（单元培优卷）Unit 7 The value of money 单元综合素养培优卷-2025 - 2026学年八年级英语下册冀教版（2024）（含答案解析）
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| 名称 | （单元培优卷）Unit 7 The value of money 单元综合素养培优卷-2025 - 2026学年八年级英语下册冀教版（2024）（含答案解析） |
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/ 让学习更有效 单元培优卷 | 英语学科
/ 让学习更有效 单元培优卷 | 英语学科
2025 - 2026学年八年级英语下册单元综合素养培优卷冀教版(2024)
Unit 7 The value of money
注意事项
1. 全卷满分120分。考试时间120分钟。试题包含选择题和非选择题。考生答题全部答在指定区域，答在非答题区无效。
2. 请认真核对监考教师在所粘贴条形码的姓名、考试证号是否与本人相符，再将自己的姓名、考试证号用0.5毫米黑色墨水签字笔填写在本试卷上。
3. 答选择题必须用2B铅笔将对应的答案标号涂黑。如需改动请用橡皮擦干净后，再选涂其他答案。答非选择题必须用0.5毫米黑色墨水签字笔写在指定位置，在其他位置答题一律无效 。
第一部分 选择题（满分：60分）
一、单项选择（本大题共15小题，每小题1分，共15分）
1． Many patients can't ____ to see a doctor, so we need to give a helping hand.
A．excuse B．afford C．finish D．freeze
2．—Could you please tell me something about the "Yunnan Way of Life"
—Well, just come to Yunnan to explore it yourself and you won't be ____
A．excited B．amazed C．surprised D．disappointed
3． —What do you think of the beautiful car
—I really like it , but I can't ____ it.
A．cost B．spend C．pay D．afford
4． — Jiaozi has become a successful director for his film series Ne Zha.
— His success tells us that to realize a dream requires action,or you won't ____ anything.
A．allow B．avoid C．achieve D．afford
5． The hotel was far from the station. Luckily, we ____ to catch the train.
A．remembered B．managed C．decided D．continued
6． — Mr Black made a ____ to sell their house and travel around the world.
— Wow! That's amazing.
A．mistake B．decision C．promise D．difference
7． —Did you watch the European Cup last night
—Yes, I did. Germany ____great success by beating Scotland 5: 1.
A．lost B．competed C．achieved D．held
8．Making a good ____ is really important. Sometimes it can save your life.
A．face B．plan C．decision D．speech
9． —What do you think of the newest 5G mobile phone
—I really like it, but I can't____ it.
A．stand B．afford C．spend D．refuse
10． He will never ____ anything if he doesn't work harder.
A．include B．notice C．succeed D．achieve
11．He was ______ to hear that they failed in the race.
A．disappointing B．disappointed C．sorry D．pleased
12． Singapore has a large_________ with ancestral homes （祖籍） in China, so they have a better understanding of the Chinese culture.
A．technology B．memory C．challenge D．population
13．Daming wasn't chosen for our team last time. That was a bad________. We can't play well without him.
A．decision B．review C．subject D．standard
14． Nature is our greatest treasure, so it is important for us to protect it ____.
A．wisely B．clearly C．directly D．especially
15． I've always wanted to go on a dream holiday. But I can ' t ____ it. The plane tickets are too expensive.
A．spend B．cost C．pay D．afford
二、完形填空（本大题共15小题，每小题1分，共15分）
阅读短文，掌握其大意，然后从每小题所给的四个选项中选出一个最佳答案。
For Chinese children, gift money is one of the most important parts during the Spring Festival. How do they deal with their gift money
Chen Jie, a 14-year-old girl, got 3,600 yuan as gift money this Spring Festival, but her mother 16 all the money and put it in the bank. Many students experienced the 17 thing as Chen. They get their gift money every new year, but they have to see their parents take it away helplessly. Do you think it’s reasonable (合理的)
18 girl named Xiong Yue said “No” to her parents. She chose to keep her gift money by herself. “I think the gift money should be the children’s. We have the right to 19 how we spend our gift money,” she said. “We should take care of it by 20 .”
21 , some people think it is not that simple. They believe giving gift money is used to show social status (地位) and develop relationships between family members and relatives. Gift money has lost its 22 meaning of good wish and has little to do with the children. What’s more, children don’t make the money through work, and they also has 23 knowledge of money management (理财). So parents should still 24 a big part in dealing with the money.
But some parents 25 with this. A mother of a 14-year-old boy has let her son be responsible (承担责任的) for his gift money since the 26 of 8. “I want to develop his financial (理财的) skills,” she said. She believes the 27 her boy learns how to spend money wisely, the better his financial skills will be. It will also benefit his future social ability a lot. She also 28 , “As parents, no matter how you deal with the money, the most important thing is to make the children feel they’re respected and trusted.”
Chen Jie supported this mother’s idea. She said that 29 she knew her mother wouldn’t waste her gift money, she would feel happier if she could at least know how the money is 30 .
“It would make me feel a little bit more grown-up,” she said.
16．A．threw away B．ran away C．took away D．moved away
17．A．different B．same C．similar D．difficult
18．A．Other B．The other C．Another D．Others
19．A．decide B．disagree C．agree D．believe
20．A．myself B．yourself C．themselves D．ourselves
21．A．However B．Also C．Still D．Therefore
22．A．new B．useful C．personal D．traditional
23．A．much B．little C．more D．some
24．A．have B．make C．play D．take
25．A．agree B．disagree C．talk D．go
26．A．year B．number C．age D．month
27．A．worse B．less C．later D．earlier
28．A．added B．told C．talked D．spoke
29．A．because B．although C．so D．if
30．A．cost B．took C．made D．spent
三、阅读单选（本大题共15小题，每小题2分，共30分）
（A）
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account is If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
31．Where does money come from according to the text
A．Parents’ hard work. B．Kids’ life lessons. C．Good spending habits. D．The bank account.
32．What does the writer want kids to do by giving the example of buying a bicycle
A．Buy a wonderful notebook. B．Make a free spending choice.
C．Set a goal of saving money. D．Have an experience of shopping.
33．What does the underlined word “satiate” mean in Paragraph 4
A．Relax. B．Interest. C．Surprise. D．Satisfy.
34．Which of the following will the writer probably agree with
A．Walking backward can help people in many ways.
B．Kids should have a money spending plan.
C．Parents may give kids lots of pocket money.
D．Supermarkets will be places to change money.
35．What can be a suitable title for the text
A．Causes of Spending Money B．Ways of Managing Money
C．Purposes of Treating Money D．Conditions of Saving Money
（B）
A budget (预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes self-control. Your budget should meet your family’s needs and income.
The first step in creating a budget is to set your goals. What does your family need and want You must know this to work out the details of the budget. Keep goals realistic. Then decide which goals are the most important.
The next step is finding out family income. Write down all the money you expect to receive (including wages (工资), savings, interest, etc.) during the planned budget period. Before you can plan wisely, you need to know how much money you have to spend!
After you have calculated how much money will be available, it is time to find out expenses (支出). List all of your family expenses.
If you are not satisfied with what you got for your money, look carefully at your spending. Studying your records will show where overspending has happened. It will also point out poor buying habits.
It is also a good idea to prepare a small amount of money for emergencies (紧急事件). Every family has small emergencies: a blown tire, a broken device, or the need for medical care.
36．According to the passage, what is the advantage of a budget
A．It can help you set your goals clearly. B．It can help you save a lot of money.
C．It can help you get rid of poor buying habits. D．It can help you spend money in a reasonable way.
37．In carrying out your budget, you need ________.
A．to have the ability to control yourself B．to ask your family members for advice
C．to cut it down as much as possible D．to take care not to buy expensive things
38．What does the underlined word “income” in Paragraph 3 mean
A．The money you can spend. B．The money you can get.
C．The money you can save. D．The money you want to make.
39．The writer says that it is a good idea to prepare some money because ________.
A．you probably will not be able to follow your budget
B．people usually spend more than they plan to do
C．things can happen unexpectedly
D．others may want to borrow some money from you
40．What is this passage mainly about
A．The meaning of a budget. B．The relation between budget and income.
C．The way a budget is made. D．The importance of making a budget.
（C）
How would you like to pay when you go shopping Cash payment Mobile payment People in China may pay by WeChat on the phones. We don’t use paper money very often.
While WeChat Pay is now a part of life in our country, this way of paying also appears in other countries. A lot of foreign companies and traders have to accept it. According to Xinhua News, about 13 foreign countries have WeChat Pay services for Chinese travellers.
Is it good or bad to use WeChat Pay Will people no longer use paper money in the future Some discussions appear on the Internet.
