer ______________ (shoot)．
(2)单句表达
①丈夫建议搬到南方去，但他的妻子建议他放弃这个想法。
The husband advised __________ the south, but his wife advised him __________ the idea.
②我们建议立即采取措施。
We advise that steps _______________ at once.
(should) take
(should) be shot
moving to
to give up
(should) be taken
4 To succeed in business, you need more than a good idea, hard work and determination.(教材P52)
要想在事业上取得成功，你需要的不仅仅是好的理念、勤奋和决心。
剖析 more than a good idea是“more than＋n.”结构，意为“不只是……，不仅仅是……”。
归纳 拓展
①The series has attracted an audience of more than 10 million.
这个系列片吸引了1，000多万观众收看。
②More than one dream has exploded.
破灭的梦想不止一个。
③He was more than upset by the accident.
这个意外事故使他非常难过。
④The pain was almost more than he could bear.
这种痛苦几乎使他无法忍受。
(1)单句语法填空
①More than one person ____ (be) involved in this affair.
②In doing scientific experiments, one must be more _____ careful with the instruments.
(2)单句表达
①结果远远超出我的想象。
The result was much ______________________.
②这是关于爱一个人，无法用言语表达，我希望这永远不会结束。
It's about loving someone ______________________， and I wish that it would never end.
is
than
more than I could imagine
more than words can say
课堂效果检测
Ⅰ.根据语境及汉语提示和首字母提示完成句子
1．It may be an ________ (障碍) to expanding one's connections.
2．She was rewarded for her efforts with a cash _______ (奖金)．
3．We __________ (购买) the tickets two weeks in advance.
4．The sayings of Confucius offer _________ (指导) on this matter.
5．Her face was a cold ______ (无表情的) mask.
obstacle
bonus
purchased
guidance
blank
6．He wiped the sweat from his f________．
7．Viewed from the top of Mount Tai, the s_______ was indeed a spectacle.
8．The p_____ of writing that is actually most important is revision.
9．First we need to identify actual and p________ problems.
10．There has been a big i______ of resources into the project from industry.
orehead
unrise
hase
otential
nput
Ⅱ.单句语法填空
1．Some __________ (enterprise) students have found a way to avoid this trouble.
2．Faulty goods should be returned to these _____________ (manufacture)．
3．The equipment can be purchased ______ your local supplier.
4．They studied the geographical ___________ (distribute) of the disease.
5．The reason ______ I gave up is that I could not see the place which I was going to reach completely.
enterprising
manufacturers
from
distribution
why
6．Each specialist _________ (consult) has a team of doctors under him.
7．So more than one person _____ (have) mentioned that to me, which is always good to hear.
8．I've always looked to my father for ________ (guide) on these matters.
9．We sell a wide range of __________ (cosmetic) and toiletries at a very reasonable price.
10．However, several years later, they are now ___________ (chairwoman) of two renowned international enterprises with assets of several billion US dollars.
consultant
has
guidance
cosmetics
chairwomen
Ⅲ.选词填空
1．I donated money ____________ a better future for orphaned children.
2．____________ of newly built warehouses line the waterfront.
3．The store is __________ happy to deliver goods to your home.
4．______ tax, that will be deducted from your salary.
5．For 35 minutes I was walking around in a daze. I was _______， seeing double.
in the hope of
Row upon row
As to
more than
dizzy
as to, dizzy, in the hope of, more than, row upon row
Ⅳ.单句表达
1．你救了我的生命，我想回报你。
You saved my life and I want to ____________ you.
2．人们只有在和平的环境中，才能发挥最大的潜力。
Only in a peaceful environment ______________________________．
3．当我站起来讲话时，我的脑子里一片空白。
When I stood up to speak, my mind __________．
4．他们建议身份证要随时带在身边。
They advised that your identification card _______________________ at all times.
5．因为没有钱，这家人过着艰难的生活。
___________________， the family led a hard life.
give back to
can people realize their full potential
should be carried with you
went blank
There being no money
课后课时作业
较易题(占比0%) 中档题(占比100%) 拔高题(占比0%)
题号 Ⅰ Ⅱ A B
难度 ★★ ★★ ★★
Ⅰ 完形填空
“Only when the tide goes out do you discover who is swimming naked.” This is a quote attributed to Warren Buffet, who is widely __1__ to be one of the world's most successful investors of all time, with a net worth of over$86 billion.
