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人教必修三Unit 5 The Value of Money
七选五专项训练
精练篇
Passage 1………………………………………………1
基础篇
Passage 2………………………………………………6
Passage 3………………………………………………8
Passage 4………………………………………………11
拔高篇
Passage 5………………………………………………13
Passage 6………………………………………………16
Passage 7………………………………………………19
精练篇
Passage 1
Cultivating a correct view of money among teenagers is crucial for their healthy growth. 1 Without proper guidance, they may easily develop wrong perceptions, such as equating money with happiness or pursuing wealth blindly.
2 Parents should take the lead in setting a good example. They can talk openly with their children about family finances, such as how money is earned and how to allocate expenses reasonably. This helps teenagers understand the hard work behind money and form a sense of responsibility towards it.
3 By managing pocket money, teenagers can learn to make trade-offs and prioritize their needs. For example, they need to decide whether to spend money on snacks or save it for a desired book. This process helps them grasp basic money management skills and avoid impulsive spending.
4 However, it’s important to guide them to choose formal and credible charitable channels to ensure that their donations are truly used to help those in need.
5 Only through joint efforts can we help teenagers establish a correct view of money, enabling them to use money wisely and cherish what they have.
A. Firstly, parental guidance plays a fundamental role in shaping teenagers’ money views.
B. Besides, encouraging teenagers to manage their own pocket money is an effective way.
C. Money is not everything, but it is an important tool in our daily life.
D. In addition, participating in charitable activities can help teenagers understand the positive value of money.
E. It helps them avoid being tempted by materialism and make rational decisions about money.
F. Parents should not give their children too much pocket money to prevent waste.
G. Schools and families should work together to create a good environment for money education.
答案与解析：
答案：E
解析：承接前文“培养正确金钱观至关重要”，说明其具体作用“帮助青少年避免物质诱惑，理性决策金钱”，E项中的It指代前文核心观点，逻辑衔接紧密；其他选项中，C项讨论金钱的本质，与“培养的重要性”衔接不紧密，排除。
答案：A
解析：后文围绕“家长树立榜样、沟通家庭财务”展开，A项以firstly引出“家长引导的基础作用”，明确分论点，与后文内容高度匹配；F项虽提及家长与零花钱，但核心是“控制零花钱数量”，与后文“沟通财务、树立榜样”不符，排除。
答案：B
解析：前文为家长引导，此处以besides表递进，B项引出“零花钱管理的有效作用”，后文具体说明零花钱管理的实践方式（权衡需求、避免冲动消费），前后呼应；F项聚焦“控制零花钱数量”，未涉及“管理的意义”，排除。
答案：D
解析：以in addition进一步递进，引出第三个培养路径，D项“参与慈善理解金钱积极价值”与后文“引导选择正规慈善渠道”衔接自然，后文的however转折补充D项中慈善参与的注意事项；其他选项无“慈善”相关核心词，排除。
答案：G
解析：总结段强调“共同努力”，G项“家校合作创造金钱教育环境”呼应后文“Only through joint efforts”，逻辑闭环；其他选项中，E项已用于第1空，重复排除，排除。
一．核心短语表达积累
cultivate a correct view of money 培养正确的金钱观
among teenagers 在青少年当中
be crucial for 对…… 至关重要
healthy growth 健康成长
proper guidance 恰当的引导
develop wrong perceptions 产生错误的观念
equate...with... 把…… 等同于……
pursue wealth blindly 盲目追求财富
take the lead in 带头；率先
set a good example 树立良好榜样
talk openly with sb. 与某人坦诚交流
family finances 家庭财务状况
allocate expenses reasonably 合理分配开支
the hard work behind money 金钱背后的辛劳
form a sense of responsibility 形成责任感
manage pocket money 管理零花钱
make trade-offs 做出权衡取舍
prioritize one’s needs 优先考虑自身需求
grasp basic money management skills 掌握基本的理财技能
avoid impulsive spending 避免冲动消费
charitable channels 慈善渠道
ensure that... 确保……
donations 捐款；捐赠物
those in need 有需要的人
joint efforts 共同努力
establish a correct view of money 树立正确的金钱观
use money wisely 明智地使用金钱
cherish what one has 珍惜所拥有的东西
二、核心语法点（结构 + 例句）
1. 动名词作主语
结构：动名词短语（doing sth.）作主语，谓语动词用单数。
例句：Cultivating a correct view of money among teenagers is crucial for their healthy growth.
（培养青少年正确的金钱观对他们的健康成长至关重要。）
2. Only + 状语置于句首的部分倒装
结构：Only + 介词短语 / 状语从句置于句首时，主句需将助动词 / 情态动词提前（部分倒装）。
例句：Only through joint efforts can we help teenagers establish a correct view of money.
（只有通过共同努力，我们才能帮助青少年树立正确的金钱观。）
3. It 作形式主语，不定式作真正主语
结构：It + be + 形容词 + to do sth.（it 代替后面的不定式作形式主语，避免句子头重脚轻）。
例句：It’s important to guide them to choose formal and credible charitable channels.
（引导他们选择正规、可信的慈善渠道很重要。）
4. Help sb. do sth. 结构
结构：help 后接宾语 + 不带 to 的不定式（强调 “帮助某人完成动作”）。
例句：This helps teenagers understand the hard work behind money.
（这有助于青少年理解金钱背后的辛苦。）
5. 介词短语作状语
结构：介词 + 名词 / 代词构成的短语作条件、原因等状语。
例句：Without proper guidance, they may easily develop wrong perceptions.
（没有适当的引导，他们可能容易形成错误观念。）
6. 情态动词的用法
May：表示 “可能性”（常用于肯定句），
如：They may easily develop wrong perceptions.
（他们可能容易形成错误观念。）
Should：表示 “建议、责任”，
如：Parents should take the lead in setting a good example.
（父母应带头树立好榜样。）
7. 被动语态
结构：be + 过去分词（强调动作的承受者）。
例句：Ensure that their donations are truly used to help those in need.