“I don’t think so. Nearly half of Chinese people live in the countryside. People there can’t enjoy it without good Internet service. And most old people like to use paper money,” said Winnie.
Steven said, “WeChat Pay is convenient and safe. We needn’t tell if the money is real or fake. But paper money is just the opposite. We should encourage people to use WeChat Pay more.”
“For a long time, people will use different payment ways,” said Sunshine. “Traders should allow people to choose the ways they like to pay.”
Will paper money disappear in the future What’s your opinion about it
41．When we pay by WeChat, we need to use our _________.
A．wallets B．phones C．paper money D．ID cards
42．Winnie thinks that _________.
A．WeChat Pay is convenient and safe
B．it is not safe if people don’t use paper money
C．paper money is more popular among old people
D．people in the countryside can use WeChat Pay well
43．The underlined word “fake” in Paragraph 5 may mean “_________”.
A．脏的 B．假的 C．麻烦的 D．残缺的
44．From the passage, we can know _________.
A．only Chinese people use WeChat Pay
B．paper money will surely disappear in the future
C．people use WeChat Pay more than paper money in the world
D．Chinese travellers can use WeChat Pay in about 13 foreign countries
45．What’s the best title for this passage
A．Payment ways in the future
B．WeChat payment in the world
C．Will paper money disappear in the future
D．Why do people use WeChat
第二部分 非选择题（满分：60分）
四、词汇应用（本大题共10小题，每小题1分，共10分）
46．We should be ________ (responsibility) for our money.
47．It’s ________ (necessary) to buy so many useless things.
48．The T-shirt is ________ (cheap). It only costs 10 yuan.
49．________ (shop) online is convenient but expensive.
50．I have ________ (pay) for the meal already.
51．Sometimes bad weather causes natural ________ (灾害).
52．After the ________ (地震), the soldiers helped the local people to rebuild their houses.
53．We’re ________ (好奇的) about why leaves change colour in autumn.
54．I saved my pocket money for two months so I could ________ (买得起) the new storybook.
55．Look at my ________ (数码的) watch! It shows the time clearly.
五、完成句子（本大题共5小题，每小题2分，共10分）
56．很多贫穷的孩子需要我们的帮助。
Many ________ children need our ________.
57．他太小了，还不知道如何管理自己的零用钱。
He is too young to know how to ________ his ________ ________.
58．即使我们富有，也应该保持节约。
We should keep saving money even if we are ________.
59．买东西前，我们应该考虑它的成本和用处。
We should think about its ________ and ________ before we buy something.
60．生活成本在许多大城市都很高。
The ________ ________ ________ is very high in many big cities.
六、短文语法填空（本大题共10小题，每小题1.5分，共15分）
阅读下面短文，在空白处根据首字母填入一个适当的单词，或根据括号内所给的单词填入正确形式，不限字数，要求单词写完整。
It’s always a happy moment to get some pocket money. But have you ever 61 (think) about how to spend your pocket money wisely Now let’s check out the following tips and learn to spend your money in a better way.
Make a list
We all have a lot of things that we want. But do you really need them that much That’s why it is suggested making a list before you spend money. Start with the thing you want 62 (much). You can also write down about how much it c 63 or how important it is in your life. By doing this, you will see if it is necessary to buy it.
Help others
How about being more selfless and 64 (use) our pocket money to help others We all know that many people in the world are in n 65 of our help. So consider using your pocket money to do something useful and 66 (help), to feel how you can make a difference.
Save as much as you can
There is an old saying, “Money doesn’t grow on trees.” If you spend all your pocket money all at once, you’ll have no money until your next “pay day”. Get a piggy bank (存钱罐) or ask your parents 67 (start) a savings account for you. Someday when you look back, you 68 (get) a strong sense of achievement by saving so much by 69 (you)! Just remember, every penny (便士) 70 (count).
七、材料作文（本大题共25分）
71．随着人们生活水平的提高，中学生的零花钱也越来越多了。同学们，你们都有零花钱吧，你的零花钱来自哪里？平时是怎样经营的？怎样花零花钱更加有意义？请结合以上内容谈谈自己零花钱的几种用法。以My pocket money为题写一篇英语作文。
注意：
1. 行文连贯，时态正确，书写工整。
2. 词数不少于80词。
2. 文中不得出现与本人相关的真实姓名、校名及其它相关信息。
提示词: manage 经营 meaningful 有意义的
My pocket money
/ 让学习更有效 单元培优卷 | 英语学科
/ 让学习更有效 单元培优卷 | 英语学科
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参考答案及试题解析
1．B
【解析】句意：很多病人负担不起看医生的费用，所以我们需要伸出援手。 A：excuse（动词 v.），意为 "原谅；宽恕；为…… 辩解" B：afford（动词 v.），意为 "负担得起；买得起；抽得出（时间）" C：finish（动词 v.），意为 "完成；结束" D：freeze（动词 v.），意为 "结冰；冻结；惊呆；冷藏" 。根据后文 "so we need to give a helping hand（所以我们需要伸出援手）" 的因果逻辑，以及固定搭配afford to do sth.（负担得起做某事） 可知，前文表达的是病人无经济能力承担看医生的开销，结合选项的含义和用法，只有 afford 符合语境，故选 B。
【点评】考查动词辨析。注意抓准句间逻辑关系：题干中的连接词（so/but/and/because 等）会提示因果、转折、并列等逻辑，本题 "so" 表因果，由 "伸出援手" 反推前文是 "有困难（负担不起）"，明确逻辑可避免偏离语境。
2．D
【解析】句意：——你能告诉我一些关于"云南生活方式"的事情吗？——嗯，亲自来云南探索并且你不会失望的。A兴奋的；B惊讶的；C吃惊的；D失望的。根据explore it yourself（亲自探索）及won't（不）可知表达为不会失望，故选D。
【点评】考查形容词辨析。分析选项，结合句意，得出答案。
3．D
【解析】——你觉得这辆漂亮的车怎么样？——我真的很喜欢它，但我买不起。A.cost，动词，花费，主语是物；B.spend，动词，花费，主语是人；C.pay，动词，付钱，主语是人；D.afford，动词，买得起、负担得起；根据" but I can't ……it. "可知此处要表达买得起，故选D。
【点评】考查动词辨析。识记cost、spend、pay、afford的词性、词义及用法。
4．C
【解析】句意：——饺子（饺子导演）凭借他的系列电影《哪吒》成为了一名成功的导演。——他的成功告诉我们，要实现梦想需要行动，否则你将一事无成。allow 意为"允许"；avoid 意为"避免"；achieve 意为"实现；取得"；afford 意为"买得起；承担得起"。根据语境"实现梦想需要行动"，后半句"否则你将不会取得/实现任何成就"，"achieve"最符合句意。故选C。
【点评】考查动词辨析。需结合上下文语境选择合适的动词，同时注意"achieve"常与"目标、梦想、成就"等搭配，表达"实现、取得"的含义。
5．B