What does it mean Simply, you can't appreciate the risks you (or a company) are taking until tested by __2__ circumstances. In other words, in favorable market conditions, making a small fortune is __3__ but hard. It is only when market conditions __4__ that you can tell who has made solid investment decisions.
This concept is more important than ever, as investing is literally just a few taps away on a smart phone. This has __5__ more young people to start their own financial ventures for the first time. According to a report published by The Shanghai Advanced Institute of Finance, about 60 percent of the Alipay financial management users are under 35, with a significant __6__ born after 1990. The traditional impression of Chinese youth as big spenders clearly does not __7__ everyone. And increasingly, the younger generation are moving away from the habits of their parents. They are more willing to put some of their earnings into financial products instead of just __8__ the money into a bank account or buying an apartment.
I __9__ their decision. There is no doubt that it is critical for an individual to become financially literate. It means being able to set yourself short and long term financial goals, as well as to make good use of your __10__ to meet these targets. For those who lack the skills and knowledge needed to make a budget, __11__ spending, manage credit cards, and calculate interest on savings and loans, they will be more __12__ to financial difficulties. A study conducted by the FINRA Foundation revealed that nearly two－thirds of Americans failed to pass a basic test of financial literacy. I am much more fortunate than them because my parents helped me open my first bank account when I was young and advised me on how to make __13__ meet.
New investors are riding a wave of growth in China that has been largely uninterrupted for decades now. They have never experienced a severe economic depression. Having a long life ahead of them, they have to keep on learning how to protect their wealth and to manage their risk—__14__ setting ambitious goals for the growth of personal finances may be desirable. Or, as Buffet would likely advise those __15__ investing for the first time: Dress appropriately and swim safe.
篇章导读：本文是一篇说明文。投资不仅仅是赚钱，更重要的是为自己设定短期和长期的财务目标，以及充分利用资源来实现自己的目标。
1．A.asked B．explained
C．considered D．estimated
解析：句意：这是引用沃伦·巴菲特的话，他被广泛认为是世界上最成功的投资者之一，净资产超过860亿美元。consider sb to be “把某人视为……”。故选C。
2．A.positive B．various
C．disadvantageous D．sarcastic
解析：句意：简单地说，你不能意识到你(或者一个公司)正在承担的风险，除非你遇到了不利的环境。positive 积极的；various 各种各样的；disadvantageous 不利的；sarcastic 讽刺的。根据前文“the risks you (or a company) are taking”可知，此处指这是不利的情形。故选C。
3．A.anything B．nothing
C．everything D．something
解析：句意：换句话说，在有利的市场条件下，小赚一笔根本不难。anything but 根本不，绝不；nothing but仅仅。故选A。
4．A.sour B．soar
C．sustain D．surge
解析：sour (使)变坏，恶化；soar 急升；猛增；sustain 维持；surge 汹涌；涌动。与前文比较可知，市场利好，赚钱容易。相反，条件不好，赚钱就难。此处指市场状况恶化。故选A。
5．A.guaranteed B．motivated
C．tricked D．confirmed
解析：句意：这激励了更多的年轻人第一次开始他们自己的金融事业。guarantee 保证；motivate 激励；trick 欺骗；欺诈；confirm 证实。故选B。
6．A.sample B．ingredient
C．number D．part
解析：sample 样品；ingredient 成分；因素；number 数量；part 部分。根据前文“about 60 percent of ... are under 35”可知，此处指出生于1990年之后的支付宝用户的数量。故选C。
7．A.contribute to B．lead to
C．switch to D．apply to
解析：contribute to 为……做贡献；lead to 导致；switch to 转向；apply to 适用于。根据前文“The traditional impression of Chinese youth as big spenders clearly does not”及设空后的“everyone”可知，这种传统观念并不适用于每一个人。故选D。
8．A.turning B．accumulating
C．attributing D．depositing