（确保他们的捐赠真正用于帮助有需要的人。）
总结口诀
短语记牢中英文，语法结构要分明：
动名作主谓用单，Only 倒装助动先；
It 代主语不定式，Help sb. do 别加 to；
介词短语作状语，情态动词表可能 / 建议；
被动语态 be 加过分，短语语法要记全！
7选5解题技巧总结：
1. 抓主旨：先通读语篇，明确核心话题（如本文“培养青少年正确金钱观的路径”）和语篇结构（总-分-总），锁定各段核心分论点，排除与主旨无关的选项。
2. 找衔接：关注衔接词（firstly, besides, in addition, however等），根据逻辑关系（并列、递进、转折）匹配选项，如本文通过firstly锁定A项（家长引导），通过besides锁定B项（零花钱管理）。
3. 匹配细节：注意代词指代（如第1空E项It指代前文核心观点）、核心词复现（如第4空D项慈善相关词汇与后文呼应），确保选项与前后文细节高度契合。
初级篇
Passage 2
Managing pocket money reasonably is an important skill for teenagers. 1 It not only helps them develop a sense of responsibility but also lays a foundation for their future financial independence.
2 You can list your daily expenses, such as snacks, stationery, and entertainment, and record the amount spent each time. This way, you can clearly know where your money goes and identify unnecessary expenses.
3 For example, you can divide your pocket money into three parts: spending on daily needs, saving for goals, and preparing for emergencies. A clear plan prevents impulsive spending and helps you achieve your desired goals, like buying a favorite book or a sports item.
4 When you want to buy something, ask yourself: Is this item really necessary Will it bring long-term value Avoid buying things just because they are trendy or recommended by friends.
5 By following these methods, you can manage your pocket money wisely and grow into a financially responsible person.
A. Firstly, keep a detailed record of your expenses.
B. Secondly, make a clear spending and saving plan.
C. Money is an important tool that needs to be used wisely.
D. Thirdly, learn to think carefully before making a purchase.
E. It helps teenagers avoid waste and form good spending habits.
F. You should not spend all your pocket money on snacks and entertainment.
G. It’s important to save a small part of your pocket money every month.
答案与解析：
答案：E
解析：承接前文“合理管理零花钱是重要技能”，说明其作用“避免浪费、养成良好消费习惯”，E项It指代前文核心观点，与后文“培养责任感、奠定财务独立基础”形成递进，逻辑连贯；C项讨论金钱本质，与“管理技能的意义”衔接不紧密，排除。
答案：A
解析：后文围绕“记录日常开销、明确资金流向”展开，A项以firstly引出“详细记录开销”的方法，与后文内容完全匹配；F项虽提及“不花光零花钱”，但未涉及“记录”，排除。
答案：B
解析：前文为记录开销，此处以secondly表并列递进，B项引出“制定收支计划”，后文具体说明计划方式（三分法：日常需求、目标储蓄、应急准备），前后呼应；G项仅强调“每月储蓄”，未涉及“收支计划”的全面性，排除。
答案：D
解析：以thirdly继续并列递进，D项引出“购买前谨慎思考”，后文通过设问（是否必要、是否有长期价值）具体说明思考方式，与前文的“记录、计划”形成完整管理流程；F项重复“不花在零食娱乐上”，内容片面，排除。
答案：C
解析：总结 “通过这些方法成为有财务责任感的人”，与选项 C “金钱是需要明智使用的重要工具” 呼应，强调金钱管理的核心意义。
重要短语表达总结：
Manage pocket money reasonably（合理管理零花钱）
Develop a sense of responsibility（培养责任感）
Lay a foundation for financial independence（为财务独立奠定基础）
Keep a detailed record of expenses（详细记录开支）
Identify unnecessary expenses（识别不必要的开支）
Make a clear spending and saving plan（制定清晰的消费和储蓄计划）
Prepare for emergencies（应急准备）
Avoid impulsive spending（避免冲动消费）
Achieve desired goals（实现理想目标）
Think carefully before making a purchase（购买前仔细思考）
Bring long-term value（带来长期价值）
Grow into a financially responsible person（成长为有财务责任感的人）
Passage 3
Charitable donation is a meaningful way to use money to help others. 1 It allows us to share love with those in need and make the world a better place.
2 Many schools and communities organize such activities regularly, where you can donate money, books, clothes, or daily necessities. This kind of donation is direct and convenient, as you can participate nearby.
3 These platforms cover various fields, such as helping poor children, supporting disaster-stricken areas, and funding medical treatment for the sick. You can choose the cause you care about and donate online with just a few clicks.
4 For example, you can save your pocket money regularly and donate it to a charitable project every month. This way, you can form a long-term habit of helping others and make a continuous impact.
5 No matter which way you choose, the core of charitable donation is sincerity. Every small act of kindness can bring warmth to others.