【解析】句意：酒店离车站很远。幸运的是，我们设法赶上了火车。remembered记得； managed设法； decided决定； continued继续。根据语句The hotel was far from the station. Luckily, we …to catch the train. 可知，此句表示我们设法赶上了火车，故选B。
【点评】考查动词辨析。注意熟记各个动词的基本含义，根据语境确定最佳选项。
6．B
【解析】句意：——布莱克先生决定卖掉他们的房子，去环游世界。——哇！ 太棒了。A.错误；B.决定；C.许诺；D.差异。根据sell their house and travel around the world(卖掉他们的房子，去环游世界)，可知讲的是一种决定，make a decision to do sth.决定做某事，固定搭配，故选B。
【点评】考查名词辨析，首先理解名词词义，然后根据关键词句sell their house and travel around the world确定答案，理解句意。
7．C
【解析】句意：——你昨晚看了欧洲杯吗？——是的，我看了。德国以 5:1 击败苏格兰，取得了巨大的成功。A：失败，B：比赛，C：取得胜利，D：举行，根据success by beating Scotland 5: 1，可知获得胜利，故选C。
【点评】考查动词，注意识记achieved，取得胜利的用法。
8．C
【解析】句意：做出一个好的决定真的很重要。有时它能救你的命。A：face脸；B：plan计划；C：decision决定；D：speech演讲。根据句子Sometimes it can save your life. 有时它能救你的命。可知此处是指做一个好的决定很重要，应用decision，故选C。
【点评】考查名词辨析，注意识记名词decision的用法，选出正确答案。
9．B
【解析】句意：——你怎么看待最新的5G手机？——我真的很喜欢，但是我买不起。stand站；afford负担得起；spend花费；refuse拒绝。根据"I really like it, but I can't…it."可知，此处指的是"我买不起"，can't afford意为"买不起"。故选B。
【点评】考查动词辨析。熟练掌握动词的意思以及用法区别，分析推断设空处所表示的汉语意思，分析对比选项，确定正确的动词。
10．D
【解析】句意：如果他不努力工作，他将不会收获任何东西。A：include，包括。B：notice，注意到。C：succeed，成功。D：achieve，取得，实现。根据"never ____ anything if he doesn't work harder"可知，如果不努力就不会收获任何东西，故选D。
【点评】考查动词辨析。注意识记achieve的用法。
11．B
【解析】句意：听说他们在赛跑中失败了，他很失望。A.令人失望的，修饰事物；B.感到失望的，修饰人；C.抱歉的；D.愉快的。根据主语he，以及 they failed in the race他们在赛跑中失败了，可知他感到失望。故选B。
【点评】考查形容词辨析。注意熟记动词fail"失败"：第三人称单数： fails；现在分词： failing；过去式： failed；过去分词： failed。
12．D
【解析】句意：新加坡有众多祖籍是中国的人口，因此他们对中华文化有更深的了解。A.技术；B.记忆；C.挑战；D.人口。根据they have a better understanding of the Chinese culture（他们对中华文化有更深的了解）可知，只有人才会对文化有着更深的了解，故此处是说新加坡有众多祖籍是中国的人口，population符合语境。 故选D。
【点评】考查名词辨析。掌握不同名词的含义，结合语境选择正确选项。
13．A
【解析】句意：——大明上次没有入选我们队。那是个糟糕的决定。没有他我们打不好。A： decision决定，B： review回顾，C： subject科目，D： standard标准， 根据句子Daming wasn't chosen for our team last time. 大明上次没有入选我们队。可知此处是指没有进入我们对的这个决定，应用decision，故选A。
【点评】考查名词辨析，注意识记decision的用法。
14．A
【解析】句意：大自然是我们最大的财富，所以明智地保护它对我们来说很重要。A.明智地；B.清楚地；C.直接地；D.尤其。根据Nature is our greatest treasure大自然是我们最大的财富，so it is important for us to protect it所以保护它对我们来说很重要，结合选项可知讲的是明智地保护自然，故选A。
【点评】考查副词辨析，首先理解副词词义，然后根据句意确定副词。
15．D
【解析】句意： 我一直想去度一个梦想中的假期。但是我负担不起。机票太贵了。A.花费，度过；B.花费；C.付款；D.负担得起。根据The plane tickets are too expensive. 可知，此处指负担不起，故选D。
【点评】考查动词辨析。注意理解单词词义，理解句意。
16．C 17．B 18．C 19．A 20．D 21．A 22．D 23．B 24．C 25．B 26．C 27．D 28．A 29．B 30．D
【导语】本文是一篇议论文。文章主要探讨了中国孩子压岁钱的处理方式，呈现了两种对立观点，一种认为父母应处理压岁钱，另一种认为孩子有权自己管理，通过实例分析各观点的理由，强调在处理压岁钱问题上尊重和信任孩子的重要性。
16．句意：陈杰，一个14岁的女孩，今年春节收到了3600元压岁钱，但她妈妈把所有钱都拿走存进了银行。
threw away扔掉；ran away逃跑；took away拿走；moved away搬走。根据下文“put it in the bank”可知，她妈妈把钱存入了银行，所以此处是指把所有的钱都拿走了。故选C。
17．句意：很多学生和陈杰有相同的经历。
different不同的；same相同的；similar相似的；difficult困难的。根据下文“They get their gift money every new year, but they have to see their parents take it away helplessly.”可知，他们每年新年都会收到压岁钱，但只能无奈地看着父母把钱拿走，所以此处是指很多学生和陈杰经历一样的事情，考查the same“相同的”，固定搭配。故选B。
18．句意：另一个叫熊悦的女孩对父母说“不”。
Other其他的，后常接复数名词；The other两者中的另一个；Another用于三者或三者以上的另一个；Others其他人，相当于other +复数名词。上文提到陈杰，这里是指另一个女孩熊悦，应用another。故选C。
19．句意：“我们有权决定如何花我们的压岁钱，”她说。
decide决定；disagree不同意；agree同意；believe相信。根据上文“I think the gift money should be the children’s.”可知，熊悦认为压岁钱应该是孩子们的，所以此处是指孩子们有权决定如何花压岁钱。故选A。
20．句意：我们应该自己管理它。
myself我自己；yourself你自己；themselves他们自己；ourselves我们自己。句子的主语是“We”，所以这里应用反身代词“ourselves”，表示我们应该自己管理压岁钱。故选D。
21．句意：然而，有些人认为没那么简单。
However然而；Also也；Still仍然；Therefore因此。根据语境可知，上文说孩子们应自己管理压岁钱，而这里说有些人认为没那么简单，语义转折，应用however。故选A。
22．句意：压岁钱已经失去了它传统的美好祝愿的意义，与孩子们关系不大。
new新的；useful有用的；personal个人的；traditional传统的。根据下文“has little to do with the children”可知，压岁钱与孩子们关系不大，说明压岁钱失去了传统的祝愿意义。故选D。
23．句意：而且，孩子们不是通过工作赚钱，他们对理财知识也了解甚少。
much很多；little很少；more更多；some一些。根据上文“children don’t make the money through work”及常识可知，孩子们对理财了解甚少，应用little修饰不可数名词 knowledge。故选B。
24．句意：所以父母在处理压岁钱方面仍应起很大作用。
have有；make制造；play扮演；take拿。play a big part in ...“在……中起很大作用”，固定搭配，此处是指父母在处理压岁钱方面应起很大作用。故选C。
25．句意：但有些父母不同意这种观点。
agree同意；disagree不同意；talk谈论；go去。根据下文“A mother of a 14-year-old boy has let her son be responsible for his gift money since...”可知，这位母亲让孩子自己管理压岁钱，这与前文“parents should still … a big part in dealing with the money.”所表达的父母应主导处理压岁钱的观点相反，所以此处是指有些父母不同意那种父母主导处理压岁钱的观点。故选B。
26．句意：一个14岁男孩的妈妈从他8岁起就让他对自己的压岁钱负责。
year年；number数字；age年龄；month月。根据“the … of 8”可知，此处是指8岁时，考查(at) the age of“在……岁时”，固定搭配。故选C。
27．句意：她相信她儿子越早学会明智地花钱，他的理财技能就会越好。
worse更糟；less更少；later更晚；earlier更早。根据上文“I want to develop his financial skills,”可知，此处是指培养孩子的理财技能越早越好。故选D。
28．句意：她还补充说：“作为父母，无论你如何处理这笔钱，最重要的是让孩子们感到他们受到尊重和信任。”
added补充说；told告诉；talked谈论；spoke说。根据空前“She also”可知，此处是指这位母亲补充说了一些话。故选A。
29．句意：她说虽然她知道妈妈不会浪费她的压岁钱，但如果她至少能知道钱是怎么花的，她会更开心。
because因为；although虽然；so所以；if如果。分析句子结构可知，前后两句为让步关系，应用although引导状语从句。故选B。
30．句意：她说虽然她知道妈妈不会浪费她的压岁钱，但如果她至少能知道钱是怎么花的，她会更开心。
cost花费；took拿；made制造；spent花费。根据“how the money is…”可知，此处是指钱如何被花的；spend money“花钱”，其被动形式：money be spent表示钱被花。故选D。
31．A 32．C 33．D 34．B 35．B
【导语】本文主要讲述了如何管理金钱以及形成正确的消费习惯。
31．细节理解题。根据“We need to know that our parents work hard to make money, and that it may be used up one day.”可知，金钱来自父母的辛勤工作，故选A。
32．细节理解题。根据“If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How Write down how much money we have in a notebook and watch it grow.”可知，通过买自行车的例子，作者想让孩子们学会设定储蓄目标，故选C。
33．词句猜测题。根据“After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.”可知，前文提到了有了足够的钱就可以买到梦寐以求的那辆漂亮的自行车了，划线出所在句子说的是“达到我们的目标将使我们非常满意”，因此推测，satiate意思是“满足”，与“Satisfy”相近，故选D。
34．细节理解题。根据“We shouldn’t spend all our money in one go. It’s important for us to have a budget.”可知，作者认为孩子们应该有花钱的计划，故选B。