解析：句意：他们更愿意把收入的一部分投入到金融产品中，而不仅仅是把钱存入银行账户或者买房。turn 转变；accumulate 积累；attribute 把……归因于；deposit 存储；将钱存入银行。故选D。
9．A.fend B．adjust
C．enhance D．applaud
解析： fend 照料(自己)；adjust 调整；enhance 加强；applaud 赞许。根据后文“It means being able to set yourself short and long term financial goals”可知，此处指作者对这种决定是赞许的。故选D。
10．A.sources B．resources
C．magnitude D．funds
解析：句意：它意味着能够为自己设定短期和长期的财务目标，以及充分利用自己的资源来实现这些目标。source 来源；resource 资源；magnitude 重要性；fund 资金。故选B。
11．A.track B．streamline
C．spot D．trigger
解析： track 跟踪；streamline 使(系统、机构等)效率更高；spot 看见；trigger 触发；引起。根据前文“those who lack the skills and knowledge needed to make a budget”可知，此处指跟踪支出。故选A。
12．A.resistant B．open
C．vulnerable D．easy
解析：句意：对于那些缺乏制定预算、跟踪支出、管理信用卡、计算储蓄和贷款利息所需技能和知识的人来说，他们将更容易遭遇财务困难。resistant 抵抗的；open 开放的；vulnerable 易受伤害的；易受影响的；easy 容易的。故选C。
13．A.supplies B．demands
C．ends D．money
解析：句意：我比他们幸运得多，因为我小时候父母帮我开了第一个银行账户，还教我如何使收支平衡。make ends meet“使收支相抵，使收支平衡”。故选C。
14．A.as if B．just because
C．only when D．even though
解析：句意：面对漫长的人生，他们必须不断学习如何保护自己的财富和管理自己的风险——尽管为个人财务增长设定雄心勃勃的目标可能是可取的。as if 好像；just because 就是因为；only when 只有……才；even though 尽管。故选D。
15．A.running toward B．diving into
C．jumping into D．flying towards
解析：句意：或者，正如巴菲特可能会建议那些第一次投资的人：穿着得体，安全游泳。此处把投资比作跳水。故选B。
Ⅱ 阅读
A
Gabby Goodwin and her mother, Rozalynn, had a problem: Even after careful styling, barrettes (发夹) kept slipping out of the 5 year old's hair. Gabby hated losing bows, and her mom was tired of buying replacements. As Rozalynn shared her frustration with other parents on social media, someone suggested that the Goodwins try creating their own barrettes.
“I was super excited，” said Gabby, now 14. “I was nagging (唠叨) my mom every single day about these barrettes.” Gabby's persistence persuaded her mother, and they began to deal with the problem.
First they examined Gabby's hair bows to see why they were falling out. Then they came up with a design for a double face, double snap barrette that attaches securely to hair.
When the Goodwins first showed their design to business investors, it was rejected. The product wasn't the right fit or the business plan wasn't good, companies told them. The setbacks made Gabby more determined.
Gabby and her mother didn't give up, and in 2014 they began selling the bows online. The barrettes were so popular that the Goodwins received a patent. Today Gabby is chief of Confidence by GaBBY Goodwin, and the barrettes—called GaBBY Bows—are available online and in 74 Target stores across the country. In 2018 Black Enterprise selected Gabby as its Teenpreneur of the year. The following year, Gabby and Rozalynn set up a virtual academy to help girls learn business skills.
If you watch Gabby deliver a speech on a Facebook video, it's hard to imagine the South Carolina eighth grader as anything other than confident. But learning to be the public face of her company was “really hard at first”， she said.
Over the years, with a lot of practice speaking to audiences, Gabby grew more comfortable in her role. She offers this advice to kids: “Keep doing what you're passionate about, then you'll be able to grow in confidence.”
篇章导读：本文是一篇记叙文。文章讲述了女孩Gabby Goodwin (加比·古德温)发明了不易掉落的发夹并成功开创了自己的事业。
1．What did the Goodwins do after listening to someone's suggestion
A．They asked for help online.
B．They designed a new barrette.
C．They looked for stylish barrettes.
D．They bought more replacements.
解析：细节理解题。根据第三段中的“Then they came up with a design for a double face, double snap barrette that attaches securely to hair.”可知，她们在听了别人的建议后开始设计新型发夹。故选B。
2．How did Gabby react to some companies' rejection
A．She sold her products online.