A. One common way is to participate in offline donation activities organized by schools or communities.
B. Charitable donation is not just about giving money, but also about caring for others.
C. Another way is to donate through online charitable platforms.
D. You can also choose to make regular donations to support long-term charitable projects.
E. Money is a powerful tool that can help many people in need.
F. Some people donate their time to volunteer instead of giving money.
G. It’s important to check the credibility of the donation channel before giving.
答案与解析：
答案：E
解析：原文说 “慈善捐赠是用金钱帮助他人的有意义方式，让我们与需要的人分享爱，让世界更美好”。这强调了金钱作为一种工具的力量，与选项 E “Money is a powerful tool that can help many people in need.”（金钱是能帮助许多需要帮助的人的有力工具）的核心含义完全匹配。
答案：A
解析：后文围绕“学校/社区组织活动、捐赠钱物、就近参与”展开，A项引出“线下参与学校/社区捐赠”的常见方式，核心词“schools or communities”“offline donation”与后文完全匹配；F项提及“志愿时间”，与后文“捐赠钱物”不符，排除。
答案：C
解析：前文介绍线下捐赠，此处以another way表顺承，引出线上方式，C项“通过线上慈善平台捐赠”与后文“平台覆盖领域、线上点击捐赠”高度契合，核心词“online charitable platforms”前后呼应；G项强调“检查渠道可信度”，未涉及“线上捐赠方式”，排除。
答案：D
解析：前文为线下、线上两种方式，此处以also表顺承，引出第三种方式，D项“定期捐赠支持长期项目”与后文“每月存钱捐赠、养成长期习惯”衔接紧密，核心词“regularly”“long-term”前后呼应；其他选项无“定期捐赠”相关内容，排除。
答案：B
解析：原文总结 “无论选择哪种方式，慈善捐赠的核心是真诚。每一个小小的善举都能给他人带来温暖。” 这升华了主题，指出捐赠的本质不仅仅是金钱，更是背后的关怀与真心。选项 B “Charitable donation is not just about giving money, but also about caring for others.”（慈善捐赠不仅仅是给钱，更是关心他人）准确地捕捉到了这一核心精神。
重要短语表达总结：
Charitable donation (慈善捐赠)
A meaningful way (一种有意义的方式)
Those in need (需要帮助的人)
Make the world a better place (让世界变得更美好)
Donate money/books/clothes/daily necessities (捐赠钱 / 书 / 衣服 / 日用品)
Participate nearby (在附近参与)
Online charitable platforms (在线慈善平台)
Various fields ( various fields)
Poor children (贫困儿童)
Disaster-stricken areas (受灾地区)
Fund medical treatment (资助医疗)
With just a few clicks (只需点击几下)
Save pocket money regularly (定期存零花钱)
Form a long-term habit (养成长期习惯)
Make a continuous impact (产生持续的影响)
The core is sincerity (核心是真诚)
An act of kindness (善举)
Bring warmth to others (给他人带来温暖)
A powerful tool (一个有力的工具)
Care for others (关心他人)
Passage 4
The novel The Million Pound Bank Note is not just an interesting story, but also a profound reflection on money and human nature. 1 It teaches readers important lessons about how to view money and what true wealth is.
2 In the novel, people’s attitudes towards Henry change drastically because of the million-pound note—waiters and shop owners who initially look down on him become respectful immediately after seeing the note. This shows that some people blindly worship money and judge others by their wealth.
3 Henry refuses to rely on the note to get money easily and insists on earning a living through his own efforts. His integrity and self-respect are more valuable than any amount of money.
4 Portia loves Henry not for his “wealth” (the million-pound note) but for his kindness and honesty. This proves that true love and friendship cannot be bought with money.
5 We should not be tempted by money or lose our moral principles. Instead, we should cherish the precious qualities of honesty, kindness, and dignity.
A. One important revelation is that money can easily expose the ugly side of human nature.
B. The novel also tells us that true wealth lies in personal integrity and self-respect.
C. Money is a tool that can affect people’s attitudes but cannot buy everything.
D. Another revelation is that true love and friendship are beyond the reach of money.
E. The story of Henry Adams shows the power of money in changing people’s minds.
F. Many characters in the novel are influenced by money and lose their principles.
G. It’s important to have a correct view of money and not be a slave to it.
答案与解析：
答案：C
解析：原文指出 “它教导读者如何看待金钱以及什么是真正的财富的重要课题”。这说明了金钱作为一种工具的双重性 —— 它能影响事物，但并非万能。选项 C “Money is a tool that can affect people’s attitudes but cannot buy everything.”（金钱是一种能影响人们态度但无法买到一切的工具）完美地概括了这一核心启示。
答案：A
解析：原文描述了 “人们因为百万英镑钞票对亨利的态度急剧转变... 这显示一些人盲目崇拜金钱，以财富评判他人”。这直接揭示了金钱如何轻易地暴露了人性中趋炎附势、拜高踩低的丑陋一面。选项 A “One important revelation is that money can easily expose the ugly side of human nature.”（一个重要的启示是，金钱能轻易暴露人性的丑陋面）与此完全对应。
答案：B
解析：原文强调 “亨利拒绝依靠钞票轻松获利，坚持靠自己努力谋生... 他的正直和自尊比任何金钱都更有价值”。这明确指出了个人品格的内在价值。选项 B “The novel also tells us that true wealth lies in personal integrity and self-respect.”（小说也告诉我们，真正的财富在于个人的正直和自尊）准确地捕捉了这一观点。
答案：D
解析：原文阐述 “波西娅爱亨利不是因为他的‘财富’... 这证明真爱和友谊无法用金钱购买”。这直接对应了选项 D “Another revelation is that true love and friendship are beyond the reach of money.”（另一个启示是，真正的爱情和友谊是金钱无法触及的）。
答案：G
解析：原文总结 “我们不应被金钱诱惑或丧失道德原则，而应珍惜诚实、善良和尊严等宝贵品质”。这是在呼吁树立正确的金钱观。选项 G “It’s important to have a correct view of money and not be a slave to it.”（拥有正确的金钱观而非成为它的奴隶至关重要）正是此意的同义转述。
重要短语表达总结：
A profound reflection on... (对... 的深刻反思)
Human nature (人性)
View money (看待金钱)
True wealth (真正的财富)
Attitudes change drastically (态度急剧改变)
Look down on someone (看不起某人)
Blindly worship money (盲目崇拜金钱)
Judge others by their wealth (以财富评判他人)
Earn a living through one's own efforts (通过自身努力谋生)
Personal integrity and self-respect (个人的正直与自尊)
Be tempted by money (受到金钱的诱惑)
Lose one's moral principles (丧失道德原则)
Cherish precious qualities (珍惜宝贵的品质)
Expose the ugly side (暴露丑陋的一面)
Beyond the reach of money (金钱无法企及)
Have a correct view of money (拥有正确的金钱观)
Be a slave to money (成为金钱的奴隶)
高级篇
Passage 5
A person’s view of money exerts a decisive influence on their life choices. 1 It shapes the way we choose careers, build relationships, and pursue life goals.
In terms of career choices, a wrong view of money may lead people to prioritize high salaries over personal interests and values. 2 They may end up in a high-paying job that makes them miserable, losing enthusiasm for work and even personal identity in the long run.
3 Those who regard money as the sole measure of success may only associate with people who can bring them material benefits, ignoring the emotional connection and mutual trust that are essential for genuine friendships. On the contrary, people with a correct view of money value sincerity and kindness in relationships, which helps them build long-lasting and meaningful connections.
When it comes to life goals, the impact of money views is equally profound. 4 They believe that accumulating wealth is the ultimate goal, but they often find themselves empty and dissatisfied even after achieving financial success. In contrast, those who view money as a tool to support life goals can use it to pursue things that truly bring them happiness, such as learning new skills, traveling, or helping others.