35．最佳标题题。通读全文可知，本文主要讲述了如何管理金钱以及形成正确的消费习惯，最适合的标题是“管理金钱的方式”，故选B。
36．D 37．A 38．B 39．C 40．C
【导语】本文主要介绍了制定预算的方法。
36．细节理解题。根据“A budget (预算) is a spending plan. It can help you spend money wisely.”可知，预算可以帮助你明智地花钱，即合理地花钱。故选D。
37．细节理解题。根据“following a budget takes self-control”可知，遵循预算需要自我控制的能力。故选A。
38．词义猜测题。根据“The next step is finding out family income. Write down all the money you expect to receive”可知，把预期能收到的所有钱都写下来，即此处的family income指的是“家庭收入”，income意为“收入”。故选B。
39．细节理解题。根据“It is also a good idea to prepare a small amount of money for emergencies (紧急事件). Every family has small emergencies...”可知，准备少量的应急资金也是一个好主意，因为每个家庭都有可能出现一些紧急情况或一些意外事件。故选C。
40．主旨大意题。通读全文可知，本文主要介绍了制定预算的方法。故选C。
41．B 42．C 43．B 44．D 45．C
【导语】本文通过微信支付引出纸币是否会消失这一问题，并针对该问题向大家介绍了不同人的看法。
41．细节理解题。根据“People in China may pay by WeChat on the phones”可知，中国人可以用手机微信支付，故选B。
42．细节理解题。根据Winnie的发言“And most old people like to use paper money”可知，Winnie认为纸币在老年人中更受欢迎，故选C。
43．词义猜测题。根据“We needn’t tell if the money is real or fake”中的real“真实的”可知，fake表示 “假的”，故选B。
44．细节理解题。根据“According to Xinhua News, about 13 foreign countries have WeChat Pay services for Chinese travellers”可知，中国游客可以在大约13个国家使用微信支付，故选D。
45．最佳标题题。通读全文可知，本文通过微信支付引出纸币是否会消失这一问题，并针对该问题向大家介绍了不同人的看法，故C选项 “纸币会消失吗？”最适合作为本文标题，故选C。
46．responsible
【解析】句意：我们应该对自己的钱负责。be动词后接形容词作表语，responsibility的形容词形式responsible，意为“负责任的”。故填responsible。
47．unnecessary
【解析】句意：买这么多没用的东西是没有必要的。此句为“It is+形容词+to do sth”结构，意为“做某事是……的”。空处填形容词作表语。根据“buy so many useless things”可知，买无用的东西是没有必要的。necessary“必要的”，形容词，unnecessary“不必要的”，形容词。故填unnecessary。
48．cheap
【解析】句意：这件T恤很便宜。它只花费10元。空处位于系动词“is”后，填形容词，说明主语的特征，作表语。cheap“便宜的”，形容词。故填cheap。
49．Shopping
【解析】句意：网上购物很方便但是很昂贵。shop“购物”，动词。空处作主语，需要使用动名词形式的shopping。位于句首，首字母大写。故填Shopping。
50．paid
【解析】句意：我已经付过饭钱了。根据“have”和“already”可知，此句时态为现在完成时，结构为have/has+动词过去分词。pay“支付”，动词，过去分词是paid。故填paid。
51．disasters
【解析】句意：有时恶劣的天气会引发自然灾害。根据汉语提示可知，disaster“灾害”，为可数名词，此处表示泛指，应用复数形式disasters。故填disasters。
52．earthquake
【解析】句意：地震过后，战士们帮助当地人民重建家园。根据中文提示“地震”可知，此处应填名词earthquake，故填earthquake。
53．curious
【解析】句意：我们对秋天树叶为什么会变色感到好奇。根据中文提示“好奇的”及句子结构“We’re...about...”可知，此处需填形容词作表语，构成“be curious about”固定搭配，意为“对……感到好奇”。故填curious。
54．afford
【解析】句意：我把零花钱存了两个月，这样我就能买得起这本新的故事书了。根据中文提示可知，“买得起”英文表达是afford；情态动词could后接动词原形。故填afford。
55．digital
【解析】句意：看我的数码手表！它清晰地显示时间。根据中文提示“数码的”可知，此处应填形容词digital，digital意为“数码的”，故填digital。
56．poor help
【解析】对照中英文可知，第一空缺少“贫穷的”，应用形容词“poor”，作定语，修饰名词children；第二空缺少“帮助”，应用名词“help”，作宾语，不可数。故填poor；help。
57．manage pocket money
【解析】根据中英文对照可知，此处缺“管理”和“零用钱”。to后接动词原形，manage作动词，表示“管理”；pocket money表示“零用钱”，固定短语。故填manage；pocket；money。
58．rich
【解析】根据句意及空格处可知，缺少“富有”的表达，rich“富有的”，形容词，结合“are”，此处用形容词作表语。故填rich。
59．cost use
【解析】根据中英文对照可知，此处缺少“成本”和“用处”。应该使用名词形式，cost“成本”，名词，use“用处”，名词。故填cost；use。
60．cost of living
【解析】根据中英文对照可知，空格处缺少“生活成本”，可以用短语“cost of living”来表示，作主语。故填cost；of；living。
61．thought 62．most 63．(c)osts 64．using 65．(n)eed 66．helpful 67．to start 68．will get 69．yourself 70．counts
【导语】本文主要介绍了如何以更好的方式花钱。
61．句意：但是你有想过如何明智地花你的零花钱吗？此处用过去分词thought与have一起构成现在完成时。故填thought。
62．句意：从你最想要的东西开始。根据“making a list before you spend money”可知，在花钱之前列个清单，从最想要的东西开始，空处用副词最高级most“最”。故填most。
63．句意：你也可以写下它花多少或它在你生活中的重要性。根据“how much it c...”可知，是指花费多少钱，cost“花费”，时态为一般现在时，主语是三单，动词用三单。故填(c)osts。
64．句意：更无私一点，用我们的零花钱去帮助别人怎么样？use“使用”，how about doing sth“做某事怎么样”。故填using。
65．句意：我们都知道世界上有很多人需要我们的帮助。in need of“需要”，固定短语。故填(n)eed。
66．句意：所以可以考虑用你的零花钱做一些有用的、有帮助的事情，去感受你如何能有所作为。根据“something useful and”可知，空处用形容词helpful“有帮助的”作后置定语，修饰something。故填helpful。
67．句意：买一个存钱罐，或者让你的父母为你开一个储蓄账户。ask sb to do sth“要求/让某人做某事”，空处用不定式作宾语补足语。故填to start。
68．句意：有一天当你回首往事时，你会因为自己攒了这么多钱而有一种强烈的成就感！根据“Someday when you look back”可知，when引导的时间状语从句，从句为一般现在时，主句用一般将来时will do。故填will get。
69．句意：有一天当你回首往事时，你会因为自己攒了这么多钱而有一种强烈的成就感！by oneself“靠自己，独自”，空处用反身代词yourself。故填yourself。
70．句意：只需记住，每一分钱都很重要。句子时态为一般现在时，主语是every penny，谓语动词用三单counts。故填counts。
71．例文
My pocket money
My pocket money mainly comes from my parents. Sometimes my grandparents give me some. I often use it to buy some school things, like pens, exercise books and rulers. Once or twice, I buy some snacks. I think I have spent a lot on some unnecessary things these years, so I decide to manage my pocket money better.
I will divide my pocket money into three parts. The first part will be for my daily life. The second part will be used for the gifts to my parents, teachers and friends. It can be quite useful on the festivals. I will use the third part to support further study, so I will save it in the bank. I’m sure my future life will be more meaningful.
【解析】[总体分析]
①题材：本文是一篇话题作文；
②时态：时态为“一般现在时和一般将来时”；
③提示：根据题干介绍自己零花钱的用法，可适当发挥，注意要点齐全，语句通顺。
[写作步骤]
第一步，介绍零花钱来自哪里；
第二步，介绍平时是怎么经营零花钱的；
第三步，表达自己将怎样更加有意义地花零花钱。
[亮点词汇]
①decide to do sth决定做某事
②divide sth into把……分成
③be used for被用做
[高分句型]
I think I have spent a lot on some unnecessary things these years, so I decide to manage my pocket money better. (think后跟宾语从句；so连接的并列句)
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/ 让学习更有效 单元培优卷 | 英语学科
2025 - 2026学年八年级英语下册单元综合素养培优卷冀教版(2024)
Unit 7 The value of money
注意事项
1. 全卷满分120分。考试时间120分钟。试题包含选择题和非选择题。考生答题全部答在指定区域，答在非答题区无效。
2. 请认真核对监考教师在所粘贴条形码的姓名、考试证号是否与本人相符，再将自己的姓名、考试证号用0.5毫米黑色墨水签字笔填写在本试卷上。
3. 答选择题必须用2B铅笔将对应的答案标号涂黑。如需改动请用橡皮擦干净后，再选涂其他答案。答非选择题必须用0.5毫米黑色墨水签字笔写在指定位置，在其他位置答题一律无效 。
第一部分 选择题（满分：60分）
一、单项选择（本大题共15小题，每小题1分，共15分）
1． Many patients can't ____ to see a doctor, so we need to give a helping hand.