B．She gave up working on barrettes.
C．She decided to redesign her barrettes.
D．She told her business plan to a virtual academy.
解析：细节理解题。根据倒数第三段中的“Gabby and her mother didn't give up, and in 2014 they began selling the bows online.”可知，Gabby被拒绝后并没有放弃，而是开始在网上售卖自己设计的发夹。故选A。
3．How is Gabby's business going
A．It has suffered a downturn.
B．It is expanding fast.
C．It has failed to get a patent.
D．It hardly makes ends meet.
解析：推理判断题。根据倒数第三段中的“Today Gabby is chief of ... across the country.”可推知， Gabby的企业发展壮大得很快。故选B。
4．What does Gabby's advice to kids show
A．Every dog has its day.
B．Never be ashamed to fail.
C．Confidence is important in public speaking.
D．Interest and hard work lead to success.
解析：推理判断题。根据最后一段Gabby给孩子们的建议“Keep doing what you're passionate about, then you'll be able to grow in confidence.”可推知，做自己感兴趣的事情，并为之奋斗，就会取得成功。故选D。
B
Twenty three states require high schoolers to take the subject, and more could join them in an effort to boost the next generation's financial literacy (理财素养). The number of states requiring high schoolers to learn about personal money matters continued to tick higher in 2021, and another state—Florida—is ready to join the group shortly. In Florida, a law has been passed to require students to take a course in personal finance before graduating.
“Financial concerns have been heightened, and rising inflation (通货膨胀) is tightening household budgets. Those factors, combined with continual worries about burdensome student debt levels and shaky retirement security, have created a stronger case for making personal money skills a priority for high schoolers, who are soon to make decisions about college loans or finding a job，” an advocate for financial literacy said.
Financial literacy—a knowledge of concepts like saving, credit, interest rates, investing and risk assessment—is generally low among American young adults, according to a recent report from the Teachers Insurance and Annuity Association of America Institute. Two thirds of Generation Z, members born between 1997 and 2012, for example, couldn't correctly answer more than half the financial questions in the survey, which compared financial literacy across five generations.
“The situation has shown a critical need for the average American to have these skills，” said Tim Ranzetta, co founder of Next Gen Personal Finance. “State level surveys conducted for Next Gen have found strong support for high school personal finance requirements，” Mr Ranzetta said, “and dozens of proposals have been presented to the law making bodies in the government. It's uncertain how many will become law, but a requirement in a large state like Florida is likely to propel other states' efforts.” He also said, “There will be a FOMO (Fear of Missing Out) effect.”
篇章导读：本文是一篇说明文。文章主要介绍美国有23个州要求高中生学习理财，而且可能会有更多的州加入这一行列，以提高下一代的理财素养。
5．The author mentions Generation Z in Paragraph 3 as an example ________．
A．to encourage American people to save money
B．to emphasize the importance of financial support
C．to persuade the younger generation out of investing
D．to show the lack of financial literacy among young adults
解析：推理判断题。根据第三段中的“Financial literacy ... among American young adults (美国年轻人的金融素养——储蓄、信贷、利率、投资和风险评估等概念知识——普遍较低)”可推知，第三段提到Generation Z是为了表明年轻人缺乏财务知识。故选D。
6．Which can best replace the underlined word “propel” in the last paragraph
A．combine B．promote
C．waste D．require
解析：词义猜测题。根据第一段中的“In Florida ... finance before graduating.”以及最后一段中的“There will be a FOMO (Fear of Missing Out) effect.”可推知，此处指佛罗里达州相关法律的通过会推动(promote)其他州的努力，即propel可以用promote来代替。故选B。
7．What is the text mainly about
A．The inflation has had a bad effect on the economy in the USA.
B．The government should pass laws to fight against the rising inflation.
C．Learning about personal money matters has been a burden for students.
D．Personal finance is being brought to the classroom for the next generation.
解析：主旨大意题。根据第一段中的“Twenty－three states require ... the next generation's financial literacy (理财素养)．(23个州要求高中生学习这一科目，而且可能会有更多的州加入这一行列，以提高下一代的理财素养。)”及下文可知，本文主要是在介绍个人理财正在进入下一代的课堂。故选D。