5 It helps us make rational choices that align with our values, leading to a fulfilling and meaningful life.
A. This kind of choice, driven by blind pursuit of money, often comes at the cost of personal well-being.
B. On the other hand, a correct view of money enables us to make choices that prioritize our true needs.
C. People who hold a distorted view of money tend to equate wealth with happiness.
D. It is not money itself but how we view it that determines the quality of our life.
E. Relationships built on material interests are often fragile and short-lived.
F. Money can provide material security, but it cannot replace the emotional satisfaction brought by personal growth.
G. The pursuit of wealth should not be the only goal in life; there are more valuable things to pursue.
答案与解析：
答案：D
解析：承接前文“金钱观对人生选择的决定性作用”，D项进一步深化核心观点“不是金钱本身，而是对金钱的看法决定生活质量”，与后文“塑造职业选择、人际关系、生活目标”衔接紧密；F项讨论金钱与个人成长的关系，未涉及“金钱观对人生选择的影响”，排除。
答案：A
解析：前文“错误金钱观导致优先高薪而非兴趣”，A项以This kind of choice指代前文的错误职业选择，说明其后果“以个人幸福为代价，失去工作热情”，因果逻辑连贯；B项讨论正确金钱观，与前文“错误金钱观”衔接矛盾，排除。
答案：E
解析：后文对比“以金钱为成功唯一标准的人只结交利益相关者”与“正确金钱观的人重视真诚善良”，E项先指出“物质利益建立的关系脆弱短暂”，为后文的对比铺垫，逻辑衔接自然；其他选项中，G项强调“财富不是唯一目标”，与后文“人际关系”主题不符，排除。
答案：C
解析：后文对比“积累财富为终极目标的人感到空虚”与“将金钱视为工具的人追求真正幸福”，C项引出“扭曲金钱观的人将财富等同于幸福”，与后文“积累财富为终极目标”高度匹配；G项虽提及“财富不是唯一目标”，但未衔接后文的“空虚感”，排除。
答案：B
解析：总结段强调正确金钱观的意义，B项以On the other hand呼应前文的错误金钱观影响，引出“正确金钱观使人优先真实需求”，与后文“理性选择、充实有意义的生活”逻辑闭环；F项讨论金钱与个人成长，未涉及“正确金钱观的选择作用”，排除。
重要短语表达总结：
View of money / Money view (金钱观)
Exert a decisive influence on... (对... 产生决定性影响)
Life choices (人生选择)
Shape the way we... (塑造我们... 的方式)
Prioritize A over B (优先考虑 A 而非 B)
High-paying job (高薪工作)
Personal interests and values (个人兴趣与价值观)
Lose enthusiasm for work (对工作失去热情)
Personal identity (自我认同 / 身份)
Sole measure of success (成功的唯一标准)
Material benefits (物质利益)
Emotional connection (情感联系)
Mutual trust (相互信任)
Genuine friendships (真正的友谊)
Value sincerity and kindness (重视真诚与善良)
Build long-lasting and meaningful connections (建立持久且有意义的联系)
Accumulating wealth (积累财富)
The ultimate goal (终极目标)
Achieve financial success (取得财务上的成功)
A tool to support life goals (支撑人生目标的工具)
Bring happiness (带来幸福)
Make rational choices (做出理性的选择)
Align with our values (与我们的价值观相符)
A fulfilling and meaningful life (充实而有意义的生活)
At the cost of personal well-being (以个人福祉为代价)
Equate wealth with happiness (将财富与幸福划等号)
Prioritize our true needs (优先考虑我们真正的需求)
Passage 6
In the era of consumerism, we are surrounded by various advertisements and promotions that encourage us to buy more. 1 Under such circumstances, rational consumption has become an essential ability for everyone.
Rational consumption does not mean frugality or refusal to spend money. 2 It means making informed choices based on actual needs rather than impulsive desires. For example, before buying a product, we should ask ourselves whether it is really necessary, whether it fits our budget, and whether it can bring long-term value.
3 First, we should distinguish between “needs” and “wants.” Needs are basic requirements for survival and development, such as food, clothing, and education. Wants are desires for non-essential things, such as the latest smartphones or luxury bags. Second, we should make a shopping list and stick to it, avoiding impulsive purchases triggered by advertisements.
4 Many people believe that buying more things can bring happiness, but in fact, excessive consumption often leads to financial pressure and mental stress. On the contrary, rational consumption helps us avoid unnecessary expenses, allowing us to allocate money to things that truly enhance our quality of life, such as learning, health, and family time.
5 It is not only a way to manage money well but also a way to pursue a simple and fulfilling life.
A. Instead, it emphasizes the balance between consumption and actual needs.
B. The key to achieving rational consumption lies in two main aspects.
C. This kind of blind consumption will not bring true happiness but only temporary satisfaction.
D. Advertisements often exaggerate the value of products to stimulate people’s desire to buy.
E. Rational consumption is closely related to our sense of happiness and quality of life.
F. We should not be influenced by the consumption trends around us but stick to our own needs.
G. It helps us get rid of the control of consumerism and live a more independent life.
答案与解析：
答案：D
解析：前文“消费主义时代被广告促销包围”，D项补充说明广告的作用“夸大产品价值刺激购买欲”，解释前文“被包围”的具体影响，为后文“理性消费的必要性”做铺垫；C项讨论盲目消费的后果，与前文“广告包围”的衔接不紧密，排除。
答案：A
解析：前文“理性消费不等于节俭或不花钱”，A项以instead表转折，明确理性消费的内涵“强调消费与实际需求的平衡”，与后文“基于实际需求做明智选择”衔接自然；F项虽提及“坚持自身需求”，但未解释“理性消费的本质”，排除。
答案：B
解析：后文以First和Second引出实现理性消费的两个具体方法（区分需求与欲望、制定购物清单），B项提出“实现理性消费的关键在两方面”，总领后文，衔接词First和Second呼应B项的two main aspects；F项仅强调“不被潮流影响”，未涉及“实现的关键方法”，排除。
答案：E
解析：后文对比“过度消费导致压力”与“理性消费提升生活质量”，E项引出“理性消费与幸福、生活质量相关”的分论点，与后文的对比论证高度匹配；C项讨论盲目消费的后果，未涉及“理性消费与幸福的关系”，排除。
答案：G
解析：总结段升华理性消费的意义，G项“帮助摆脱消费主义控制，过独立生活”与后文“不仅是理财方式，更是追求简单充实生活”逻辑递进，升华前文观点；E项已用于第4空，重复排除，排除。
重要短语表达总结：
The era of consumerism (消费主义时代)
Advertisements and promotions (广告和促销活动)
Encourage sb. to buy more (鼓励某人购买更多)
Rational consumption (理性消费)
An essential ability (必备能力)
Make informed choices (做出明智的选择)
Based on actual needs (基于实际需求)
Impulsive desires (冲动欲望)
Fit one's budget (符合某人的预算)
Bring long-term value (带来长期价值)
Distinguish between A and B (区分 A 和 B)
Basic requirements for survival and development (生存与发展的基本需求)
Non-essential things (非必需品)
Make a shopping list (制定购物清单)
Stick to the list (坚持按清单购物)
Avoid impulsive purchases (避免冲动购买)
Excessive consumption (过度消费)
Lead to financial pressure and mental stress (导致经济压力和精神压力)
Avoid unnecessary expenses (避免不必要的开支)
Allocate money to... (将钱分配到...)