A．excuse B．afford C．finish D．freeze
2．—Could you please tell me something about the "Yunnan Way of Life"
—Well, just come to Yunnan to explore it yourself and you won't be ____
A．excited B．amazed C．surprised D．disappointed
3． —What do you think of the beautiful car
—I really like it , but I can't ____ it.
A．cost B．spend C．pay D．afford
4． — Jiaozi has become a successful director for his film series Ne Zha.
— His success tells us that to realize a dream requires action,or you won't ____ anything.
A．allow B．avoid C．achieve D．afford
5． The hotel was far from the station. Luckily, we ____ to catch the train.
A．remembered B．managed C．decided D．continued
6． — Mr Black made a ____ to sell their house and travel around the world.
— Wow! That's amazing.
A．mistake B．decision C．promise D．difference
7． —Did you watch the European Cup last night
—Yes, I did. Germany ____great success by beating Scotland 5: 1.
A．lost B．competed C．achieved D．held
8．Making a good ____ is really important. Sometimes it can save your life.
A．face B．plan C．decision D．speech
9． —What do you think of the newest 5G mobile phone
—I really like it, but I can't____ it.
A．stand B．afford C．spend D．refuse
10． He will never ____ anything if he doesn't work harder.
A．include B．notice C．succeed D．achieve
11．He was ______ to hear that they failed in the race.
A．disappointing B．disappointed C．sorry D．pleased
12． Singapore has a large_________ with ancestral homes （祖籍） in China, so they have a better understanding of the Chinese culture.
A．technology B．memory C．challenge D．population
13．Daming wasn't chosen for our team last time. That was a bad________. We can't play well without him.
A．decision B．review C．subject D．standard
14． Nature is our greatest treasure, so it is important for us to protect it ____.
A．wisely B．clearly C．directly D．especially
15． I've always wanted to go on a dream holiday. But I can ' t ____ it. The plane tickets are too expensive.
A．spend B．cost C．pay D．afford
二、完形填空（本大题共15小题，每小题1分，共15分）
阅读短文，掌握其大意，然后从每小题所给的四个选项中选出一个最佳答案。
For Chinese children, gift money is one of the most important parts during the Spring Festival. How do they deal with their gift money
Chen Jie, a 14-year-old girl, got 3,600 yuan as gift money this Spring Festival, but her mother 16 all the money and put it in the bank. Many students experienced the 17 thing as Chen. They get their gift money every new year, but they have to see their parents take it away helplessly. Do you think it’s reasonable (合理的)
18 girl named Xiong Yue said “No” to her parents. She chose to keep her gift money by herself. “I think the gift money should be the children’s. We have the right to 19 how we spend our gift money,” she said. “We should take care of it by 20 .”
21 , some people think it is not that simple. They believe giving gift money is used to show social status (地位) and develop relationships between family members and relatives. Gift money has lost its 22 meaning of good wish and has little to do with the children. What’s more, children don’t make the money through work, and they also has 23 knowledge of money management (理财). So parents should still 24 a big part in dealing with the money.
But some parents 25 with this. A mother of a 14-year-old boy has let her son be responsible (承担责任的) for his gift money since the 26 of 8. “I want to develop his financial (理财的) skills,” she said. She believes the 27 her boy learns how to spend money wisely, the better his financial skills will be. It will also benefit his future social ability a lot. She also 28 , “As parents, no matter how you deal with the money, the most important thing is to make the children feel they’re respected and trusted.”
Chen Jie supported this mother’s idea. She said that 29 she knew her mother wouldn’t waste her gift money, she would feel happier if she could at least know how the money is 30 .
“It would make me feel a little bit more grown-up,” she said.
16．A．threw away B．ran away C．took away D．moved away
17．A．different B．same C．similar D．difficult
18．A．Other B．The other C．Another D．Others
19．A．decide B．disagree C．agree D．believe
20．A．myself B．yourself C．themselves D．ourselves
21．A．However B．Also C．Still D．Therefore
22．A．new B．useful C．personal D．traditional
23．A．much B．little C．more D．some
24．A．have B．make C．play D．take
25．A．agree B．disagree C．talk D．go
26．A．year B．number C．age D．month
27．A．worse B．less C．later D．earlier
28．A．added B．told C．talked D．spoke
29．A．because B．although C．so D．if
30．A．cost B．took C．made D．spent
三、阅读单选（本大题共15小题，每小题2分，共30分）
（A）
At an early age, we start learning how to manage money by watching our parents’ spending habits. Don’t worry if we haven’t learned well how to save or spend money. The following life lessons about money can help us form good spending habits.
Money doesn’t grow on trees. As kids, we don’t often think about where money comes from. We need to know that our parents work hard to make money, and that it may be used up one day. Going to their workplaces to watch how they work is a great way to understand money is not that easy to make.
We shouldn’t spend all our money in one go. It’s important for us to have a budget. In other words, we need to think about how much money we have and what we really want to spend it on. Realizing that our pocket money can’t cover everything we want, we should make smart spending choices.
We should set a clear goal and watch our money grow. If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How Write down how much money we have in a notebook and watch it grow. After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.
We can talk with our parents about how money is used and where money goes. Do you know what a bank account is If not, communicate with our parents. We can also go to the supermarket with our parents to experience how money is spent in the real world.
Without doubt, we should treat money in a right way. Actually, learning about money isn’t a hard job. From these lessons, we can get a sense of money management and right money values step by step!
31．Where does money come from according to the text
A．Parents’ hard work. B．Kids’ life lessons. C．Good spending habits. D．The bank account.
32．What does the writer want kids to do by giving the example of buying a bicycle
A．Buy a wonderful notebook. B．Make a free spending choice.
C．Set a goal of saving money. D．Have an experience of shopping.
33．What does the underlined word “satiate” mean in Paragraph 4
A．Relax. B．Interest. C．Surprise. D．Satisfy.
34．Which of the following will the writer probably agree with
A．Walking backward can help people in many ways.
B．Kids should have a money spending plan.
C．Parents may give kids lots of pocket money.
D．Supermarkets will be places to change money.
35．What can be a suitable title for the text
A．Causes of Spending Money B．Ways of Managing Money
C．Purposes of Treating Money D．Conditions of Saving Money
（B）
A budget (预算) is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes self-control. Your budget should meet your family’s needs and income.
The first step in creating a budget is to set your goals. What does your family need and want You must know this to work out the details of the budget. Keep goals realistic. Then decide which goals are the most important.
The next step is finding out family income. Write down all the money you expect to receive (including wages (工资), savings, interest, etc.) during the planned budget period. Before you can plan wisely, you need to know how much money you have to spend!
After you have calculated how much money will be available, it is time to find out expenses (支出). List all of your family expenses.
If you are not satisfied with what you got for your money, look carefully at your spending. Studying your records will show where overspending has happened. It will also point out poor buying habits.
It is also a good idea to prepare a small amount of money for emergencies (紧急事件). Every family has small emergencies: a blown tire, a broken device, or the need for medical care.
36．According to the passage, what is the advantage of a budget
A．It can help you set your goals clearly. B．It can help you save a lot of money.
C．It can help you get rid of poor buying habits. D．It can help you spend money in a reasonable way.
37．In carrying out your budget, you need ________.
A．to have the ability to control yourself B．to ask your family members for advice
C．to cut it down as much as possible D．to take care not to buy expensive things
38．What does the underlined word “income” in Paragraph 3 mean
A．The money you can spend. B．The money you can get.
C．The money you can save. D．The money you want to make.
39．The writer says that it is a good idea to prepare some money because ________.
A．you probably will not be able to follow your budget
B．people usually spend more than they plan to do
C．things can happen unexpectedly
D．others may want to borrow some money from you
40．What is this passage mainly about
A．The meaning of a budget. B．The relation between budget and income.
C．The way a budget is made. D．The importance of making a budget.
（C）
How would you like to pay when you go shopping Cash payment Mobile payment People in China may pay by WeChat on the phones. We don’t use paper money very often.