Enhance our quality of life (提升我们的生活质量)
Manage money well (管好钱)
Pursue a simple and fulfilling life (追求简单而充实的生活)
Sense of happiness (幸福感)
Get rid of the control of consumerism (摆脱消费主义的控制)
Live a more independent life (过上更独立的生活)
Passage 7
Money often gets a bad reputation for causing greed and conflict, but it can also be a powerful force for good when used for charity. 1 This project, initiated by a group of volunteers, aims to improve the educational conditions of rural primary schools.
The project started with a small donation drive. 2 With the donated money, the volunteers first renovated the dilapidated classrooms, replacing broken windows and adding new desks and chairs. The once dark and shabby classrooms soon became bright and comfortable.
3 Many volunteers with professional skills, such as teachers, doctors, and engineers, joined the project. They gave lessons to the students, provided free medical checks, and helped repair the school’s water and electricity facilities. The project gradually expanded from improving infrastructure to comprehensive support for the students’ growth.
4 A little girl named Lily, who used to be shy and unwilling to speak, became confident after participating in the after-school reading program funded by the project. She said that the books and the care from volunteers made her realize the outside world was full of possibilities.
5 It proves that money, when guided by kindness and love, can bring hope and change to those in need. Charitable giving not only helps others but also enriches the givers’ hearts.
A. What started as a small donation drive soon grew into a comprehensive charity project.
B. One vivid example is the “Rural Education Support Project” launched last year.
C. The positive impact of the project is not only reflected in infrastructure but also in the students’ mental growth.
D. Many kind-hearted people donated money and materials to support the project.
E. The volunteers also organized various after-school activities to enrich the students’ lives.
F. The project has received widespread attention and support from the society.
G. This story shows that even a small amount of money can make a big difference in someone’s life.
答案与解析：
答案：B
解析：前文提出“金钱用于慈善可成为向善力量”，B项以“乡村教育支持项目”为例，引出后文的具体叙事，后文的This project指代B项中的“Rural Education Support Project”，代词衔接紧密；其他选项无“具体慈善项目”引出，排除。
答案：D
解析：前文“项目始于小型捐赠活动”，D项补充说明“许多好心人捐赠钱物支持”，解释捐赠活动的具体情况，为后文“用捐款翻新教室”做铺垫；A项强调“项目从小型发展为综合”，与前文“刚开始小型捐赠”衔接过早，排除。
答案：A
解析：前文介绍“翻新教室改善基础设施”，后文转向“志愿者提供课程、医疗、维修设施，项目扩展到全面支持”，A项承上启下，说明“项目从小型捐赠发展为综合项目”，衔接前文的基础设施改善和后文的全面支持，逻辑连贯；F项提及“社会关注支持”，未涉及“项目的发展变化”，排除。
答案：C
解析：后文以“莉莉从害羞变自信”为例，说明项目对学生心理成长的影响，C项引出“项目影响不仅在基础设施，还在学生心理成长”，总领后文的例证，核心词“mental growth”与后文莉莉的变化匹配；E项仅提及“课后活动”，未涉及“心理成长”的核心，排除。
答案：G
解析：总结段升华慈善的力量，G项“即使少量金钱也能改变他人生活”呼应前文莉莉的案例，与后文“金钱蕴含善意可带来希望”逻辑闭环；C项已用于第4空，重复排除，排除。
重要短语表达总结：
A powerful force for good (一股强大的向善力量)
Used for charity (用于慈善)
Initiate a project (发起一个项目)
Improve the educational conditions (改善教育条件)
Rural primary schools (乡村小学)
A donation drive (募捐活动)
Donated money (捐赠的款项)
Renovate dilapidated classrooms (修缮破旧的教室)
Professional skills (专业技能)
Improve infrastructure (改善基础设施)
Comprehensive support (全面的支持)
After-school program (课外项目)
Funded by the project (由项目资助)
Become confident (变得自信)
The outside world (外部世界)
Be full of possibilities (充满可能性)
Guided by kindness and love (被善良和爱引导)
Bring hope and change (带来希望和改变)
Those in need (需要帮助的人)
Charitable giving (慈善捐赠)
Enrich the givers’ hearts (丰富给予者的心灵)
Positive impact (积极影响)
Be reflected in... (体现在...)
Mental growth / Psychological growth (心理成长)
Make a big difference (产生重大影响 / 带来巨大改变)
(
1
)/ 让教学更有效 高效备考 | 英语学科
人教必修三Unit 5 The Value of Money
七选五专项训练
精练篇
Passage 1………………………………………………1
基础篇
Passage 2………………………………………………6
Passage 3………………………………………………8
Passage 4………………………………………………11
拔高篇
Passage 5………………………………………………13
Passage 6………………………………………………16
Passage 7………………………………………………19
精练篇
Passage 1
Cultivating a correct view of money among teenagers is crucial for their healthy growth. 1 Without proper guidance, they may easily develop wrong perceptions, such as equating money with happiness or pursuing wealth blindly.
2 Parents should take the lead in setting a good example. They can talk openly with their children about family finances, such as how money is earned and how to allocate expenses reasonably. This helps teenagers understand the hard work behind money and form a sense of responsibility towards it.
3 By managing pocket money, teenagers can learn to make trade-offs and prioritize their needs. For example, they need to decide whether to spend money on snacks or save it for a desired book. This process helps them grasp basic money management skills and avoid impulsive spending.
4 However, it’s important to guide them to choose formal and credible charitable channels to ensure that their donations are truly used to help those in need.
5 Only through joint efforts can we help teenagers establish a correct view of money, enabling them to use money wisely and cherish what they have.
A. Firstly, parental guidance plays a fundamental role in shaping teenagers’ money views.
B. Besides, encouraging teenagers to manage their own pocket money is an effective way.
C. Money is not everything, but it is an important tool in our daily life.
D. In addition, participating in charitable activities can help teenagers understand the positive value of money.
E. It helps them avoid being tempted by materialism and make rational decisions about money.
F. Parents should not give their children too much pocket money to prevent waste.
G. Schools and families should work together to create a good environment for money education.
一．核心短语表达积累
cultivate a correct view of money 培养正确的金钱观
among teenagers 在青少年当中
be crucial for 对…… 至关重要
healthy growth 健康成长
proper guidance 恰当的引导
develop wrong perceptions 产生错误的观念
equate...with... 把…… 等同于……
pursue wealth blindly 盲目追求财富
take the lead in 带头；率先
set a good example 树立良好榜样
talk openly with sb. 与某人坦诚交流
family finances 家庭财务状况
allocate expenses reasonably 合理分配开支
the hard work behind money 金钱背后的辛劳
form a sense of responsibility 形成责任感
manage pocket money 管理零花钱
make trade-offs 做出权衡取舍
prioritize one’s needs 优先考虑自身需求
grasp basic money management skills 掌握基本的理财技能
avoid impulsive spending 避免冲动消费
charitable channels 慈善渠道
ensure that... 确保……
donations 捐款；捐赠物
those in need 有需要的人
joint efforts 共同努力
establish a correct view of money 树立正确的金钱观
use money wisely 明智地使用金钱
cherish what one has 珍惜所拥有的东西
二、核心语法点（结构 + 例句）
1. 动名词作主语
结构：动名词短语（doing sth.）作主语，谓语动词用单数。
例句：Cultivating a correct view of money among teenagers is crucial for their healthy growth.
（培养青少年正确的金钱观对他们的健康成长至关重要。）
2. Only + 状语置于句首的部分倒装
结构：Only + 介词短语 / 状语从句置于句首时，主句需将助动词 / 情态动词提前（部分倒装）。
例句：Only through joint efforts can we help teenagers establish a correct view of money.
（只有通过共同努力，我们才能帮助青少年树立正确的金钱观。）
3. It 作形式主语，不定式作真正主语
结构：It + be + 形容词 + to do sth.（it 代替后面的不定式作形式主语，避免句子头重脚轻）。
例句：It’s important to guide them to choose formal and credible charitable channels.
（引导他们选择正规、可信的慈善渠道很重要。）
4. Help sb. do sth. 结构
结构：help 后接宾语 + 不带 to 的不定式（强调 “帮助某人完成动作”）。
例句：This helps teenagers understand the hard work behind money.
（这有助于青少年理解金钱背后的辛苦。）
5. 介词短语作状语
结构：介词 + 名词 / 代词构成的短语作条件、原因等状语。
例句：Without proper guidance, they may easily develop wrong perceptions.
（没有适当的引导，他们可能容易形成错误观念。）
6. 情态动词的用法
May：表示 “可能性”（常用于肯定句），
如：They may easily develop wrong perceptions.
（他们可能容易形成错误观念。）
Should：表示 “建议、责任”，
如：Parents should take the lead in setting a good example.
（父母应带头树立好榜样。）
7. 被动语态
结构：be + 过去分词（强调动作的承受者）。
例句：Ensure that their donations are truly used to help those in need.
（确保他们的捐赠真正用于帮助有需要的人。）
总结口诀
短语记牢中英文，语法结构要分明：
动名作主谓用单，Only 倒装助动先；
It 代主语不定式，Help sb. do 别加 to；
介词短语作状语，情态动词表可能 / 建议；
被动语态 be 加过分，短语语法要记全！
7选5解题技巧总结：
1. 抓主旨：先通读语篇，明确核心话题（如本文“培养青少年正确金钱观的路径”）和语篇结构（总-分-总），锁定各段核心分论点，排除与主旨无关的选项。
2. 找衔接：关注衔接词（firstly, besides, in addition, however等），根据逻辑关系（并列、递进、转折）匹配选项，如本文通过firstly锁定A项（家长引导），通过besides锁定B项（零花钱管理）。
3. 匹配细节：注意代词指代（如第1空E项It指代前文核心观点）、核心词复现（如第4空D项慈善相关词汇与后文呼应），确保选项与前后文细节高度契合。
初级篇
Passage 2
Managing pocket money reasonably is an important skill for teenagers. 1 It not only helps them develop a sense of responsibility but also lays a foundation for their future financial independence.
2 You can list your daily expenses, such as snacks, stationery, and entertainment, and record the amount spent each time. This way, you can clearly know where your money goes and identify unnecessary expenses.
3 For example, you can divide your pocket money into three parts: spending on daily needs, saving for goals, and preparing for emergencies. A clear plan prevents impulsive spending and helps you achieve your desired goals, like buying a favorite book or a sports item.
4 When you want to buy something, ask yourself: Is this item really necessary Will it bring long-term value Avoid buying things just because they are trendy or recommended by friends.
5 By following these methods, you can manage your pocket money wisely and grow into a financially responsible person.
A. Firstly, keep a detailed record of your expenses.
B. Secondly, make a clear spending and saving plan.
C. Money is an important tool that needs to be used wisely.
D. Thirdly, learn to think carefully before making a purchase.
E. It helps teenagers avoid waste and form good spending habits.
F. You should not spend all your pocket money on snacks and entertainment.
G. It’s important to save a small part of your pocket money every month.
重要短语表达总结：
Manage pocket money reasonably（合理管理零花钱）
Develop a sense of responsibility（培养责任感）
Lay a foundation for financial independence（为财务独立奠定基础）
Keep a detailed record of expenses（详细记录开支）
Identify unnecessary expenses（识别不必要的开支）
Make a clear spending and saving plan（制定清晰的消费和储蓄计划）
Prepare for emergencies（应急准备）
Avoid impulsive spending（避免冲动消费）
Achieve desired goals（实现理想目标）
Think carefully before making a purchase（购买前仔细思考）
Bring long-term value（带来长期价值）
Grow into a financially responsible person（成长为有财务责任感的人）
Passage 3
Charitable donation is a meaningful way to use money to help others. 1 It allows us to share love with those in need and make the world a better place.