While WeChat Pay is now a part of life in our country, this way of paying also appears in other countries. A lot of foreign companies and traders have to accept it. According to Xinhua News, about 13 foreign countries have WeChat Pay services for Chinese travellers.
Is it good or bad to use WeChat Pay Will people no longer use paper money in the future Some discussions appear on the Internet.
“I don’t think so. Nearly half of Chinese people live in the countryside. People there can’t enjoy it without good Internet service. And most old people like to use paper money,” said Winnie.
Steven said, “WeChat Pay is convenient and safe. We needn’t tell if the money is real or fake. But paper money is just the opposite. We should encourage people to use WeChat Pay more.”
“For a long time, people will use different payment ways,” said Sunshine. “Traders should allow people to choose the ways they like to pay.”
Will paper money disappear in the future What’s your opinion about it
41．When we pay by WeChat, we need to use our _________.
A．wallets B．phones C．paper money D．ID cards
42．Winnie thinks that _________.
A．WeChat Pay is convenient and safe
B．it is not safe if people don’t use paper money
C．paper money is more popular among old people
D．people in the countryside can use WeChat Pay well
43．The underlined word “fake” in Paragraph 5 may mean “_________”.
A．脏的 B．假的 C．麻烦的 D．残缺的
44．From the passage, we can know _________.
A．only Chinese people use WeChat Pay
B．paper money will surely disappear in the future
C．people use WeChat Pay more than paper money in the world
D．Chinese travellers can use WeChat Pay in about 13 foreign countries
45．What’s the best title for this passage
A．Payment ways in the future
B．WeChat payment in the world
C．Will paper money disappear in the future
D．Why do people use WeChat
第二部分 非选择题（满分：60分）
四、词汇应用（本大题共10小题，每小题1分，共10分）
46．We should be ________ (responsibility) for our money.
47．It’s ________ (necessary) to buy so many useless things.
48．The T-shirt is ________ (cheap). It only costs 10 yuan.
49．________ (shop) online is convenient but expensive.
50．I have ________ (pay) for the meal already.
51．Sometimes bad weather causes natural ________ (灾害).
52．After the ________ (地震), the soldiers helped the local people to rebuild their houses.
53．We’re ________ (好奇的) about why leaves change colour in autumn.
54．I saved my pocket money for two months so I could ________ (买得起) the new storybook.
55．Look at my ________ (数码的) watch! It shows the time clearly.
五、完成句子（本大题共5小题，每小题2分，共10分）
56．很多贫穷的孩子需要我们的帮助。
Many ________ children need our ________.
57．他太小了，还不知道如何管理自己的零用钱。
He is too young to know how to ________ his ________ ________.
58．即使我们富有，也应该保持节约。
We should keep saving money even if we are ________.
59．买东西前，我们应该考虑它的成本和用处。
We should think about its ________ and ________ before we buy something.
60．生活成本在许多大城市都很高。
The ________ ________ ________ is very high in many big cities.
六、短文语法填空（本大题共10小题，每小题1.5分，共15分）
阅读下面短文，在空白处根据首字母填入一个适当的单词，或根据括号内所给的单词填入正确形式，不限字数，要求单词写完整。
It’s always a happy moment to get some pocket money. But have you ever 61 (think) about how to spend your pocket money wisely Now let’s check out the following tips and learn to spend your money in a better way.
Make a list
We all have a lot of things that we want. But do you really need them that much That’s why it is suggested making a list before you spend money. Start with the thing you want 62 (much). You can also write down about how much it c 63 or how important it is in your life. By doing this, you will see if it is necessary to buy it.
Help others
How about being more selfless and 64 (use) our pocket money to help others We all know that many people in the world are in n 65 of our help. So consider using your pocket money to do something useful and 66 (help), to feel how you can make a difference.
Save as much as you can
There is an old saying, “Money doesn’t grow on trees.” If you spend all your pocket money all at once, you’ll have no money until your next “pay day”. Get a piggy bank (存钱罐) or ask your parents 67 (start) a savings account for you. Someday when you look back, you 68 (get) a strong sense of achievement by saving so much by 69 (you)! Just remember, every penny (便士) 70 (count).
七、材料作文（本大题共25分）
71．随着人们生活水平的提高，中学生的零花钱也越来越多了。同学们，你们都有零花钱吧，你的零花钱来自哪里？平时是怎样经营的？怎样花零花钱更加有意义？请结合以上内容谈谈自己零花钱的几种用法。以My pocket money为题写一篇英语作文。
注意：
1. 行文连贯，时态正确，书写工整。
2. 词数不少于80词。
2. 文中不得出现与本人相关的真实姓名、校名及其它相关信息。
提示词: manage 经营 meaningful 有意义的
My pocket money
/ 让学习更有效 单元培优卷 | 英语学科
/ 让学习更有效 单元培优卷 | 英语学科
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参考答案及试题解析
1．B
【解析】句意：很多病人负担不起看医生的费用，所以我们需要伸出援手。 A：excuse（动词 v.），意为 "原谅；宽恕；为…… 辩解" B：afford（动词 v.），意为 "负担得起；买得起；抽得出（时间）" C：finish（动词 v.），意为 "完成；结束" D：freeze（动词 v.），意为 "结冰；冻结；惊呆；冷藏" 。根据后文 "so we need to give a helping hand（所以我们需要伸出援手）" 的因果逻辑，以及固定搭配afford to do sth.（负担得起做某事） 可知，前文表达的是病人无经济能力承担看医生的开销，结合选项的含义和用法，只有 afford 符合语境，故选 B。
【点评】考查动词辨析。注意抓准句间逻辑关系：题干中的连接词（so/but/and/because 等）会提示因果、转折、并列等逻辑，本题 "so" 表因果，由 "伸出援手" 反推前文是 "有困难（负担不起）"，明确逻辑可避免偏离语境。
2．D
【解析】句意：——你能告诉我一些关于"云南生活方式"的事情吗？——嗯，亲自来云南探索并且你不会失望的。A兴奋的；B惊讶的；C吃惊的；D失望的。根据explore it yourself（亲自探索）及won't（不）可知表达为不会失望，故选D。
【点评】考查形容词辨析。分析选项，结合句意，得出答案。
3．D
【解析】——你觉得这辆漂亮的车怎么样？——我真的很喜欢它，但我买不起。A.cost，动词，花费，主语是物；B.spend，动词，花费，主语是人；C.pay，动词，付钱，主语是人；D.afford，动词，买得起、负担得起；根据" but I can't ……it. "可知此处要表达买得起，故选D。