2 Many schools and communities organize such activities regularly, where you can donate money, books, clothes, or daily necessities. This kind of donation is direct and convenient, as you can participate nearby.
3 These platforms cover various fields, such as helping poor children, supporting disaster-stricken areas, and funding medical treatment for the sick. You can choose the cause you care about and donate online with just a few clicks.
4 For example, you can save your pocket money regularly and donate it to a charitable project every month. This way, you can form a long-term habit of helping others and make a continuous impact.
5 No matter which way you choose, the core of charitable donation is sincerity. Every small act of kindness can bring warmth to others.
A. One common way is to participate in offline donation activities organized by schools or communities.
B. Charitable donation is not just about giving money, but also about caring for others.
C. Another way is to donate through online charitable platforms.
D. You can also choose to make regular donations to support long-term charitable projects.
E. Money is a powerful tool that can help many people in need.
F. Some people donate their time to volunteer instead of giving money.
G. It’s important to check the credibility of the donation channel before giving.
重要短语表达总结：
Charitable donation (慈善捐赠)
A meaningful way (一种有意义的方式)
Those in need (需要帮助的人)
Make the world a better place (让世界变得更美好)
Donate money/books/clothes/daily necessities (捐赠钱 / 书 / 衣服 / 日用品)
Participate nearby (在附近参与)
Online charitable platforms (在线慈善平台)
Various fields ( various fields)
Poor children (贫困儿童)
Disaster-stricken areas (受灾地区)
Fund medical treatment (资助医疗)
With just a few clicks (只需点击几下)
Save pocket money regularly (定期存零花钱)
Form a long-term habit (养成长期习惯)
Make a continuous impact (产生持续的影响)
The core is sincerity (核心是真诚)
An act of kindness (善举)
Bring warmth to others (给他人带来温暖)
A powerful tool (一个有力的工具)
Care for others (关心他人)
Passage 4
The novel The Million Pound Bank Note is not just an interesting story, but also a profound reflection on money and human nature. 1 It teaches readers important lessons about how to view money and what true wealth is.
2 In the novel, people’s attitudes towards Henry change drastically because of the million-pound note—waiters and shop owners who initially look down on him become respectful immediately after seeing the note. This shows that some people blindly worship money and judge others by their wealth.
3 Henry refuses to rely on the note to get money easily and insists on earning a living through his own efforts. His integrity and self-respect are more valuable than any amount of money.
4 Portia loves Henry not for his “wealth” (the million-pound note) but for his kindness and honesty. This proves that true love and friendship cannot be bought with money.
5 We should not be tempted by money or lose our moral principles. Instead, we should cherish the precious qualities of honesty, kindness, and dignity.
A. One important revelation is that money can easily expose the ugly side of human nature.
B. The novel also tells us that true wealth lies in personal integrity and self-respect.
C. Money is a tool that can affect people’s attitudes but cannot buy everything.
D. Another revelation is that true love and friendship are beyond the reach of money.
E. The story of Henry Adams shows the power of money in changing people’s minds.
F. Many characters in the novel are influenced by money and lose their principles.
G. It’s important to have a correct view of money and not be a slave to it.
重要短语表达总结：
A profound reflection on... (对... 的深刻反思)
Human nature (人性)
View money (看待金钱)
True wealth (真正的财富)
Attitudes change drastically (态度急剧改变)
Look down on someone (看不起某人)
Blindly worship money (盲目崇拜金钱)
Judge others by their wealth (以财富评判他人)
Earn a living through one's own efforts (通过自身努力谋生)
Personal integrity and self-respect (个人的正直与自尊)
Be tempted by money (受到金钱的诱惑)
Lose one's moral principles (丧失道德原则)
Cherish precious qualities (珍惜宝贵的品质)
Expose the ugly side (暴露丑陋的一面)
Beyond the reach of money (金钱无法企及)
Have a correct view of money (拥有正确的金钱观)
Be a slave to money (成为金钱的奴隶)
高级篇
Passage 5
A person’s view of money exerts a decisive influence on their life choices. 1 It shapes the way we choose careers, build relationships, and pursue life goals.
In terms of career choices, a wrong view of money may lead people to prioritize high salaries over personal interests and values. 2 They may end up in a high-paying job that makes them miserable, losing enthusiasm for work and even personal identity in the long run.
3 Those who regard money as the sole measure of success may only associate with people who can bring them material benefits, ignoring the emotional connection and mutual trust that are essential for genuine friendships. On the contrary, people with a correct view of money value sincerity and kindness in relationships, which helps them build long-lasting and meaningful connections.
When it comes to life goals, the impact of money views is equally profound. 4 They believe that accumulating wealth is the ultimate goal, but they often find themselves empty and dissatisfied even after achieving financial success. In contrast, those who view money as a tool to support life goals can use it to pursue things that truly bring them happiness, such as learning new skills, traveling, or helping others.
5 It helps us make rational choices that align with our values, leading to a fulfilling and meaningful life.
A. This kind of choice, driven by blind pursuit of money, often comes at the cost of personal well-being.
B. On the other hand, a correct view of money enables us to make choices that prioritize our true needs.
C. People who hold a distorted view of money tend to equate wealth with happiness.
D. It is not money itself but how we view it that determines the quality of our life.
E. Relationships built on material interests are often fragile and short-lived.
F. Money can provide material security, but it cannot replace the emotional satisfaction brought by personal growth.
G. The pursuit of wealth should not be the only goal in life; there are more valuable things to pursue.
重要短语表达总结：
View of money / Money view (金钱观)
Exert a decisive influence on... (对... 产生决定性影响)
Life choices (人生选择)
Shape the way we... (塑造我们... 的方式)
Prioritize A over B (优先考虑 A 而非 B)
High-paying job (高薪工作)
Personal interests and values (个人兴趣与价值观)
Lose enthusiasm for work (对工作失去热情)
Personal identity (自我认同 / 身份)
Sole measure of success (成功的唯一标准)
Material benefits (物质利益)
Emotional connection (情感联系)
Mutual trust (相互信任)
Genuine friendships (真正的友谊)
Value sincerity and kindness (重视真诚与善良)
Build long-lasting and meaningful connections (建立持久且有意义的联系)
Accumulating wealth (积累财富)
The ultimate goal (终极目标)
Achieve financial success (取得财务上的成功)
A tool to support life goals (支撑人生目标的工具)
Bring happiness (带来幸福)
Make rational choices (做出理性的选择)
Align with our values (与我们的价值观相符)
A fulfilling and meaningful life (充实而有意义的生活)
At the cost of personal well-being (以个人福祉为代价)
Equate wealth with happiness (将财富与幸福划等号)
Prioritize our true needs (优先考虑我们真正的需求)
Passage 6
In the era of consumerism, we are surrounded by various advertisements and promotions that encourage us to buy more. 1 Under such circumstances, rational consumption has become an essential ability for everyone.
Rational consumption does not mean frugality or refusal to spend money. 2 It means making informed choices based on actual needs rather than impulsive desires. For example, before buying a product, we should ask ourselves whether it is really necessary, whether it fits our budget, and whether it can bring long-term value.
3 First, we should distinguish between “needs” and “wants.” Needs are basic requirements for survival and development, such as food, clothing, and education. Wants are desires for non-essential things, such as the latest smartphones or luxury bags. Second, we should make a shopping list and stick to it, avoiding impulsive purchases triggered by advertisements.
4 Many people believe that buying more things can bring happiness, but in fact, excessive consumption often leads to financial pressure and mental stress. On the contrary, rational consumption helps us avoid unnecessary expenses, allowing us to allocate money to things that truly enhance our quality of life, such as learning, health, and family time.
5 It is not only a way to manage money well but also a way to pursue a simple and fulfilling life.
A. Instead, it emphasizes the balance between consumption and actual needs.
B. The key to achieving rational consumption lies in two main aspects.
C. This kind of blind consumption will not bring true happiness but only temporary satisfaction.
D. Advertisements often exaggerate the value of products to stimulate people’s desire to buy.
E. Rational consumption is closely related to our sense of happiness and quality of life.
F. We should not be influenced by the consumption trends around us but stick to our own needs.
G. It helps us get rid of the control of consumerism and live a more independent life.
重要短语表达总结：
The era of consumerism (消费主义时代)
Advertisements and promotions (广告和促销活动)
Encourage sb. to buy more (鼓励某人购买更多)
Rational consumption (理性消费)
An essential ability (必备能力)
Make informed choices (做出明智的选择)
Based on actual needs (基于实际需求)
Impulsive desires (冲动欲望)
Fit one's budget (符合某人的预算)
Bring long-term value (带来长期价值)
Distinguish between A and B (区分 A 和 B)
Basic requirements for survival and development (生存与发展的基本需求)
Non-essential things (非必需品)
Make a shopping list (制定购物清单)
Stick to the list (坚持按清单购物)
Avoid impulsive purchases (避免冲动购买)
Excessive consumption (过度消费)
Lead to financial pressure and mental stress (导致经济压力和精神压力)
Avoid unnecessary expenses (避免不必要的开支)
Allocate money to... (将钱分配到...)
Enhance our quality of life (提升我们的生活质量)
Manage money well (管好钱)
Pursue a simple and fulfilling life (追求简单而充实的生活)
Sense of happiness (幸福感)
Get rid of the control of consumerism (摆脱消费主义的控制)
Live a more independent life (过上更独立的生活)
Passage 7
Money often gets a bad reputation for causing greed and conflict, but it can also be a powerful force for good when used for charity. 1 This project, initiated by a group of volunteers, aims to improve the educational conditions of rural primary schools.
The project started with a small donation drive. 2 With the donated money, the volunteers first renovated the dilapidated classrooms, replacing broken windows and adding new desks and chairs. The once dark and shabby classrooms soon became bright and comfortable.
3 Many volunteers with professional skills, such as teachers, doctors, and engineers, joined the project. They gave lessons to the students, provided free medical checks, and helped repair the school’s water and electricity facilities. The project gradually expanded from improving infrastructure to comprehensive support for the students’ growth.
4 A little girl named Lily, who used to be shy and unwilling to speak, became confident after participating in the after-school reading program funded by the project. She said that the books and the care from volunteers made her realize the outside world was full of possibilities.
5 It proves that money, when guided by kindness and love, can bring hope and change to those in need. Charitable giving not only helps others but also enriches the givers’ hearts.
A. What started as a small donation drive soon grew into a comprehensive charity project.
B. One vivid example is the “Rural Education Support Project” launched last year.
C. The positive impact of the project is not only reflected in infrastructure but also in the students’ mental growth.
D. Many kind-hearted people donated money and materials to support the project.
E. The volunteers also organized various after-school activities to enrich the students’ lives.
F. The project has received widespread attention and support from the society.
G. This story shows that even a small amount of money can make a big difference in someone’s life.
重要短语表达总结：
A powerful force for good (一股强大的向善力量)
Used for charity (用于慈善)
Initiate a project (发起一个项目)
Improve the educational conditions (改善教育条件)
Rural primary schools (乡村小学)
A donation drive (募捐活动)
Donated money (捐赠的款项)
Renovate dilapidated classrooms (修缮破旧的教室)
Professional skills (专业技能)
Improve infrastructure (改善基础设施)
Comprehensive support (全面的支持)
After-school program (课外项目)
Funded by the project (由项目资助)
Become confident (变得自信)
The outside world (外部世界)
Be full of possibilities (充满可能性)
Guided by kindness and love (被善良和爱引导)
Bring hope and change (带来希望和改变)
Those in need (需要帮助的人)
Charitable giving (慈善捐赠)
Enrich the givers’ hearts (丰富给予者的心灵)
Positive impact (积极影响)
Be reflected in... (体现在...)
Mental growth / Psychological growth (心理成长)
Make a big difference (产生重大影响 / 带来巨大改变)