【点评】考查动词辨析。识记cost、spend、pay、afford的词性、词义及用法。
4．C
【解析】句意：——饺子（饺子导演）凭借他的系列电影《哪吒》成为了一名成功的导演。——他的成功告诉我们，要实现梦想需要行动，否则你将一事无成。allow 意为"允许"；avoid 意为"避免"；achieve 意为"实现；取得"；afford 意为"买得起；承担得起"。根据语境"实现梦想需要行动"，后半句"否则你将不会取得/实现任何成就"，"achieve"最符合句意。故选C。
【点评】考查动词辨析。需结合上下文语境选择合适的动词，同时注意"achieve"常与"目标、梦想、成就"等搭配，表达"实现、取得"的含义。
5．B
【解析】句意：酒店离车站很远。幸运的是，我们设法赶上了火车。remembered记得； managed设法； decided决定； continued继续。根据语句The hotel was far from the station. Luckily, we …to catch the train. 可知，此句表示我们设法赶上了火车，故选B。
【点评】考查动词辨析。注意熟记各个动词的基本含义，根据语境确定最佳选项。
6．B
【解析】句意：——布莱克先生决定卖掉他们的房子，去环游世界。——哇！ 太棒了。A.错误；B.决定；C.许诺；D.差异。根据sell their house and travel around the world(卖掉他们的房子，去环游世界)，可知讲的是一种决定，make a decision to do sth.决定做某事，固定搭配，故选B。
【点评】考查名词辨析，首先理解名词词义，然后根据关键词句sell their house and travel around the world确定答案，理解句意。
7．C
【解析】句意：——你昨晚看了欧洲杯吗？——是的，我看了。德国以 5:1 击败苏格兰，取得了巨大的成功。A：失败，B：比赛，C：取得胜利，D：举行，根据success by beating Scotland 5: 1，可知获得胜利，故选C。
【点评】考查动词，注意识记achieved，取得胜利的用法。
8．C
【解析】句意：做出一个好的决定真的很重要。有时它能救你的命。A：face脸；B：plan计划；C：decision决定；D：speech演讲。根据句子Sometimes it can save your life. 有时它能救你的命。可知此处是指做一个好的决定很重要，应用decision，故选C。
【点评】考查名词辨析，注意识记名词decision的用法，选出正确答案。
9．B
【解析】句意：——你怎么看待最新的5G手机？——我真的很喜欢，但是我买不起。stand站；afford负担得起；spend花费；refuse拒绝。根据"I really like it, but I can't…it."可知，此处指的是"我买不起"，can't afford意为"买不起"。故选B。
【点评】考查动词辨析。熟练掌握动词的意思以及用法区别，分析推断设空处所表示的汉语意思，分析对比选项，确定正确的动词。
10．D
【解析】句意：如果他不努力工作，他将不会收获任何东西。A：include，包括。B：notice，注意到。C：succeed，成功。D：achieve，取得，实现。根据"never ____ anything if he doesn't work harder"可知，如果不努力就不会收获任何东西，故选D。
【点评】考查动词辨析。注意识记achieve的用法。
11．B
【解析】句意：听说他们在赛跑中失败了，他很失望。A.令人失望的，修饰事物；B.感到失望的，修饰人；C.抱歉的；D.愉快的。根据主语he，以及 they failed in the race他们在赛跑中失败了，可知他感到失望。故选B。
【点评】考查形容词辨析。注意熟记动词fail"失败"：第三人称单数： fails；现在分词： failing；过去式： failed；过去分词： failed。
12．D
【解析】句意：新加坡有众多祖籍是中国的人口，因此他们对中华文化有更深的了解。A.技术；B.记忆；C.挑战；D.人口。根据they have a better understanding of the Chinese culture（他们对中华文化有更深的了解）可知，只有人才会对文化有着更深的了解，故此处是说新加坡有众多祖籍是中国的人口，population符合语境。 故选D。
【点评】考查名词辨析。掌握不同名词的含义，结合语境选择正确选项。
13．A
【解析】句意：——大明上次没有入选我们队。那是个糟糕的决定。没有他我们打不好。A： decision决定，B： review回顾，C： subject科目，D： standard标准， 根据句子Daming wasn't chosen for our team last time. 大明上次没有入选我们队。可知此处是指没有进入我们对的这个决定，应用decision，故选A。
【点评】考查名词辨析，注意识记decision的用法。
14．A
【解析】句意：大自然是我们最大的财富，所以明智地保护它对我们来说很重要。A.明智地；B.清楚地；C.直接地；D.尤其。根据Nature is our greatest treasure大自然是我们最大的财富，so it is important for us to protect it所以保护它对我们来说很重要，结合选项可知讲的是明智地保护自然，故选A。
【点评】考查副词辨析，首先理解副词词义，然后根据句意确定副词。
15．D
【解析】句意： 我一直想去度一个梦想中的假期。但是我负担不起。机票太贵了。A.花费，度过；B.花费；C.付款；D.负担得起。根据The plane tickets are too expensive. 可知，此处指负担不起，故选D。
【点评】考查动词辨析。注意理解单词词义，理解句意。
16．C 17．B 18．C 19．A 20．D 21．A 22．D 23．B 24．C 25．B 26．C 27．D 28．A 29．B 30．D
【导语】本文是一篇议论文。文章主要探讨了中国孩子压岁钱的处理方式，呈现了两种对立观点，一种认为父母应处理压岁钱，另一种认为孩子有权自己管理，通过实例分析各观点的理由，强调在处理压岁钱问题上尊重和信任孩子的重要性。
16．句意：陈杰，一个14岁的女孩，今年春节收到了3600元压岁钱，但她妈妈把所有钱都拿走存进了银行。
threw away扔掉；ran away逃跑；took away拿走；moved away搬走。根据下文“put it in the bank”可知，她妈妈把钱存入了银行，所以此处是指把所有的钱都拿走了。故选C。
17．句意：很多学生和陈杰有相同的经历。
different不同的；same相同的；similar相似的；difficult困难的。根据下文“They get their gift money every new year, but they have to see their parents take it away helplessly.”可知，他们每年新年都会收到压岁钱，但只能无奈地看着父母把钱拿走，所以此处是指很多学生和陈杰经历一样的事情，考查the same“相同的”，固定搭配。故选B。
18．句意：另一个叫熊悦的女孩对父母说“不”。
Other其他的，后常接复数名词；The other两者中的另一个；Another用于三者或三者以上的另一个；Others其他人，相当于other +复数名词。上文提到陈杰，这里是指另一个女孩熊悦，应用another。故选C。
19．句意：“我们有权决定如何花我们的压岁钱，”她说。
decide决定；disagree不同意；agree同意；believe相信。根据上文“I think the gift money should be the children’s.”可知，熊悦认为压岁钱应该是孩子们的，所以此处是指孩子们有权决定如何花压岁钱。故选A。
20．句意：我们应该自己管理它。
myself我自己；yourself你自己；themselves他们自己；ourselves我们自己。句子的主语是“We”，所以这里应用反身代词“ourselves”，表示我们应该自己管理压岁钱。故选D。
21．句意：然而，有些人认为没那么简单。
However然而；Also也；Still仍然；Therefore因此。根据语境可知，上文说孩子们应自己管理压岁钱，而这里说有些人认为没那么简单，语义转折，应用however。故选A。
22．句意：压岁钱已经失去了它传统的美好祝愿的意义，与孩子们关系不大。
new新的；useful有用的；personal个人的；traditional传统的。根据下文“has little to do with the children”可知，压岁钱与孩子们关系不大，说明压岁钱失去了传统的祝愿意义。故选D。
23．句意：而且，孩子们不是通过工作赚钱，他们对理财知识也了解甚少。
much很多；little很少；more更多；some一些。根据上文“children don’t make the money through work”及常识可知，孩子们对理财了解甚少，应用little修饰不可数名词 knowledge。故选B。
24．句意：所以父母在处理压岁钱方面仍应起很大作用。
have有；make制造；play扮演；take拿。play a big part in ...“在……中起很大作用”，固定搭配，此处是指父母在处理压岁钱方面应起很大作用。故选C。
25．句意：但有些父母不同意这种观点。
agree同意；disagree不同意；talk谈论；go去。根据下文“A mother of a 14-year-old boy has let her son be responsible for his gift money since...”可知，这位母亲让孩子自己管理压岁钱，这与前文“parents should still … a big part in dealing with the money.”所表达的父母应主导处理压岁钱的观点相反，所以此处是指有些父母不同意那种父母主导处理压岁钱的观点。故选B。
26．句意：一个14岁男孩的妈妈从他8岁起就让他对自己的压岁钱负责。
year年；number数字；age年龄；month月。根据“the … of 8”可知，此处是指8岁时，考查(at) the age of“在……岁时”，固定搭配。故选C。
27．句意：她相信她儿子越早学会明智地花钱，他的理财技能就会越好。
worse更糟；less更少；later更晚；earlier更早。根据上文“I want to develop his financial skills,”可知，此处是指培养孩子的理财技能越早越好。故选D。
28．句意：她还补充说：“作为父母，无论你如何处理这笔钱，最重要的是让孩子们感到他们受到尊重和信任。”
added补充说；told告诉；talked谈论；spoke说。根据空前“She also”可知，此处是指这位母亲补充说了一些话。故选A。
29．句意：她说虽然她知道妈妈不会浪费她的压岁钱，但如果她至少能知道钱是怎么花的，她会更开心。
because因为；although虽然；so所以；if如果。分析句子结构可知，前后两句为让步关系，应用although引导状语从句。故选B。
30．句意：她说虽然她知道妈妈不会浪费她的压岁钱，但如果她至少能知道钱是怎么花的，她会更开心。
cost花费；took拿；made制造；spent花费。根据“how the money is…”可知，此处是指钱如何被花的；spend money“花钱”，其被动形式：money be spent表示钱被花。故选D。
31．A 32．C 33．D 34．B 35．B
【导语】本文主要讲述了如何管理金钱以及形成正确的消费习惯。
31．细节理解题。根据“We need to know that our parents work hard to make money, and that it may be used up one day.”可知，金钱来自父母的辛勤工作，故选A。
32．细节理解题。根据“If we wish to own a new bicycle but can’t afford it, we can save our pocket money. How Write down how much money we have in a notebook and watch it grow.”可知，通过买自行车的例子，作者想让孩子们学会设定储蓄目标，故选C。
33．词句猜测题。根据“After we have enough, we can buy that wonderful bicycle we’ve dreamed about! Reaching our goal will greatly satiate us.”可知，前文提到了有了足够的钱就可以买到梦寐以求的那辆漂亮的自行车了，划线出所在句子说的是“达到我们的目标将使我们非常满意”，因此推测，satiate意思是“满足”，与“Satisfy”相近，故选D。
34．细节理解题。根据“We shouldn’t spend all our money in one go. It’s important for us to have a budget.”可知，作者认为孩子们应该有花钱的计划，故选B。
35．最佳标题题。通读全文可知，本文主要讲述了如何管理金钱以及形成正确的消费习惯，最适合的标题是“管理金钱的方式”，故选B。
36．D 37．A 38．B 39．C 40．C
【导语】本文主要介绍了制定预算的方法。
36．细节理解题。根据“A budget (预算) is a spending plan. It can help you spend money wisely.”可知，预算可以帮助你明智地花钱，即合理地花钱。故选D。
37．细节理解题。根据“following a budget takes self-control”可知，遵循预算需要自我控制的能力。故选A。
38．词义猜测题。根据“The next step is finding out family income. Write down all the money you expect to receive”可知，把预期能收到的所有钱都写下来，即此处的family income指的是“家庭收入”，income意为“收入”。故选B。
39．细节理解题。根据“It is also a good idea to prepare a small amount of money for emergencies (紧急事件). Every family has small emergencies...”可知，准备少量的应急资金也是一个好主意，因为每个家庭都有可能出现一些紧急情况或一些意外事件。故选C。
40．主旨大意题。通读全文可知，本文主要介绍了制定预算的方法。故选C。
41．B 42．C 43．B 44．D 45．C
【导语】本文通过微信支付引出纸币是否会消失这一问题，并针对该问题向大家介绍了不同人的看法。
41．细节理解题。根据“People in China may pay by WeChat on the phones”可知，中国人可以用手机微信支付，故选B。
42．细节理解题。根据Winnie的发言“And most old people like to use paper money”可知，Winnie认为纸币在老年人中更受欢迎，故选C。
43．词义猜测题。根据“We needn’t tell if the money is real or fake”中的real“真实的”可知，fake表示 “假的”，故选B。
44．细节理解题。根据“According to Xinhua News, about 13 foreign countries have WeChat Pay services for Chinese travellers”可知，中国游客可以在大约13个国家使用微信支付，故选D。
45．最佳标题题。通读全文可知，本文通过微信支付引出纸币是否会消失这一问题，并针对该问题向大家介绍了不同人的看法，故C选项 “纸币会消失吗？”最适合作为本文标题，故选C。
46．responsible
【解析】句意：我们应该对自己的钱负责。be动词后接形容词作表语，responsibility的形容词形式responsible，意为“负责任的”。故填responsible。
47．unnecessary
【解析】句意：买这么多没用的东西是没有必要的。此句为“It is+形容词+to do sth”结构，意为“做某事是……的”。空处填形容词作表语。根据“buy so many useless things”可知，买无用的东西是没有必要的。necessary“必要的”，形容词，unnecessary“不必要的”，形容词。故填unnecessary。
48．cheap
【解析】句意：这件T恤很便宜。它只花费10元。空处位于系动词“is”后，填形容词，说明主语的特征，作表语。cheap“便宜的”，形容词。故填cheap。
49．Shopping
【解析】句意：网上购物很方便但是很昂贵。shop“购物”，动词。空处作主语，需要使用动名词形式的shopping。位于句首，首字母大写。故填Shopping。
50．paid
【解析】句意：我已经付过饭钱了。根据“have”和“already”可知，此句时态为现在完成时，结构为have/has+动词过去分词。pay“支付”，动词，过去分词是paid。故填paid。
51．disasters
【解析】句意：有时恶劣的天气会引发自然灾害。根据汉语提示可知，disaster“灾害”，为可数名词，此处表示泛指，应用复数形式disasters。故填disasters。
52．earthquake
【解析】句意：地震过后，战士们帮助当地人民重建家园。根据中文提示“地震”可知，此处应填名词earthquake，故填earthquake。
53．curious
【解析】句意：我们对秋天树叶为什么会变色感到好奇。根据中文提示“好奇的”及句子结构“We’re...about...”可知，此处需填形容词作表语，构成“be curious about”固定搭配，意为“对……感到好奇”。故填curious。
54．afford
【解析】句意：我把零花钱存了两个月，这样我就能买得起这本新的故事书了。根据中文提示可知，“买得起”英文表达是afford；情态动词could后接动词原形。故填afford。
55．digital
【解析】句意：看我的数码手表！它清晰地显示时间。根据中文提示“数码的”可知，此处应填形容词digital，digital意为“数码的”，故填digital。
56．poor help
【解析】对照中英文可知，第一空缺少“贫穷的”，应用形容词“poor”，作定语，修饰名词children；第二空缺少“帮助”，应用名词“help”，作宾语，不可数。故填poor；help。
57．manage pocket money
【解析】根据中英文对照可知，此处缺“管理”和“零用钱”。to后接动词原形，manage作动词，表示“管理”；pocket money表示“零用钱”，固定短语。故填manage；pocket；money。
58．rich
【解析】根据句意及空格处可知，缺少“富有”的表达，rich“富有的”，形容词，结合“are”，此处用形容词作表语。故填rich。
59．cost use
【解析】根据中英文对照可知，此处缺少“成本”和“用处”。应该使用名词形式，cost“成本”，名词，use“用处”，名词。故填cost；use。
60．cost of living
【解析】根据中英文对照可知，空格处缺少“生活成本”，可以用短语“cost of living”来表示，作主语。故填cost；of；living。
61．thought 62．most 63．(c)osts 64．using 65．(n)eed 66．helpful 67．to start 68．will get 69．yourself 70．counts
【导语】本文主要介绍了如何以更好的方式花钱。
61．句意：但是你有想过如何明智地花你的零花钱吗？此处用过去分词thought与have一起构成现在完成时。故填thought。
62．句意：从你最想要的东西开始。根据“making a list before you spend money”可知，在花钱之前列个清单，从最想要的东西开始，空处用副词最高级most“最”。故填most。
63．句意：你也可以写下它花多少或它在你生活中的重要性。根据“how much it c...”可知，是指花费多少钱，cost“花费”，时态为一般现在时，主语是三单，动词用三单。故填(c)osts。
64．句意：更无私一点，用我们的零花钱去帮助别人怎么样？use“使用”，how about doing sth“做某事怎么样”。故填using。
65．句意：我们都知道世界上有很多人需要我们的帮助。in need of“需要”，固定短语。故填(n)eed。
66．句意：所以可以考虑用你的零花钱做一些有用的、有帮助的事情，去感受你如何能有所作为。根据“something useful and”可知，空处用形容词helpful“有帮助的”作后置定语，修饰something。故填helpful。
67．句意：买一个存钱罐，或者让你的父母为你开一个储蓄账户。ask sb to do sth“要求/让某人做某事”，空处用不定式作宾语补足语。故填to start。
68．句意：有一天当你回首往事时，你会因为自己攒了这么多钱而有一种强烈的成就感！根据“Someday when you look back”可知，when引导的时间状语从句，从句为一般现在时，主句用一般将来时will do。故填will get。
69．句意：有一天当你回首往事时，你会因为自己攒了这么多钱而有一种强烈的成就感！by oneself“靠自己，独自”，空处用反身代词yourself。故填yourself。
70．句意：只需记住，每一分钱都很重要。句子时态为一般现在时，主语是every penny，谓语动词用三单counts。故填counts。
71．例文
My pocket money
My pocket money mainly comes from my parents. Sometimes my grandparents give me some. I often use it to buy some school things, like pens, exercise books and rulers. Once or twice, I buy some snacks. I think I have spent a lot on some unnecessary things these years, so I decide to manage my pocket money better.
I will divide my pocket money into three parts. The first part will be for my daily life. The second part will be used for the gifts to my parents, teachers and friends. It can be quite useful on the festivals. I will use the third part to support further study, so I will save it in the bank. I’m sure my future life will be more meaningful.
【解析】[总体分析]
①题材：本文是一篇话题作文；
②时态：时态为“一般现在时和一般将来时”；
③提示：根据题干介绍自己零花钱的用法，可适当发挥，注意要点齐全，语句通顺。
[写作步骤]
第一步，介绍零花钱来自哪里；
第二步，介绍平时是怎么经营零花钱的；
第三步，表达自己将怎样更加有意义地花零花钱。
[亮点词汇]
①decide to do sth决定做某事
②divide sth into把……分成
③be used for被用做
[高分句型]
I think I have spent a lot on some unnecessary things these years, so I decide to manage my pocket money better. (think后跟宾语从句；so连接的并列句)
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